Semi-detached house in Rua Alexandre Herculano, Cidade de Lagoa, Lagoa e Carvoeiro
Semi-detached house in Rua Alexandre Herculano, Cidade de Lagoa, Lagoa e Carvoeiro — image 2Semi-detached house in Rua Alexandre Herculano, Cidade de Lagoa, Lagoa e Carvoeiro — image 3Semi-detached house in Rua Alexandre Herculano, Cidade de Lagoa, Lagoa e Carvoeiro — image 4Semi-detached house in Rua Alexandre Herculano, Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade Bvillamid-range

Semi-detached house in Rua Alexandre Herculano, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€399,000

Asking Price (EUR)

2.4%

True Net Yield (Owner, all-in)

1.7%

True Net Yield (Managed, all-in)

3.7%

True Gross Yield

26%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €17,402/yr
Average Daily Rate: €184
Payback Period: 28.3 years
5-yr Capital Value: €524,280
10-yr Capital Value: €637,867
Brixfox Score: 55.7 / 100
Comparable Properties: 10
Data Confidence: 62%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€469,887

+17.8% over asking

Asking price€399,000
IMT — Property transfer tax (investment schedule)€19,750
IS — Stamp duty (0.8%)€3,192
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,985
Total acquisition costs€30,177
Renovation (est. €55/m² × 252 m²)
Light touch-ups — paint, fixtures, deep clean.		€13,860
(€7,560–€20,160)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€469,887

Gross yield (asking price)

4.4%

True gross yield (all-in)

3.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 252 m²
Land: 241 m²
Style: portuguese-traditional
Condition: good
Year Built: 1920
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional facade with balconiesarched entrywayornate ceiling in living roomtraditional Portuguese kitchen sink

Score Breakdown

ROI
12.02
Visual Appeal
9.4
Ownership Security
13
Location
10.56
Land & Space
5.13
Rental Demand
2.59
Payback Speed
0
STR Suitability
3

Description

This remarkable historical villa, built in 1920 and located in the heart of Lagoa, offers a rare opportunity to acquire a property with genuine architectural character and significant renovation potential. Nestled in one of Lagoa's most coveted urban quarters, this villa is a fine example of early 20th-century Portugue

Location

📍 37.1370°N, 8.4519°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Semi-detached house in Rua Alexandre Herculano, Cidade de Lagoa, Lagoa e Carvoeiro

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
252 m²
Land Plot
241 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.9% net return annually.

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The Investment

Brixfox Score56
GradeB
Brixfox Intelligence
56BStrong
Score Breakdown
ROI & Yield62%
Capital Growth59%
Risk Profile58%
Market Demand56%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$110K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.9%
$1,041/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
34.7 yr
Rental only

Property details

Year built: 1920
Energy: E
Condition: good

Description

This remarkable historical villa, built in 1920 and located in the heart of Lagoa, offers a rare opportunity to acquire a property with genuine architectural character and significant renovation potential. Nestled in one of Lagoa's most coveted urban quarters, this villa is a fine example of early 20th-century Portugue

Income Breakdown

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Nightly Rate (ADR)
$269/night
50% ($124)Brixfox estimate($269/night)200% ($495)
Occupancy
26%
10%Brixfox estimate(26%)100%

Short-Term Rental

Yearly income
$12,486
Airbnb data$269/night · 26% occupancy
Rental income
$269/night · 26% occ.
$25,472
Running costs (20%)
Utilities, cleaning, maintenance
-$5,094
Income tax (10%)
Indonesian rental income tax
-$7,132
Property tax
Annual property tax
-$759
Net income
2.9% ROI
$12,486

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$433,696
IMT (transfer tax, investment schedule)$21,467
Imposto de Selo (stamp duty)$3,470
Notary & registration$1,359
Legal / due diligence$6,505
Total acquisition costs$32,801
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$15,065
($8,217–$21,913)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$508,573

Gross yield (asking)

5.9%

True gross yield (all-in)

5.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.1M$1.6M$1.1M$529K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $399K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 25: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$485K
+22%
Rental Income
+$61K
Total Position
$546K
+37%
6.5%/yr
Year 10
Capital Value
$591K
+48%
Rental Income
+$132K
Total Position
$722K
+81%
6.1%/yr
Year 20
Capital Value
$874K
+119%
Rental Income
+$309K
Total Position
$1.2M
+196%
5.6%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$547K
Total Position
$1.8M
+361%
5.2%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.9% annual return
Occupancy
Weak
26% average occupancy
Nightly Rate
Strong
$248 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
241 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $248 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.9% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.6%
$1,655/mo
40% occ.
6.2%
$2,228/mo
26% occ.
3.9%
$1,423/mo
current
36% occ.
5.5%
$1,996/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.