Detached house in Estrada do Algar Sêco Nn, Centro de Carvoeiro, Lagoa e Carvoeiro
Detached house in Estrada do Algar Sêco Nn, Centro de Carvoeiro, Lagoa e Carvoeiro — image 2Detached house in Estrada do Algar Sêco Nn, Centro de Carvoeiro, Lagoa e Carvoeiro — image 3Detached house in Estrada do Algar Sêco Nn, Centro de Carvoeiro, Lagoa e Carvoeiro — image 4Detached house in Estrada do Algar Sêco Nn, Centro de Carvoeiro, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

Detached house in Estrada do Algar Sêco Nn, Centro de Carvoeiro, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.3M

Asking Price (EUR)

3.3%

True Net Yield (Owner, all-in)

2.3%

True Net Yield (Managed, all-in)

5.1%

True Gross Yield

58%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €72,114/yr
Average Daily Rate: €342
Payback Period: 21.7 years
5-yr Capital Value: €1.6M
10-yr Capital Value: €2.0M
Brixfox Score: 72 / 100
Comparable Properties: 29
Data Confidence: 89%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.4M

+13.3% over asking

Asking price€1.3M
IMT — Property transfer tax (investment schedule)€93,750
IS — Stamp duty (0.8%)€10,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€18,750
Total acquisition costs€123,750
Renovation (est. €55/m² × 145 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,975
(€4,350–€11,600)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€1.4M

Gross yield (asking price)

5.8%

True gross yield (all-in)

5.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 145 m²
Land: 2183 m²
Style: portuguese-traditional
Condition: good
Year Built: 1986
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private pooloutdoor BBQ areaspacious outdoor living areatraditional Portuguese architecture

Score Breakdown

ROI
14.88
Visual Appeal
11.8
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
5.78
Payback Speed
1
STR Suitability
3

Description

This beautifully renovated single-storey villa is conveniently located within walking distance of Carvoeiro centre, close to local amenities and several stunning beaches, and it enjoys a high level of privacy. The property offers three bedrooms and a total built area of 145 m², set on a generous 2,183 m² plot, finished

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Fine & Country →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Estrada do Algar Sêco Nn, Centro de Carvoeiro, Lagoa e Carvoeiro

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
145 m²
Land Plot
2183 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$345K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.8%
$4,317/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
26.2 yr
Rental only

Property details

Year built: 1986
Energy: C
Condition: good

Description

This beautifully renovated single-storey villa is conveniently located within walking distance of Carvoeiro centre, close to local amenities and several stunning beaches, and it enjoys a high level of privacy. The property offers three bedrooms and a total built area of 145 m², set on a generous 2,183 m² plot, finished

Income Breakdown

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Nightly Rate (ADR)
$494/night
50% ($227)Brixfox estimate($494/night)200% ($909)
Occupancy
58%
10%Brixfox estimate(58%)100%

Short-Term Rental

Yearly income
$51,801
Airbnb data$494/night · 58% occupancy
Rental income
$494/night · 58% occ.
$104,190
Running costs (20%)
Utilities, cleaning, maintenance
-$20,838
Income tax (10%)
Indonesian rental income tax
-$29,173
Property tax
Annual property tax
-$2,378
Net income
3.8% ROI
$51,801

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,358,696
IMT (transfer tax, investment schedule)$101,902
Imposto de Selo (stamp duty)$10,870
Notary & registration$1,359
Legal / due diligence$20,380
Total acquisition costs$134,511
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$8,668
($4,728–$12,609)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$1,537,418

Gross yield (asking)

7.7%

True gross yield (all-in)

6.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$7.3M$5.5M$3.6M$1.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.3M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.5M
+22%
Rental Income
+$253K
Total Position
$1.8M
+42%
7.3%/yr
Year 10
Capital Value
$1.9M
+48%
Rental Income
+$546K
Total Position
$2.4M
+92%
6.7%/yr
Year 20
Capital Value
$2.7M
+119%
Rental Income
+$1.3M
Total Position
$4.0M
+222%
6.0%/yr
Year 30
Capital Value
$4.1M
+224%
Rental Income
+$2.3M
Total Position
$6.3M
+406%
5.6%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.8% annual return
Occupancy
Average
58% average occupancy
Nightly Rate
Strong
$454 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
2183 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $454 — positioned in the top tier
Generous 2183 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

38% occ.
3.3%
$3,777/mo
48% occ.
4.3%
$4,828/mo
58% occ.
5.2%
$5,880/mo
current
68% occ.
6.1%
$6,931/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.