Detached house in Vale da Areia Nn, Ferragudo
Detached house in Vale da Areia Nn, Ferragudo — image 2Detached house in Vale da Areia Nn, Ferragudo — image 3Detached house in Vale da Areia Nn, Ferragudo — image 4Detached house in Vale da Areia Nn, Ferragudo — image 5
Grade B+villaluxury

Detached house in Vale da Areia Nn, Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€1.1M

Asking Price (EUR)

2.7%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

4.1%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €51,194/yr
Average Daily Rate: €273
Payback Period: 26.9 years
5-yr Capital Value: €1.4M
10-yr Capital Value: €1.8M
Brixfox Score: 70 / 100
Comparable Properties: 46
Data Confidence: 85%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.2M

+12.5% over asking

Asking price€1.1M
IMT — Property transfer tax (investment schedule)€66,000
IS — Stamp duty (0.8%)€8,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€16,500
Total acquisition costs€92,550
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€44,450
All-in investment (incl. renovation & furnishing)€1.2M

Gross yield (asking price)

4.7%

True gross yield (all-in)

4.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 194 m²
Land: 903 m²
Style: modern
Condition: new-build
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

minimalist white architecturelarge sliding glass doorsopen-plan livingprivate gardencommunal pool (implied by site plan)

Score Breakdown

ROI
13.51
Visual Appeal
15
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.13
Payback Speed
0
STR Suitability
3

Description

Vale da Areia is a new private condominium located in Ferragudo, in the heart of the Algarve, which combines modern comfort with a privileged location by the sea. Composed of exclusive 2 to 5 bedroom villas, all with sea views, this project offers an excellent opportunity to live or invest in one of the most peaceful a

Location

📍 37.1240°N, 8.5180°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Sotheby's Realty Carvoeiro →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Vale da Areia Nn, Ferragudo

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
194 m²
Land Plot
903 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$304K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.0%
$3,031/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
32.9 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

Vale da Areia is a new private condominium located in Ferragudo, in the heart of the Algarve, which combines modern comfort with a privileged location by the sea. Composed of exclusive 2 to 5 bedroom villas, all with sea views, this project offers an excellent opportunity to live or invest in one of the most peaceful a

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$395/night
50% ($182)Brixfox estimate($395/night)200% ($727)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$36,374
Airbnb data$395/night · 51% occupancy
Rental income
$395/night · 51% occ.
$73,974
Running costs (20%)
Utilities, cleaning, maintenance
-$14,795
Income tax (10%)
Indonesian rental income tax
-$20,713
Property tax
Annual property tax
-$2,092
Net income
3.0% ROI
$36,374

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,195,652
IMT (transfer tax, investment schedule)$71,739
Imposto de Selo (stamp duty)$9,565
Notary & registration$1,359
Legal / due diligence$17,935
Total acquisition costs$100,598
RenovationMove-in ready
Furnishing & STR launch
2bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$46,141
All-in investment$1,342,391

Gross yield (asking)

6.2%

True gross yield (all-in)

5.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$5.9M$4.5M$3.0M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.1M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.3M
+22%
Rental Income
+$178K
Total Position
$1.5M
+38%
6.6%/yr
Year 10
Capital Value
$1.6M
+48%
Rental Income
+$384K
Total Position
$2.0M
+83%
6.2%/yr
Year 20
Capital Value
$2.4M
+119%
Rental Income
+$899K
Total Position
$3.3M
+201%
5.7%/yr
Year 30
Capital Value
$3.6M
+224%
Rental Income
+$1.6M
Total Position
$5.2M
+369%
5.3%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.0% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$364 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
903 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $364 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 903 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
2.5%
$2,458/mo
41% occ.
3.3%
$3,299/mo
51% occ.
4.2%
$4,140/mo
current
61% occ.
5.0%
$4,982/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.