T2 flat, Marina Gardens,, Canais do Golfe - Sector 5, Vilamoura, Quarteira
T2 flat, Marina Gardens,, Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 2T2 flat, Marina Gardens,, Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 3T2 flat, Marina Gardens,, Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 4T2 flat, Marina Gardens,, Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 5
Grade C+apartmentmid-range

T2 flat, Marina Gardens,, Canais do Golfe - Sector 5, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€749,000

Asking Price (EUR)

2.5%

True Net Yield (Owner, all-in)

1.6%

True Net Yield (Managed, all-in)

3.6%

True Gross Yield

33%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €30,515/yr
Average Daily Rate: €251
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 61.9 years
5-yr Capital Value: €868,296
10-yr Capital Value: €1.0M
Brixfox Score: 50.3 / 100
Comparable Properties: 82
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€843,592

+12.6% over asking

Asking price€749,000
IMT — Property transfer tax (investment schedule)€44,940
IS — Stamp duty (0.8%)€5,992
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,235
Total acquisition costs€63,417
Renovation (est. €55/m² × 115 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,325
(€3,450–€9,200)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€24,850
All-in investment (incl. renovation & furnishing)€843,592

Gross yield (asking price)

4.1%

True gross yield (all-in)

3.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 115 m²
Style: contemporary
Condition: good
Year Built: 1995
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

terraced gardenpergola structurebalcony with railing

Score Breakdown

ROI
6.48
Visual Appeal
10.8
Ownership Security
13
Location
8.4
Land & Space
4.3
Rental Demand
3.34
Payback Speed
0
STR Suitability
4

Description

Rarely does a property offer such an extraordinary combination of location, lifestyle, and elegance. Positioned directly on Vilamoura's iconic Marina front line, this beautifully presented two-bedroom apartment captures sweeping panoramic views that simply never grow old. Step inside and discover a thoughtfully design

Location

📍 37.0811°N, 8.1228°W

· Loulé/Vilamoura, Algarve, Portugal

View on eXp Global Portugal →Also on Idealista.pt
T2 flat, Marina Gardens,, Canais do Golfe - Sector 5, Vilamoura, Quarteira
Idealista.pt
Source verified

T2 flat, Marina Gardens,, Canais do Golfe - Sector 5, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle · Freehold · Ref BF-0593
Ownership
Freehold
Bedrooms
2
Bathrooms
1
Built area
115 m²
True net yield
1.6%
≈ $2,383/mo net after costs & tax
Brixfox Score 50 · C+

Property details

Year built: 1995
Energy: D
Condition: good

Description

Rarely does a property offer such an extraordinary combination of location, lifestyle, and elegance. Positioned directly on Vilamoura's iconic Marina front line, this beautifully presented two-bedroom apartment captures sweeping panoramic views that simply never grow old. Step inside and discover a thoughtfully design

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$360/night
50% ($166)Brixfox estimate($360/night)200% ($663)
Occupancy
33%
10%Brixfox estimate(33%)100%

Short-Term Rental

Yearly income
$21,136
Airbnb data$360/night · 33% occupancy
Rental income
$360/night · 33% occ.
$40,646
Running costs (20%)
Utilities, cleaning, maintenance
-$8,129
Income tax (10%)
Indonesian rental income tax
-$11,381
Property tax
Annual property tax
-$0
Net income
2.6% ROI
$21,136

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

1.6%

on all-in cost of $902,587

Scenario
Pre-tax
After-tax
Owner-managed
3.2%
2.8%
Fully-managed
2.0%
1.6%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

4.5%

Annual Revenue

$40,646

Income Tax / yr

$3,557

Payback

62 yrs

True All-In Cost
Asking price$814,130
IMT — transfer tax (non-resident 7.5%)$61,060
Stamp duty (0.8%)$6,513
Notary + registry$2,174
Legal$10,014
Furnishing + STR launch$8,696
All-in cost$902,587

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.9M$2.9M$1.9M$964K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $749K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 26: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$911K
+22%
Rental Income
+$103K
Total Position
$1.0M
+35%
6.3%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$223K
Total Position
$1.3M
+78%
5.9%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$522K
Total Position
$2.2M
+189%
5.4%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$925K
Total Position
$3.4M
+348%
5.1%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.6% annual return
Occupancy
Weak
33% average occupancy
Nightly Rate
Strong
$332 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $332 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.6% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.4%
$2,302/mo
40% occ.
4.5%
$3,069/mo
33% occ.
3.8%
$2,561/mo
current
43% occ.
4.9%
$3,328/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$814,130
1.6%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.