Semi-detached house in Bela Vista, Estômbar e Parchal
Semi-detached house in Bela Vista, Estômbar e Parchal — image 2Semi-detached house in Bela Vista, Estômbar e Parchal — image 3Semi-detached house in Bela Vista, Estômbar e Parchal — image 4Semi-detached house in Bela Vista, Estômbar e Parchal — image 5
Grade Avillamid-range

Semi-detached house in Bela Vista, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€660,000

Asking Price (EUR)

8.1%

True Net Yield (Owner, all-in)

5.6%

True Net Yield (Managed, all-in)

12.4%

True Gross Yield

60%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €93,291/yr
Average Daily Rate: €426
+22.0% vs area baselineModern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 8.8 years
5-yr Capital Value: €867,230
10-yr Capital Value: €1.1M
Brixfox Score: 83.8 / 100
Comparable Properties: 9
Data Confidence: 77%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€750,730

+13.7% over asking

Asking price€660,000
IMT — Property transfer tax (investment schedule)€39,600
IS — Stamp duty (0.8%)€5,280
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,900
Total acquisition costs€56,030
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€750,730

Gross yield (asking price)

14.1%

True gross yield (all-in)

12.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 255 m²
Land: 1114 m²
Style: contemporary
Condition: excellent
Year Built: 2018
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private gardenlarge windows/sliding doorsoutdoor pool

Score Breakdown

ROI
24.63
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
6
Payback Speed
4
STR Suitability
3

Description

For sale 3 bedroom modern house with garage and private pool in Belavista, Ferragudo. Beautifully presented 3 storey villa built in 2018 with large terraces, private pool, landscaped gardens and basement/garage, in quiet residential area close to Ferragudo. This extremely well, maintained terraced villa with a total

Location

📍 37.1325°N, 8.5088°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Sampson Property →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Semi-detached house in Bela Vista, Estômbar e Parchal

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
255 m²
Land Plot
1114 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 9.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score84
GradeA
Brixfox Intelligence
84AExcellent
Score Breakdown
ROI & Yield92%
Capital Growth88%
Risk Profile85%
Market Demand84%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+15.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$182K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.6%
$5,742/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
10.4 yr
Rental only

Property details

Year built: 2018
Energy: B
Condition: excellent

Description

For sale 3 bedroom modern house with garage and private pool in Belavista, Ferragudo. Beautifully presented 3 storey villa built in 2018 with large terraces, private pool, landscaped gardens and basement/garage, in quiet residential area close to Ferragudo. This extremely well, maintained terraced villa with a total

Income Breakdown

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Nightly Rate (ADR)
$616/night
50% ($283)Brixfox estimate($616/night)200% ($1134)
Occupancy
60%
10%Brixfox estimate(60%)100%

Short-Term Rental

Yearly income
$68,908
Airbnb data$616/night · 60% occupancy
Rental income
$616/night · 60% occ.
$134,929
Running costs (20%)
Utilities, cleaning, maintenance
-$26,986
Income tax (10%)
Indonesian rental income tax
-$37,780
Property tax
Annual property tax
-$1,255
Net income
9.6% ROI
$68,908

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$717,391
IMT (transfer tax, investment schedule)$43,043
Imposto de Selo (stamp duty)$5,739
Notary & registration$1,359
Legal / due diligence$10,761
Total acquisition costs$60,902
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$813,837

Gross yield (asking)

18.8%

True gross yield (all-in)

16.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$5.9M$4.4M$3.0M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $660K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$803K
+22%
Rental Income
+$337K
Total Position
$1.1M
+73%
11.5%/yr
Year 10
Capital Value
$977K
+48%
Rental Income
+$727K
Total Position
$1.7M
+158%
9.9%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$1.7M
Total Position
$3.1M
+377%
8.1%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$3.0M
Total Position
$5.2M
+681%
7.1%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.6% annual return
Occupancy
Average
60% average occupancy
Nightly Rate
Strong
$567 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
1114 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.6% — outperforms most villas in this market
Premium nightly rate of $567 — positioned in the top tier
Generous 1114 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 60% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

40% occ.
8.6%
$5,142/mo
50% occ.
10.8%
$6,454/mo
60% occ.
13.0%
$7,766/mo
current
70% occ.
15.2%
$9,078/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.