T1 flat in Centro de Carvoeiro, Lagoa e Carvoeiro
T1 flat in Centro de Carvoeiro, Lagoa e Carvoeiro — image 2T1 flat in Centro de Carvoeiro, Lagoa e Carvoeiro — image 3T1 flat in Centro de Carvoeiro, Lagoa e Carvoeiro — image 4T1 flat in Centro de Carvoeiro, Lagoa e Carvoeiro — image 5
Grade Bapartmentluxury

T1 flat in Centro de Carvoeiro, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€385,000

Asking Price (EUR)

3.0%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.6%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €20,455/yr
Average Daily Rate: €119
Payback Period: 23.4 years
5-yr Capital Value: €505,884
10-yr Capital Value: €615,486
Brixfox Score: 61.8 / 100
Comparable Properties: 48
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€447,335

+16.2% over asking

Asking price€385,000
IMT — Property transfer tax (investment schedule)€18,630
IS — Stamp duty (0.8%)€3,080
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,775
Total acquisition costs€28,735
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€33,600
All-in investment (incl. renovation & furnishing)€447,335

Gross yield (asking price)

5.3%

True gross yield (all-in)

4.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Building: 159 m²
Style: modern
Condition: new-build
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop hot tublarge glass balconiesintegrated gym spaceterraced architecture

Score Breakdown

ROI
14.34
Visual Appeal
10
Ownership Security
13
Location
10.56
Land & Space
5.18
Rental Demand
4.72
Payback Speed
1
STR Suitability
3

Description

Experience luxury living at CW Residences Carvoeiro, a prestigious development featuring 2 buildings with 10 premium T1+ two-level apartments. This particular apartment, located in the three-section building, Type B. Type B Apartments: 1st Floor Entering from the street, you’re welcomed into a bright and airy open-pl

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

T1 flat in Centro de Carvoeiro, Lagoa e Carvoeiro

Inventory
1 Beds
Bathrooms
0 Baths
Built Area
159 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$106K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.5%
$1,225/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
28.5 yr
Rental only

Property details

Condition: new-build

Description

Experience luxury living at CW Residences Carvoeiro, a prestigious development featuring 2 buildings with 10 premium T1+ two-level apartments. This particular apartment, located in the three-section building, Type B. Type B Apartments: 1st Floor Entering from the street, you’re welcomed into a bright and airy open-pl

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$172/night
50% ($79)Brixfox estimate($172/night)200% ($317)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$14,695
Airbnb data$172/night · 47% occupancy
Rental income
$172/night · 47% occ.
$29,668
Running costs (20%)
Utilities, cleaning, maintenance
-$5,934
Income tax (10%)
Indonesian rental income tax
-$8,307
Property tax
Annual property tax
-$732
Net income
3.5% ROI
$14,695

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$418,478
IMT (transfer tax, investment schedule)$20,250
Imposto de Selo (stamp duty)$3,348
Notary & registration$1,359
Legal / due diligence$6,277
Total acquisition costs$31,234
RenovationMove-in ready
Furnishing & STR launch
1bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$36,522
All-in investment$486,234

Gross yield (asking)

7.1%

True gross yield (all-in)

6.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.2M$1.6M$1.1M$544K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $385K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 21: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$468K
+22%
Rental Income
+$72K
Total Position
$540K
+40%
7.0%/yr
Year 10
Capital Value
$570K
+48%
Rental Income
+$155K
Total Position
$725K
+88%
6.5%/yr
Year 20
Capital Value
$844K
+119%
Rental Income
+$363K
Total Position
$1.2M
+213%
5.9%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$643K
Total Position
$1.9M
+391%
5.5%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.5% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Good
$159 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.5% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.0%
$1,040/mo
40% occ.
4.0%
$1,407/mo
47% occ.
4.8%
$1,670/mo
current
57% occ.
5.8%
$2,037/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.