T3 flat in Centro - Quarteira Velha, Quarteira, Quarteira
T3 flat in Centro - Quarteira Velha, Quarteira, Quarteira — image 2T3 flat in Centro - Quarteira Velha, Quarteira, Quarteira — image 3T3 flat in Centro - Quarteira Velha, Quarteira, Quarteira — image 4T3 flat in Centro - Quarteira Velha, Quarteira, Quarteira — image 5
Grade Bapartmentmid-range

T3 flat in Centro - Quarteira Velha, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€780,000

Asking Price (EUR)

5.1%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

6.4%

True Gross Yield

41%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €57,136/yr
Average Daily Rate: €378
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 26.3 years
5-yr Capital Value: €904,234
10-yr Capital Value: €1.0M
Brixfox Score: 62.9 / 100
Comparable Properties: 40
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€889,305

+14.0% over asking

Asking price€780,000
IMT — Property transfer tax (investment schedule)€46,800
IS — Stamp duty (0.8%)€6,240
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,700
Total acquisition costs€65,990
Renovation (est. €55/m² × 193 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,615
(€5,790–€15,440)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,700
All-in investment (incl. renovation & furnishing)€889,305

Gross yield (asking price)

7.3%

True gross yield (all-in)

6.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 193 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: B-
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large communal pooltraditional Algarve architecture

Score Breakdown

ROI
14.3
Visual Appeal
11.2
Ownership Security
13
Location
8.4
Land & Space
5.86
Rental Demand
4.14
Payback Speed
2
STR Suitability
4

Description

Magnificent 3-Bedroom Apartment in a Gated Community with Pool, Just Minutes from the Beach Discover this magnificent 3-bedroom apartment in Quarteira, located in an excellent condominium with swimming pools, ideal for those who value comfort, space, and quality of life in the heart of the Algarve. With generous area

Location

📍 37.0748°N, 8.1049°W

· Loulé/Vilamoura, Algarve, Portugal

View on Algarspot, Lda →Also on Idealista.pt
T3 flat in Centro - Quarteira Velha, Quarteira, Quarteira
Idealista.pt
Source verified

T3 flat in Centro - Quarteira Velha, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle · Freehold · Ref BF-0493
Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
193 m²
True net yield
3.8%
≈ $5,052/mo net after costs & tax
Brixfox Score 63 · B

Property details

Energy: B-
Condition: good

Description

Magnificent 3-Bedroom Apartment in a Gated Community with Pool, Just Minutes from the Beach Discover this magnificent 3-bedroom apartment in Quarteira, located in an excellent condominium with swimming pools, ideal for those who value comfort, space, and quality of life in the heart of the Algarve. With generous area

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

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Nightly Rate (ADR)
$544/night
50% ($250)Brixfox estimate($544/night)200% ($1002)
Occupancy
41%
10%Brixfox estimate(41%)100%

Short-Term Rental

Yearly income
$39,575
Airbnb data$544/night · 41% occupancy
Rental income
$544/night · 41% occ.
$76,105
Running costs (20%)
Utilities, cleaning, maintenance
-$15,221
Income tax (10%)
Indonesian rental income tax
-$21,310
Property tax
Annual property tax
-$0
Net income
4.7% ROI
$39,575

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

3.8%

on all-in cost of $939,493

Scenario
Pre-tax
After-tax
Owner-managed
6.5%
5.7%
Fully-managed
4.5%
3.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.1%

Annual Revenue

$76,105

Income Tax / yr

$6,659

Payback

26 yrs

True All-In Cost
Asking price$847,826
IMT — transfer tax (non-resident 7.5%)$63,587
Stamp duty (0.8%)$6,783
Notary + registry$2,174
Legal$10,428
Furnishing + STR launch$8,696
All-in cost$939,493

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.9M$3.7M$2.5M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $780K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$949K
+22%
Rental Income
+$193K
Total Position
$1.1M
+46%
7.9%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$417K
Total Position
$1.6M
+102%
7.3%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$978K
Total Position
$2.7M
+245%
6.4%/yr
Year 30
Capital Value
$2.5M
+224%
Rental Income
+$1.7M
Total Position
$4.3M
+446%
5.8%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.7% annual return
Occupancy
Weak
41% average occupancy
Nightly Rate
Strong
$501 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $501 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.7% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.9%
$3,478/mo
40% occ.
6.6%
$4,637/mo
41% occ.
6.8%
$4,795/mo
current
51% occ.
8.4%
$5,954/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$847,826
3.8%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.