T1 flat in Ténis - Clube do Lago, Vilamoura, Quarteira
T1 flat in Ténis - Clube do Lago, Vilamoura, Quarteira — image 2T1 flat in Ténis - Clube do Lago, Vilamoura, Quarteira — image 3T1 flat in Ténis - Clube do Lago, Vilamoura, Quarteira — image 4T1 flat in Ténis - Clube do Lago, Vilamoura, Quarteira — image 5
Grade Bapartmentmid-range

T1 flat in Ténis - Clube do Lago, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€399,000

Asking Price (EUR)

4.4%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

5.9%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €26,383/yr
Average Daily Rate: €165
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 34.8 years
5-yr Capital Value: €462,550
10-yr Capital Value: €536,223
Brixfox Score: 57.4 / 100
Comparable Properties: 81
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€448,677

+12.5% over asking

Asking price€399,000
IMT — Property transfer tax (investment schedule)€19,750
IS — Stamp duty (0.8%)€3,192
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,985
Total acquisition costs€30,177
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€448,677

Gross yield (asking price)

6.6%

True gross yield (all-in)

5.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 88 m²
Style: contemporary
Condition: excellent
Year Built: 1990
Energy Certificate: E
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

open-plan kitchen living areamodern black kitchen cabinetrywicker pendant lightsbalcony with outdoor seating

Score Breakdown

ROI
11.05
Visual Appeal
11.8
Ownership Security
13
Location
8.4
Land & Space
3.76
Rental Demand
4.37
Payback Speed
1
STR Suitability
4

Description

1 bedroom apartment in Vilamoura with a Premium Location. Discover this elegant 1 bedroom apartment located just 5 minutes from Vilamoura Marina and the center, in a privileged area that combines tranquility with proximity to all amenities. Fully refurbished and sold furnished, this property stands out for its modern

Location

📍 37.0903°N, 8.1137°W

· Loulé/Vilamoura, Algarve, Portugal

View on Casaibéria Mediação Imobiliária Lda. →Also on Idealista.pt
T1 flat in Ténis - Clube do Lago, Vilamoura, Quarteira
Idealista.pt
Source verified

T1 flat in Ténis - Clube do Lago, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle · Freehold · Ref BF-0642
Ownership
Freehold
Bedrooms
1
Bathrooms
1
Built area
88 m²
True net yield
2.9%
≈ $2,191/mo net after costs & tax
Brixfox Score 57 · B

Property details

Year built: 1990
Energy: E
Condition: excellent

Description

1 bedroom apartment in Vilamoura with a Premium Location. Discover this elegant 1 bedroom apartment located just 5 minutes from Vilamoura Marina and the center, in a privileged area that combines tranquility with proximity to all amenities. Fully refurbished and sold furnished, this property stands out for its modern

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$238/night
50% ($109)Brixfox estimate($238/night)200% ($438)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$18,274
Airbnb data$238/night · 44% occupancy
Rental income
$238/night · 44% occ.
$35,142
Running costs (20%)
Utilities, cleaning, maintenance
-$7,028
Income tax (10%)
Indonesian rental income tax
-$9,840
Property tax
Annual property tax
-$0
Net income
4.2% ROI
$18,274

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

2.9%

on all-in cost of $485,897

Scenario
Pre-tax
After-tax
Owner-managed
5.4%
4.8%
Fully-managed
3.5%
2.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.2%

Annual Revenue

$35,142

Income Tax / yr

$3,075

Payback

35 yrs

True All-In Cost
Asking price$433,696
IMT — transfer tax (non-resident 7.5%)$32,527
Stamp duty (0.8%)$3,470
Notary + registry$2,174
Legal$5,335
Furnishing + STR launch$8,696
All-in cost$485,897

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$2.4M$1.8M$1.2M$602K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $399K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$485K
+22%
Rental Income
+$89K
Total Position
$575K
+44%
7.6%/yr
Year 10
Capital Value
$591K
+48%
Rental Income
+$193K
Total Position
$783K
+96%
7.0%/yr
Year 20
Capital Value
$874K
+119%
Rental Income
+$452K
Total Position
$1.3M
+232%
6.2%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$800K
Total Position
$2.1M
+425%
5.7%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$219 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $219 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.2%
$1,520/mo
40% occ.
5.6%
$2,027/mo
44% occ.
6.1%
$2,214/mo
current
54% occ.
7.5%
$2,721/mo

Inquire — direct to the agent

Your message goes straight to the listing agent. No middleman, no markup.

Your inquiry will be sent directly to the listing agent.

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$433,696
2.9%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.