Detached house in Rua do Casino, Centro de Carvoeiro, Lagoa e Carvoeiro
Detached house in Rua do Casino, Centro de Carvoeiro, Lagoa e Carvoeiro — image 2Detached house in Rua do Casino, Centro de Carvoeiro, Lagoa e Carvoeiro — image 3Detached house in Rua do Casino, Centro de Carvoeiro, Lagoa e Carvoeiro — image 4Detached house in Rua do Casino, Centro de Carvoeiro, Lagoa e Carvoeiro — image 5
Grade Bvillamid-range

Detached house in Rua do Casino, Centro de Carvoeiro, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.9M

Asking Price (EUR)

2.4%

True Net Yield (Owner, all-in)

1.7%

True Net Yield (Managed, all-in)

3.7%

True Gross Yield

42%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €78,930/yr
Average Daily Rate: €514
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 29.8 years
5-yr Capital Value: €2.5M
10-yr Capital Value: €3.0M
Brixfox Score: 64.8 / 100
Comparable Properties: 7
Data Confidence: 69%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.1M

+12.9% over asking

Asking price€1.9M
IMT — Property transfer tax (investment schedule)€142,500
IS — Stamp duty (0.8%)€15,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€28,500
Total acquisition costs€187,450
Renovation (est. €55/m² × 324 m²)
Light touch-ups — paint, fixtures, deep clean.		€17,820
(€9,720–€25,920)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€2.1M

Gross yield (asking price)

4.2%

True gross yield (all-in)

3.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 324 m²
Land: 402 m²
Style: portuguese-traditional
Condition: good
Year Built: 1981
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved balcony with sea viewprivate poolfireplace in living room

Score Breakdown

ROI
11.75
Visual Appeal
14.2
Ownership Security
13
Location
10.56
Land & Space
8.09
Rental Demand
4.21
Payback Speed
0
STR Suitability
3

Description

Ideally positioned near Monte Carvoeiro and just a five-minute stroll from Carvoeiro's vibrant centre, this stunning four-bedroom villa offers an unbeatable coastal lifestyle. With steps leading directly to Paraíso Beach, this property is a rare find for those seeking a home by the sea. Designed for seamless indoor-out

Location

📍 37.0969°N, 8.4726°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Fine & Country →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Rua do Casino, Centro de Carvoeiro, Lagoa e Carvoeiro

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
324 m²
Land Plot
402 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB
Brixfox Intelligence
65BStrong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$525K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.7%
$4,681/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
36.8 yr
Rental only

Property details

Year built: 1981
Energy: B-
Condition: good

Description

Ideally positioned near Monte Carvoeiro and just a five-minute stroll from Carvoeiro's vibrant centre, this stunning four-bedroom villa offers an unbeatable coastal lifestyle. With steps leading directly to Paraíso Beach, this property is a rare find for those seeking a home by the sea. Designed for seamless indoor-out

Income Breakdown

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Nightly Rate (ADR)
$749/night
50% ($345)Brixfox estimate($749/night)200% ($1378)
Occupancy
42%
10%Brixfox estimate(42%)100%

Short-Term Rental

Yearly income
$56,178
Airbnb data$749/night · 42% occupancy
Rental income
$749/night · 42% occ.
$114,985
Running costs (20%)
Utilities, cleaning, maintenance
-$22,997
Income tax (10%)
Indonesian rental income tax
-$32,196
Property tax
Annual property tax
-$3,614
Net income
2.7% ROI
$56,178

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,065,217
IMT (transfer tax, investment schedule)$154,891
Imposto de Selo (stamp duty)$16,522
Notary & registration$1,359
Legal / due diligence$30,978
Total acquisition costs$203,750
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$19,370
($10,565–$28,174)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$2,329,696

Gross yield (asking)

5.6%

True gross yield (all-in)

4.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$9.9M$7.4M$5.0M$2.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.9M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 26: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.3M
+22%
Rental Income
+$274K
Total Position
$2.6M
+36%
6.4%/yr
Year 10
Capital Value
$2.8M
+48%
Rental Income
+$592K
Total Position
$3.4M
+79%
6.0%/yr
Year 20
Capital Value
$4.2M
+119%
Rental Income
+$1.4M
Total Position
$5.6M
+192%
5.5%/yr
Year 30
Capital Value
$6.2M
+224%
Rental Income
+$2.5M
Total Position
$8.6M
+354%
5.2%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.7% annual return
Occupancy
Weak
42% average occupancy
Nightly Rate
Strong
$689 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Good
402 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $689 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.7% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.6%
$4,484/mo
40% occ.
3.5%
$6,079/mo
42% occ.
3.7%
$6,406/mo
current
52% occ.
4.6%
$8,001/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.