Detached house in Carvoeiro, Centro de Carvoeiro, Lagoa e Carvoeiro
Detached house in Carvoeiro, Centro de Carvoeiro, Lagoa e Carvoeiro — image 2Detached house in Carvoeiro, Centro de Carvoeiro, Lagoa e Carvoeiro — image 3Detached house in Carvoeiro, Centro de Carvoeiro, Lagoa e Carvoeiro — image 4Detached house in Carvoeiro, Centro de Carvoeiro, Lagoa e Carvoeiro — image 5
Grade Bvillabudget

Detached house in Carvoeiro, Centro de Carvoeiro, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€725,000

Asking Price (EUR)

2.4%

True Net Yield (Owner, all-in)

1.7%

True Net Yield (Managed, all-in)

3.7%

True Gross Yield

34%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €32,045/yr
Average Daily Rate: €255
Payback Period: 28.3 years
5-yr Capital Value: €952,639
10-yr Capital Value: €1.2M
Brixfox Score: 60.8 / 100
Comparable Properties: 9
Data Confidence: 75%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€858,875

+18.5% over asking

Asking price€725,000
IMT — Property transfer tax (investment schedule)€43,500
IS — Stamp duty (0.8%)€5,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,875
Total acquisition costs€61,425
Renovation (est. €350/m² × 134 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€46,900
(€33,500–€60,300)
Furnishing & STR launch (4bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€25,550
All-in investment (incl. renovation & furnishing)€858,875

Gross yield (asking price)

4.4%

True gross yield (all-in)

3.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 134 m²
Land: 2600 m²
Style: dated
Condition: fair
Year Built: 1979
Energy Certificate: E
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese kitchen tilesrooftop view

Score Breakdown

ROI
12.02
Visual Appeal
6.8
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
3.44
Payback Speed
0
STR Suitability
3

Description

A 4-bedroom villa situated in Monte Carvoeiro, one of the most central and sought-after areas of Carvoeiro, less than 600 metres from the beach and within walking distance of the town centre. Set on a 2,600 m² plot, the property offers 134 m² of living space, comprising four bedrooms, two bathrooms, a kitchen and a ga

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Logic Properties & Investments →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Carvoeiro, Centro de Carvoeiro, Lagoa e Carvoeiro

Inventory
4 Beds
Bathrooms
2 Baths
Built Area
134 m²
Land Plot
2600 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$200K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.9%
$1,892/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
34.7 yr
Rental only

Property details

Year built: 1979
Energy: E
Condition: fair

Description

A 4-bedroom villa situated in Monte Carvoeiro, one of the most central and sought-after areas of Carvoeiro, less than 600 metres from the beach and within walking distance of the town centre. Set on a 2,600 m² plot, the property offers 134 m² of living space, comprising four bedrooms, two bathrooms, a kitchen and a ga

Income Breakdown

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Nightly Rate (ADR)
$368/night
50% ($169)Brixfox estimate($368/night)200% ($678)
Occupancy
34%
10%Brixfox estimate(34%)100%

Short-Term Rental

Yearly income
$22,700
Airbnb data$368/night · 34% occupancy
Rental income
$368/night · 34% occ.
$46,307
Running costs (20%)
Utilities, cleaning, maintenance
-$9,261
Income tax (10%)
Indonesian rental income tax
-$12,966
Property tax
Annual property tax
-$1,379
Net income
2.9% ROI
$22,700

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$788,043
IMT (transfer tax, investment schedule)$47,283
Imposto de Selo (stamp duty)$6,304
Notary & registration$1,359
Legal / due diligence$11,821
Total acquisition costs$66,766
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$50,978
($36,413–$65,543)
Furnishing & STR launch
4bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$25,598
All-in investment$931,386

Gross yield (asking)

5.9%

True gross yield (all-in)

5.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.8M$2.9M$1.9M$962K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $725K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 25: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$882K
+22%
Rental Income
+$111K
Total Position
$993K
+37%
6.5%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$239K
Total Position
$1.3M
+81%
6.1%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$561K
Total Position
$2.1M
+197%
5.6%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$994K
Total Position
$3.3M
+361%
5.2%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.9% annual return
Occupancy
Weak
34% average occupancy
Nightly Rate
Strong
$339 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Strong
2600 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $339 — positioned in the top tier
Generous 2600 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.9% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.4%
$2,238/mo
40% occ.
4.6%
$3,022/mo
34% occ.
3.9%
$2,586/mo
current
44% occ.
5.1%
$3,370/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.