Terraced house in Ferragudo
Terraced house in Ferragudo — image 2Terraced house in Ferragudo — image 3Terraced house in Ferragudo — image 4Terraced house in Ferragudo — image 5
Grade B+villaluxury

Terraced house in Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€950,000

Asking Price (EUR)

6.0%

True Net Yield (Owner, all-in)

4.1%

True Net Yield (Managed, all-in)

9.2%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €100,063/yr
Average Daily Rate: €615
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 11.9 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.5M
Brixfox Score: 72.2 / 100
Comparable Properties: 5
Data Confidence: 66%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+15.0% over asking

Asking price€950,000
IMT — Property transfer tax (investment schedule)€57,000
IS — Stamp duty (0.8%)€7,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,250
Total acquisition costs€80,100
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

10.5%

True gross yield (all-in)

9.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 205 m²
Land: 135 m²
Style: modern
Condition: new-build
Year Built: 2025
Energy Certificate: Exempt
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop infinity poollarge glass sliding doorsminimalist facadeintegrated outdoor dining area

Score Breakdown

ROI
20.75
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
3.04
Rental Demand
4.46
Payback Speed
4
STR Suitability
3

Description

Experience the luxury and charm of the Algarve! * Discover this new 4-bedroom villa in the picturesque and charming fishing village of Ferragudo, where tradition meets modern comfort. * Highlights of this dream home: * Rooftop pool with stunning views * Open-plan living room with contemporary design * Spacious garag

Location

📍 37.1240°N, 8.5180°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Famous Group Real Estate →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Terraced house in Ferragudo

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
205 m²
Land Plot
135 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$262K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.1%
$6,114/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.1 yr
Rental only

Property details

Year built: 2025
Energy: Exempt
Condition: new-build

Description

Experience the luxury and charm of the Algarve! * Discover this new 4-bedroom villa in the picturesque and charming fishing village of Ferragudo, where tradition meets modern comfort. * Highlights of this dream home: * Rooftop pool with stunning views * Open-plan living room with contemporary design * Spacious garag

Income Breakdown

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Nightly Rate (ADR)
$889/night
50% ($409)Brixfox estimate($889/night)200% ($1636)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$73,369
Airbnb data$889/night · 45% occupancy
Rental income
$889/night · 45% occ.
$144,568
Running costs (20%)
Utilities, cleaning, maintenance
-$28,914
Income tax (10%)
Indonesian rental income tax
-$40,479
Property tax
Annual property tax
-$1,807
Net income
7.1% ROI
$73,369

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,032,609
IMT (transfer tax, investment schedule)$61,957
Imposto de Selo (stamp duty)$8,261
Notary & registration$1,359
Legal / due diligence$15,489
Total acquisition costs$87,065
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$1,185,054

Gross yield (asking)

14.0%

True gross yield (all-in)

12.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$7.2M$5.4M$3.6M$1.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $950K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$358K
Total Position
$1.5M
+59%
9.8%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$774K
Total Position
$2.2M
+129%
8.7%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$1.8M
Total Position
$3.9M
+310%
7.3%/yr
Year 30
Capital Value
$3.1M
+224%
Rental Income
+$3.2M
Total Position
$6.3M
+562%
6.5%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.1% annual return
Occupancy
Weak
45% average occupancy
Nightly Rate
Strong
$818 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
135 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $818 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.4%
$5,527/mo
40% occ.
8.6%
$7,420/mo
45% occ.
9.6%
$8,283/mo
current
55% occ.
11.8%
$10,176/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.