Duplex in Rua Vale de Milho, Nn, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
Duplex in Rua Vale de Milho, Nn, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 2Duplex in Rua Vale de Milho, Nn, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 3Duplex in Rua Vale de Milho, Nn, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 4Duplex in Rua Vale de Milho, Nn, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 5
Grade Bapartmentluxury

Duplex in Rua Vale de Milho, Nn, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€2.5M

Asking Price (EUR)

2.3%

True Net Yield (Owner, all-in)

1.6%

True Net Yield (Managed, all-in)

3.6%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €100,183/yr
Average Daily Rate: €588
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 31.1 years
5-yr Capital Value: €3.3M
10-yr Capital Value: €4.0M
Brixfox Score: 64.4 / 100
Comparable Properties: 8
Data Confidence: 81%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.8M

+12.3% over asking

Asking price€2.5M
IMT — Property transfer tax (investment schedule)€187,500
IS — Stamp duty (0.8%)€20,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€37,500
Total acquisition costs€246,250
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€60,150
All-in investment (incl. renovation & furnishing)€2.8M

Gross yield (asking price)

4.0%

True gross yield (all-in)

3.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 217 m²
Style: contemporary
Condition: new-build
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

expansive rooftop terrace with ocean viewsmultiple outdoor lounge areas with fire pitsinfinity-edge poolmodern minimalist architecturelush landscaping

Score Breakdown

ROI
11.57
Visual Appeal
15.6
Ownership Security
13
Location
10.56
Land & Space
6
Rental Demand
4.67
Payback Speed
0
STR Suitability
3

Description

Magnificent penthouse with stunning sea views, inserted in an exclusive tourist resort with a privileged location, offers a contemporary design, high quality finishes, luxury details and maximum comfort. Inserted on the top floor of a building with elevator, the apartment comprises a spacious open plan living and dinin

Location

📍 37.1004°N, 8.4494°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on ENGEL & VÖLKERS ALBUFEIRA - CARVOEIRO →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Duplex in Rua Vale de Milho, Nn, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
217 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$691K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.6%
$5,894/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
38.4 yr
Rental only

Property details

Energy: B
Condition: new-build

Description

Magnificent penthouse with stunning sea views, inserted in an exclusive tourist resort with a privileged location, offers a contemporary design, high quality finishes, luxury details and maximum comfort. Inserted on the top floor of a building with elevator, the apartment comprises a spacious open plan living and dinin

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$852/night
50% ($392)Brixfox estimate($852/night)200% ($1568)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$70,727
Airbnb data$852/night · 47% occupancy
Rental income
$852/night · 47% occ.
$145,158
Running costs (20%)
Utilities, cleaning, maintenance
-$29,032
Income tax (10%)
Indonesian rental income tax
-$40,644
Property tax
Annual property tax
-$4,755
Net income
2.6% ROI
$70,727

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,717,391
IMT (transfer tax, investment schedule)$203,804
Imposto de Selo (stamp duty)$21,739
Notary & registration$1,359
Legal / due diligence$40,761
Total acquisition costs$267,663
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$3,050,435

Gross yield (asking)

5.3%

True gross yield (all-in)

4.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$12.9M$9.7M$6.4M$3.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.5M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 26: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.0M
+22%
Rental Income
+$345K
Total Position
$3.4M
+35%
6.3%/yr
Year 10
Capital Value
$3.7M
+48%
Rental Income
+$746K
Total Position
$4.4M
+78%
5.9%/yr
Year 20
Capital Value
$5.5M
+119%
Rental Income
+$1.7M
Total Position
$7.2M
+189%
5.5%/yr
Year 30
Capital Value
$8.1M
+224%
Rental Income
+$3.1M
Total Position
$11.2M
+348%
5.1%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.6% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$784 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $784 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.6% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.2%
$5,048/mo
40% occ.
3.0%
$6,863/mo
47% occ.
3.6%
$8,071/mo
current
57% occ.
4.4%
$9,886/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.