Detached house in Urbanização Quinta do Paraíso, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Detached house in Urbanização Quinta do Paraíso, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2Detached house in Urbanização Quinta do Paraíso, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3Detached house in Urbanização Quinta do Paraíso, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4Detached house in Urbanização Quinta do Paraíso, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade B+villaluxury

Detached house in Urbanização Quinta do Paraíso, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€2.8M

Asking Price (EUR)

2.3%

True Net Yield (Owner, all-in)

1.6%

True Net Yield (Managed, all-in)

3.6%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €109,659/yr
Average Daily Rate: €572
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 31.4 years
5-yr Capital Value: €3.6M
10-yr Capital Value: €4.4M
Brixfox Score: 70.9 / 100
Comparable Properties: 7
Data Confidence: 74%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.1M

+12.1% over asking

Asking price€2.8M
IMT — Property transfer tax (investment schedule)€206,250
IS — Stamp duty (0.8%)€22,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€41,250
Total acquisition costs€270,750
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€3.1M

Gross yield (asking price)

4.0%

True gross yield (all-in)

3.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 380 m²
Land: 1778 m²
Style: modern
Condition: excellent
Year Built: 2024
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity poolrooftop terrace with seatingfloor-to-ceiling windowsmodern minimalist architectureintegrated outdoor lighting

Score Breakdown

ROI
11.53
Visual Appeal
15.6
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
5.25
Payback Speed
0
STR Suitability
3

Description

House with modern architecture just built inserted in a cul-de-sac in Quinta do Paraíso. Built on a plot of 1778m2, it consists of an entrance hall that widens to the right side to a large living room with a ceiling with a height of 6m and huge French style windows that open onto a terrace with a heated and covered poo

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Teresa Rodrigues Mediação Imobiliária →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Urbanização Quinta do Paraíso, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
380 m²
Land Plot
1778 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 2.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$760K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.6%
$6,430/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
38.7 yr
Rental only

Property details

Year built: 2024
Energy: A
Condition: excellent

Description

House with modern architecture just built inserted in a cul-de-sac in Quinta do Paraíso. Built on a plot of 1778m2, it consists of an entrance hall that widens to the right side to a large living room with a ceiling with a height of 6m and huge French style windows that open onto a terrace with a heated and covered poo

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$827/night
50% ($380)Brixfox estimate($827/night)200% ($1521)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Yearly income
$77,157
Airbnb data$827/night · 53% occupancy
Rental income
$827/night · 53% occ.
$158,439
Running costs (20%)
Utilities, cleaning, maintenance
-$31,688
Income tax (10%)
Indonesian rental income tax
-$44,363
Property tax
Annual property tax
-$5,231
Net income
2.6% ROI
$77,157

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,989,130
IMT (transfer tax, investment schedule)$224,185
Imposto de Selo (stamp duty)$23,913
Notary & registration$1,359
Legal / due diligence$44,837
Total acquisition costs$294,293
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$3,348,804

Gross yield (asking)

5.3%

True gross yield (all-in)

4.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$14.1M$10.6M$7.1M$3.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.8M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 27: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.3M
+22%
Rental Income
+$377K
Total Position
$3.7M
+35%
6.2%/yr
Year 10
Capital Value
$4.1M
+48%
Rental Income
+$814K
Total Position
$4.9M
+78%
5.9%/yr
Year 20
Capital Value
$6.0M
+119%
Rental Income
+$1.9M
Total Position
$7.9M
+188%
5.4%/yr
Year 30
Capital Value
$8.9M
+224%
Rental Income
+$3.4M
Total Position
$12.3M
+347%
5.1%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.6% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$761 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
1778 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $761 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 1778 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.6% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
2.1%
$5,286/mo
43% occ.
2.8%
$7,046/mo
53% occ.
3.5%
$8,807/mo
current
63% occ.
4.2%
$10,567/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.