Detached house in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro
Detached house in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 2Detached house in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 3Detached house in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 4Detached house in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 5
Grade Bvillamid-range

Detached house in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€2.4M

Asking Price (EUR)

2.4%

True Net Yield (Owner, all-in)

1.6%

True Net Yield (Managed, all-in)

3.3%

True Gross Yield

28%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €91,479/yr
Average Daily Rate: €898
Payback Period: 60.3 years
5-yr Capital Value: €2.8M
10-yr Capital Value: €3.2M
Brixfox Score: 61.8 / 100
Comparable Properties: 3
Data Confidence: 56%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.7M

+13.9% over asking

Asking price€2.4M
IMT — Property transfer tax (investment schedule)€180,000
IS — Stamp duty (0.8%)€19,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€36,000
Total acquisition costs€236,450
Renovation (est. €55/m² × 950 m²)
Light touch-ups — paint, fixtures, deep clean.		€52,250
(€28,500–€76,000)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€2.7M

Gross yield (asking price)

3.8%

True gross yield (all-in)

3.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 950 m²
Land: 8600 m²
Style: portuguese-traditional
Condition: good
Year Built: 1997
Energy Certificate: E
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

domed roofsarched windowsblue and white tile accentslarge outdoor staircase

Score Breakdown

ROI
6.64
Visual Appeal
12.8
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
2.79
Payback Speed
0
STR Suitability
4

Description

Discover this stunning 5-bedroom detached villa located in Benagil, a true architectural gem with a Moroccan touch. With high vaulted ceilings and a central vault illuminated by stained glass windows, this house offers a unique and charming atmosphere. The property has pleasant outdoor spaces and terraces, offering s

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Famous Group Real Estate →Also on Idealista.pt
Detached house in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro
Idealista.pt
Source verified

Detached house in Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Freehold · Ref BF-4238
Ownership
Freehold
Bedrooms
5
Bathrooms
4
Built area
950 m²
Land
8600 m²
True net yield
1.7%
≈ $7,212/mo net after costs & tax
Brixfox Score 62 · B

Property details

Year built: 1997
Energy: E
Condition: good

Description

Discover this stunning 5-bedroom detached villa located in Benagil, a true architectural gem with a Moroccan touch. With high vaulted ceilings and a central vault illuminated by stained glass windows, this house offers a unique and charming atmosphere. The property has pleasant outdoor spaces and terraces, offering s

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

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Customize your projections
Nightly Rate (ADR)
$1,292/night
50% ($594)Brixfox estimate($1,292/night)200% ($2377)
Occupancy
28%
10%Brixfox estimate(28%)100%

Short-Term Rental

Yearly income
$63,361
Airbnb data$1,292/night · 28% occupancy
Rental income
$1,292/night · 28% occ.
$121,848
Running costs (20%)
Utilities, cleaning, maintenance
-$24,370
Income tax (10%)
Indonesian rental income tax
-$34,117
Property tax
Annual property tax
-$0
Net income
2.4% ROI
$63,361

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

1.7%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
3.0%
2.6%
Fully-managed
2.0%
1.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

4.3%

Annual Revenue

$121,848

Income Tax / yr

$10,662

Payback

60 yrs

True All-In Cost
Asking price$2,608,696
IMT — transfer tax (non-resident 7.5%)$195,652
Stamp duty (0.8%)$20,870
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$2,867,935

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$12.1M$9.1M$6.1M$3.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.4M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 28: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.9M
+22%
Rental Income
+$309K
Total Position
$3.2M
+35%
6.1%/yr
Year 10
Capital Value
$3.6M
+48%
Rental Income
+$668K
Total Position
$4.2M
+76%
5.8%/yr
Year 20
Capital Value
$5.3M
+119%
Rental Income
+$1.6M
Total Position
$6.8M
+184%
5.4%/yr
Year 30
Capital Value
$7.8M
+224%
Rental Income
+$2.8M
Total Position
$10.6M
+340%
5.1%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.4% annual return
Occupancy
Weak
28% average occupancy
Nightly Rate
Strong
$1188 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
8600 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1188 — positioned in the top tier
Generous 8600 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.4% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.8%
$8,251/mo
40% occ.
5.1%
$11,002/mo
28% occ.
3.5%
$7,676/mo
current
38% occ.
4.8%
$10,427/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$2,608,696
1.7%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.