T3 flat in Luz de Tavira e Santo Estêvão, Tavira
T3 flat in Luz de Tavira e Santo Estêvão, Tavira — image 2T3 flat in Luz de Tavira e Santo Estêvão, Tavira — image 3T3 flat in Luz de Tavira e Santo Estêvão, Tavira — image 4T3 flat in Luz de Tavira e Santo Estêvão, Tavira — image 5
Grade Aapartmentmid-range

T3 flat in Luz de Tavira e Santo Estêvão, Tavira

Tavira · Eastern Algarve ·

€335,000

Asking Price (EUR)

11.6%

True Net Yield (Owner, all-in)

8.3%

True Net Yield (Managed, all-in)

13.9%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €53,882/yr
Average Daily Rate: €273
+3.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 11.2 years
5-yr Capital Value: €388,357
10-yr Capital Value: €450,212
Brixfox Score: 78.7 / 100
Comparable Properties: 4
Data Confidence: 72%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€388,785

+16.1% over asking

Asking price€335,000
IMT — Property transfer tax (investment schedule)€14,630
IS — Stamp duty (0.8%)€2,680
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,025
Total acquisition costs€23,585
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€388,785

Gross yield (asking price)

16.1%

True gross yield (all-in)

13.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 114 m²
Style: modern
Condition: new-build
Energy Certificate: A

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

glass balconiesmulti-level terracesclean lines

Score Breakdown

ROI
25
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
4.28
Rental Demand
5.4
Payback Speed
5
STR Suitability
4

Description

We present a sophisticated three-bedroom apartment set within an exclusive development in the charming Luz de Tavira, where contemporary elegance blends seamlessly with the serenity of the Algarve coastline. With a gross construction area of 113.75 sqm, this property stands out for its abundant natural light and thoug

Location

📍 37.1006°N, 7.6982°W

· Tavira, Algarve, Portugal

View on Casas do Sotavento →Also on Idealista.pt
T3 flat in Luz de Tavira e Santo Estêvão, Tavira
Idealista.pt
Source verified

T3 flat in Luz de Tavira e Santo Estêvão, Tavira

Tavira · Eastern Algarve · Freehold · Ref BF-3275
Ownership
Freehold
Bedrooms
3
Bathrooms
2
Built area
114 m²
True net yield
8.9%
≈ $5,010/mo net after costs & tax
Brixfox Score 79 · A

Property details

Energy: A
Condition: new-build

Description

We present a sophisticated three-bedroom apartment set within an exclusive development in the charming Luz de Tavira, where contemporary elegance blends seamlessly with the serenity of the Algarve coastline. With a gross construction area of 113.75 sqm, this property stands out for its abundant natural light and thoug

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$393/night
50% ($181)Brixfox estimate($393/night)200% ($724)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Yearly income
$37,320
Airbnb data$393/night · 54% occupancy
Rental income
$393/night · 54% occ.
$71,770
Running costs (20%)
Utilities, cleaning, maintenance
-$14,354
Income tax (10%)
Indonesian rental income tax
-$20,095
Property tax
Annual property tax
-$0
Net income
10.2% ROI
$37,320

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

8.9%

on all-in cost of $409,702

Scenario
Pre-tax
After-tax
Owner-managed
14.7%
13.1%
Fully-managed
10.4%
8.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

17.5%

Annual Revenue

$71,770

Income Tax / yr

$6,279

Payback

11 yrs

True All-In Cost
Asking price$364,130
IMT — transfer tax (non-resident 7.5%)$27,310
Stamp duty (0.8%)$2,913
Notary + registry$2,174
Legal$4,479
Furnishing + STR launch$8,696
All-in cost$409,702

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$3.1M$2.3M$1.6M$782K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $335K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$408K
+22%
Rental Income
+$182K
Total Position
$590K
+76%
12.0%/yr
Year 10
Capital Value
$496K
+48%
Rental Income
+$394K
Total Position
$889K
+166%
10.3%/yr
Year 20
Capital Value
$734K
+119%
Rental Income
+$923K
Total Position
$1.7M
+395%
8.3%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$1.6M
Total Position
$2.7M
+712%
7.2%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.2% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$362 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.2% — outperforms most villas in this market
Premium nightly rate of $362 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 54% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
9.4%
$2,846/mo
44% occ.
12.1%
$3,684/mo
54% occ.
14.9%
$4,521/mo
current
64% occ.
17.7%
$5,359/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$364,130
8.9%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.