T2 flat in Rua Gramacho Golf Resort, 47, Gramacho - Vale da Pinta, Estômbar e Parchal
T2 flat in Rua Gramacho Golf Resort, 47, Gramacho - Vale da Pinta, Estômbar e Parchal — image 2T2 flat in Rua Gramacho Golf Resort, 47, Gramacho - Vale da Pinta, Estômbar e Parchal — image 3T2 flat in Rua Gramacho Golf Resort, 47, Gramacho - Vale da Pinta, Estômbar e Parchal — image 4T2 flat in Rua Gramacho Golf Resort, 47, Gramacho - Vale da Pinta, Estômbar e Parchal — image 5
Grade Bapartmentmid-range

T2 flat in Rua Gramacho Golf Resort, 47, Gramacho - Vale da Pinta, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€369,000

Asking Price (EUR)

4.7%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.2%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €30,762/yr
Average Daily Rate: €211
Payback Period: 14.9 years
5-yr Capital Value: €484,861
10-yr Capital Value: €589,907
Brixfox Score: 64.8 / 100
Comparable Properties: 36
Data Confidence: 73%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€428,857

+16.2% over asking

Asking price€369,000
IMT — Property transfer tax (investment schedule)€17,350
IS — Stamp duty (0.8%)€2,952
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,535
Total acquisition costs€27,087
Renovation (est. €55/m² × 144 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,920
(€4,320–€11,520)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€24,850
All-in investment (incl. renovation & furnishing)€428,857

Gross yield (asking price)

8.3%

True gross yield (all-in)

7.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 144 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

stone-clad wallswicker pendant lightslarge open-plan communal areas

Score Breakdown

ROI
18.12
Visual Appeal
10.4
Ownership Security
13
Location
8.4
Land & Space
4.88
Rental Demand
3.99
Payback Speed
3
STR Suitability
3

Description

Luxury Apartment in Golf Resort in the Algarve: An Exclusive Getaway Imagine an oasis of tranquillity and sophistication, where the vibrant green of the golf courses meets the intense blue of the Algarve sea. This duplex flat, is the epitome of luxury and comfort. A Large and Sophisticated Space With a generous ar

Location

📍 37.1268°N, 8.4858°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Portugal Best Invest →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

T2 flat in Rua Gramacho Golf Resort, 47, Gramacho - Vale da Pinta, Estômbar e Parchal

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
144 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB
Brixfox Intelligence
65BStrong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$102K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.6%
$1,880/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.8 yr
Rental only

Property details

Energy: C
Condition: good

Description

Luxury Apartment in Golf Resort in the Algarve: An Exclusive Getaway Imagine an oasis of tranquillity and sophistication, where the vibrant green of the golf courses meets the intense blue of the Algarve sea. This duplex flat, is the epitome of luxury and comfort. A Large and Sophisticated Space With a generous ar

Income Breakdown

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Nightly Rate (ADR)
$308/night
50% ($141)Brixfox estimate($308/night)200% ($566)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$22,558
Airbnb data$308/night · 40% occupancy
Rental income
$308/night · 40% occ.
$44,732
Running costs (20%)
Utilities, cleaning, maintenance
-$8,946
Income tax (10%)
Indonesian rental income tax
-$12,525
Property tax
Annual property tax
-$702
Net income
5.6% ROI
$22,558

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$401,087
IMT (transfer tax, investment schedule)$18,859
Imposto de Selo (stamp duty)$3,209
Notary & registration$1,359
Legal / due diligence$6,016
Total acquisition costs$29,442
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$8,609
($4,696–$12,522)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$466,149

Gross yield (asking)

11.2%

True gross yield (all-in)

9.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.5M$1.9M$1.3M$628K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $369K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$449K
+22%
Rental Income
+$110K
Total Position
$559K
+52%
8.7%/yr
Year 10
Capital Value
$546K
+48%
Rental Income
+$238K
Total Position
$784K
+113%
7.8%/yr
Year 20
Capital Value
$809K
+119%
Rental Income
+$558K
Total Position
$1.4M
+270%
6.8%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$987K
Total Position
$2.2M
+492%
6.1%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.6% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$283 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $283 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 40% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.7%
$1,906/mo
40% occ.
7.7%
$2,560/mo
current
40% occ.
7.6%
$2,551/mo
current
50% occ.
9.6%
$3,205/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.