Detached house in Rua de Moçambique, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Detached house in Rua de Moçambique, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2Detached house in Rua de Moçambique, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3Detached house in Rua de Moçambique, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4Detached house in Rua de Moçambique, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade Avillaluxury

Detached house in Rua de Moçambique, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€4.4M

Asking Price (EUR)

2.8%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

4.3%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €212,019/yr
Average Daily Rate: €872
Payback Period: 23.6 years
5-yr Capital Value: €5.8M
10-yr Capital Value: €7.0M
Brixfox Score: 75.3 / 100
Comparable Properties: 4
Data Confidence: 71%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€4.9M

+11.8% over asking

Asking price€4.4M
IMT — Property transfer tax (investment schedule)€329,625
IS — Stamp duty (0.8%)€35,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€65,925
Total acquisition costs€431,960
Renovation€0 — move-in ready
Furnishing & STR launch (7bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€88,700
All-in investment (incl. renovation & furnishing)€4.9M

Gross yield (asking price)

4.8%

True gross yield (all-in)

4.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 7
Bathrooms: 7
Building: 427 m²
Land: 1520 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2005
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

ocean-front-locationlarge-private-pool-areatraditional-algarve-architectureextensive-outdoor-living-space

Score Breakdown

ROI
14.3
Visual Appeal
14.2
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
7.26
Payback Speed
1
STR Suitability
3

Description

This luxurious detached 4-bedroom villa with heated pool and a built area of 426m2 + basement is set on a 1.520m2 plot right in a front-line location within the prestigious residential area of Vale de Lapa offering breathtaking sea views. This high-spec property was built to exacting standard. The villa is located clos

Location

📍 37.1054°N, 8.4801°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Fine & Country →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Rua de Moçambique, Nn, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Inventory
7 Beds
Bathrooms
7 Baths
Built Area
427 m²
Land Plot
1520 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 3.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeA
Brixfox Intelligence
75AExcellent
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$1.2M in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.5%
$13,863/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
28.7 yr
Rental only

Property details

Year built: 2005
Energy: B
Condition: excellent

Description

This luxurious detached 4-bedroom villa with heated pool and a built area of 426m2 + basement is set on a 1.520m2 plot right in a front-line location within the prestigious residential area of Vale de Lapa offering breathtaking sea views. This high-spec property was built to exacting standard. The villa is located clos

Income Breakdown

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Nightly Rate (ADR)
$1,268/night
50% ($583)Brixfox estimate($1,268/night)200% ($2334)
Occupancy
73%
10%Brixfox estimate(73%)100%

Short-Term Rental

Yearly income
$166,359
Airbnb data$1,268/night · 73% occupancy
Rental income
$1,268/night · 73% occ.
$335,999
Running costs (20%)
Utilities, cleaning, maintenance
-$67,200
Income tax (10%)
Indonesian rental income tax
-$94,080
Property tax
Annual property tax
-$8,360
Net income
3.5% ROI
$166,359

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$4,777,174
IMT (transfer tax, investment schedule)$358,288
Imposto de Selo (stamp duty)$38,217
Notary & registration$1,359
Legal / due diligence$71,658
Total acquisition costs$469,522
RenovationMove-in ready
Furnishing & STR launch
7bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$94,239
All-in investment$5,340,935

Gross yield (asking)

7.0%

True gross yield (all-in)

6.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$24.8M$18.6M$12.4M$6.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $4.4M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$5.3M
+22%
Rental Income
+$813K
Total Position
$6.2M
+40%
7.0%/yr
Year 10
Capital Value
$6.5M
+48%
Rental Income
+$1.8M
Total Position
$8.3M
+88%
6.5%/yr
Year 20
Capital Value
$9.6M
+119%
Rental Income
+$4.1M
Total Position
$13.7M
+213%
5.9%/yr
Year 30
Capital Value
$14.3M
+224%
Rental Income
+$7.3M
Total Position
$21.5M
+390%
5.4%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.5% annual return
Occupancy
Good
73% average occupancy
Nightly Rate
Strong
$1167 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1520 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1167 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 1520 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.5% is near the market average — model your cashflow carefully

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

53% occ.
3.4%
$13,501/mo
63% occ.
4.1%
$16,202/mo
73% occ.
4.7%
$18,903/mo
current
83% occ.
5.4%
$21,603/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.