Detached house in Rua Mouzinho de Albuquerque, Ferragudo, Lagoa (Algarve)
Detached house in Rua Mouzinho de Albuquerque, Ferragudo, Lagoa (Algarve) — image 2Detached house in Rua Mouzinho de Albuquerque, Ferragudo, Lagoa (Algarve) — image 3Detached house in Rua Mouzinho de Albuquerque, Ferragudo, Lagoa (Algarve) — image 4Detached house in Rua Mouzinho de Albuquerque, Ferragudo, Lagoa (Algarve) — image 5
Grade Avillaluxury

Detached house in Rua Mouzinho de Albuquerque, Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€1.4M

Asking Price (EUR)

5.9%

True Net Yield (Owner, all-in)

4.1%

True Net Yield (Managed, all-in)

9.2%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €150,102/yr
Average Daily Rate: €616
+33.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 9.9 years
5-yr Capital Value: €1.8M
10-yr Capital Value: €2.2M
Brixfox Score: 84.1 / 100
Comparable Properties: 4
Data Confidence: 61%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.6M

+17.6% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€104,625
IS — Stamp duty (0.8%)€11,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€20,925
Total acquisition costs€137,960
Renovation (est. €55/m² × 655 m²)
Light touch-ups — paint, fixtures, deep clean.		€36,025
(€19,650–€52,400)
Furnishing & STR launch (5bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€71,000
All-in investment (incl. renovation & furnishing)€1.6M

Gross yield (asking price)

10.8%

True gross yield (all-in)

9.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 5
Building: 655 m²
Land: 1102 m²
Style: contemporary
Condition: good
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved architectural elementsdolphin mosaic in poolmultiple terraces/balconiesoutdoor BBQ area

Score Breakdown

ROI
23.4
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
10.24
Rental Demand
7.86
Payback Speed
4
STR Suitability
3

Description

5-Bedroom Villa with Pool and River View for Sale in Ferragudo, Algarve - Plot Area: 1,102 sqm - Construction Area: 655 sqm - Building Footprint: 290 sqm - Floors: 3 - Heated Pool - Garage for 4 Cars - River View to the River Arade An Excellent Opportunity for Living or Investment This villa is a fantastic c

Location

📍 37.1240°N, 8.5214°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Rua Mouzinho de Albuquerque, Ferragudo, Lagoa (Algarve)

Inventory
5 Beds
Bathrooms
5 Baths
Built Area
655 m²
Land Plot
1102 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 8.6% net return annually.

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The Investment

Brixfox Score84
GradeA
Brixfox Intelligence
84AExcellent
Score Breakdown
ROI & Yield92%
Capital Growth88%
Risk Profile85%
Market Demand84%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$385K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.6%
$10,851/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.6 yr
Rental only

Property details

Energy: A
Condition: good

Description

5-Bedroom Villa with Pool and River View for Sale in Ferragudo, Algarve - Plot Area: 1,102 sqm - Construction Area: 655 sqm - Building Footprint: 290 sqm - Floors: 3 - Heated Pool - Garage for 4 Cars - River View to the River Arade An Excellent Opportunity for Living or Investment This villa is a fantastic c

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$891/night
50% ($410)Brixfox estimate($891/night)200% ($1640)
Occupancy
79%
10%Brixfox estimate(79%)100%

Short-Term Rental

Yearly income
$130,217
Airbnb data$891/night · 79% occupancy
Rental income
$891/night · 79% occ.
$255,521
Running costs (20%)
Utilities, cleaning, maintenance
-$51,104
Income tax (10%)
Indonesian rental income tax
-$71,546
Property tax
Annual property tax
-$2,654
Net income
8.6% ROI
$130,217

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,516,304
IMT (transfer tax, investment schedule)$113,723
Imposto de Selo (stamp duty)$12,130
Notary & registration$1,359
Legal / due diligence$22,745
Total acquisition costs$149,957
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$39,158
($21,359–$56,957)
Furnishing & STR launch
5bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$75,000
All-in investment$1,780,418

Gross yield (asking)

16.9%

True gross yield (all-in)

14.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$11.8M$8.8M$5.9M$2.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.7M
+22%
Rental Income
+$636K
Total Position
$2.3M
+67%
10.8%/yr
Year 10
Capital Value
$2.1M
+48%
Rental Income
+$1.4M
Total Position
$3.4M
+146%
9.4%/yr
Year 20
Capital Value
$3.1M
+119%
Rental Income
+$3.2M
Total Position
$6.3M
+350%
7.8%/yr
Year 30
Capital Value
$4.5M
+224%
Rental Income
+$5.7M
Total Position
$10.2M
+633%
6.9%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.6% annual return
Occupancy
Strong
79% average occupancy
Nightly Rate
Strong
$820 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1102 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.6% — outperforms most villas in this market
Strong occupancy at 79% — consistent booking demand
Premium nightly rate of $820 — positioned in the top tier

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

59% occ.
8.6%
$10,889/mo
69% occ.
10.1%
$12,787/mo
79% occ.
11.6%
$14,684/mo
current
89% occ.
13.1%
$16,582/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.