Detached house in Largo António Joaquim Júdice, 6, Mexilhoeira da Carregação, Estômbar e Parchal
Detached house in Largo António Joaquim Júdice, 6, Mexilhoeira da Carregação, Estômbar e Parchal — image 2Detached house in Largo António Joaquim Júdice, 6, Mexilhoeira da Carregação, Estômbar e Parchal — image 3Detached house in Largo António Joaquim Júdice, 6, Mexilhoeira da Carregação, Estômbar e Parchal — image 4Detached house in Largo António Joaquim Júdice, 6, Mexilhoeira da Carregação, Estômbar e Parchal — image 5
Grade Avillamid-range

Detached house in Largo António Joaquim Júdice, 6, Mexilhoeira da Carregação, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€525,000

Asking Price (EUR)

6.4%

True Net Yield (Owner, all-in)

4.4%

True Net Yield (Managed, all-in)

9.8%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €59,317/yr
Average Daily Rate: €339
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 11.1 years
5-yr Capital Value: €689,842
10-yr Capital Value: €839,299
Brixfox Score: 79.7 / 100
Comparable Properties: 12
Data Confidence: 67%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€602,855

+14.8% over asking

Asking price€525,000
IMT — Property transfer tax (investment schedule)€29,830
IS — Stamp duty (0.8%)€4,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,875
Total acquisition costs€43,155
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€602,855

Gross yield (asking price)

11.3%

True gross yield (all-in)

9.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 207 m²
Land: 701 m²
Style: portuguese-traditional
Condition: excellent
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

marina accessriver/bridge viewstraditional Algarve architecture

Score Breakdown

ROI
21.71
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.8
Payback Speed
4
STR Suitability
3

Description

We present this magnificent fully refurbished villa, located in Mexilhoeira da Carregação, in a quiet and privileged area, next to the Arade River. The development also benefits from a children's playground and nearby restaurants, ideal for living in comfort and quality of life. The villa is distributed by: Ground fl

Location

📍 37.1466°N, 8.5067°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Lagoa/Carvoeiro / Central Algarve

Detached house in Largo António Joaquim Júdice, 6, Mexilhoeira da Carregação, Estômbar e Parchal

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
207 m²
Land Plot
701 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 7.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score80
GradeA
Brixfox Intelligence
80AExcellent
Score Breakdown
ROI & Yield88%
Capital Growth84%
Risk Profile81%
Market Demand80%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$145K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.6%
$3,634/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.1 yr
Rental only

Property details

Energy: D
Condition: excellent

Description

We present this magnificent fully refurbished villa, located in Mexilhoeira da Carregação, in a quiet and privileged area, next to the Arade River. The development also benefits from a children's playground and nearby restaurants, ideal for living in comfort and quality of life. The villa is distributed by: Ground fl

Income Breakdown

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Nightly Rate (ADR)
$490/night
50% ($225)Brixfox estimate($490/night)200% ($902)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$43,613
Airbnb data$490/night · 48% occupancy
Rental income
$490/night · 48% occ.
$85,792
Running costs (20%)
Utilities, cleaning, maintenance
-$17,158
Income tax (10%)
Indonesian rental income tax
-$24,022
Property tax
Annual property tax
-$999
Net income
7.6% ROI
$43,613

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$570,652
IMT (transfer tax, investment schedule)$32,424
Imposto de Selo (stamp duty)$4,565
Notary & registration$1,359
Legal / due diligence$8,560
Total acquisition costs$46,908
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$653,103

Gross yield (asking)

15.0%

True gross yield (all-in)

13.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$4.2M$3.1M$2.1M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $525K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$639K
+22%
Rental Income
+$213K
Total Position
$852K
+62%
10.2%/yr
Year 10
Capital Value
$777K
+48%
Rental Income
+$460K
Total Position
$1.2M
+136%
8.9%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$1.1M
Total Position
$2.2M
+324%
7.5%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$1.9M
Total Position
$3.6M
+588%
6.6%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.6% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$451 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
701 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $451 — positioned in the top tier
Generous 701 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.4%
$3,047/mo
40% occ.
8.6%
$4,090/mo
48% occ.
10.3%
$4,921/mo
current
58% occ.
12.5%
$5,965/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.