Detached house in Ferragudo, Lagoa (Algarve)
Detached house in Ferragudo, Lagoa (Algarve) — image 2Detached house in Ferragudo, Lagoa (Algarve) — image 3Detached house in Ferragudo, Lagoa (Algarve) — image 4Detached house in Ferragudo, Lagoa (Algarve) — image 5
Grade B+villaluxury

Detached house in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€1.5M

Asking Price (EUR)

4.0%

True Net Yield (Owner, all-in)

2.7%

True Net Yield (Managed, all-in)

6.1%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €103,983/yr
Average Daily Rate: €646
+23.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 17.9 years
5-yr Capital Value: €2.0M
10-yr Capital Value: €2.4M
Brixfox Score: 73.4 / 100
Comparable Properties: 8
Data Confidence: 68%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+14.0% over asking

Asking price€1.5M
IMT — Property transfer tax (investment schedule)€112,125
IS — Stamp duty (0.8%)€11,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€22,425
Total acquisition costs€147,760
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

7.0%

True gross yield (all-in)

6.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 352 m²
Land: 1080 m²
Style: contemporary
Condition: excellent
Year Built: 2003
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private poolspacious outdoor living areasmodern open-plan interiormultiple balconies/terraces

Score Breakdown

ROI
16.39
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.41
Payback Speed
2
STR Suitability
3

Description

Exclusive Villa with Pool, Jacuzzi Sea View – Ferragudo  Discover this stunning T4 +1 villa, a truly special property perfect as a private home or high-yield investment. Fully renovated, it combines elegance, modern design, and character across two floors, with rooftop access offering breathtaking sea views, ideal for

Location

📍 37.1124°N, 8.5110°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Casaibéria Mediação Imobiliária Lda. →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Ferragudo, Lagoa (Algarve)

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
352 m²
Land Plot
1080 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$413K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.7%
$6,315/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
21.4 yr
Rental only

Property details

Year built: 2003
Energy: C
Condition: excellent

Description

Exclusive Villa with Pool, Jacuzzi Sea View – Ferragudo  Discover this stunning T4 +1 villa, a truly special property perfect as a private home or high-yield investment. Fully renovated, it combines elegance, modern design, and character across two floors, with rooftop access offering breathtaking sea views, ideal for

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$939/night
50% ($432)Brixfox estimate($939/night)200% ($1728)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$75,781
Airbnb data$939/night · 44% occupancy
Rental income
$939/night · 44% occ.
$151,202
Running costs (20%)
Utilities, cleaning, maintenance
-$30,240
Income tax (10%)
Indonesian rental income tax
-$42,337
Property tax
Annual property tax
-$2,844
Net income
4.7% ROI
$75,781

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,625,000
IMT (transfer tax, investment schedule)$121,875
Imposto de Selo (stamp duty)$13,000
Notary & registration$1,359
Legal / due diligence$24,375
Total acquisition costs$160,609
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$1,850,989

Gross yield (asking)

9.3%

True gross yield (all-in)

8.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$9.4M$7.0M$4.7M$2.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.5M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.8M
+22%
Rental Income
+$370K
Total Position
$2.2M
+46%
7.9%/yr
Year 10
Capital Value
$2.2M
+48%
Rental Income
+$799K
Total Position
$3.0M
+101%
7.3%/yr
Year 20
Capital Value
$3.3M
+119%
Rental Income
+$1.9M
Total Position
$5.1M
+244%
6.4%/yr
Year 30
Capital Value
$4.8M
+224%
Rental Income
+$3.3M
Total Position
$8.2M
+446%
5.8%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.7% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$864 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1080 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $864 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 1080 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.7% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.3%
$5,761/mo
40% occ.
5.7%
$7,761/mo
44% occ.
6.3%
$8,583/mo
current
54% occ.
7.8%
$10,582/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.