T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira
T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 2T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 3T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 4T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira — image 5
Grade B+apartmentmid-range

T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€860,000

Asking Price (EUR)

5.7%

True Net Yield (Owner, all-in)

4.1%

True Net Yield (Managed, all-in)

7.1%

True Gross Yield

41%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €68,401/yr
Average Daily Rate: €453
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 23.4 years
5-yr Capital Value: €996,976
10-yr Capital Value: €1.2M
Brixfox Score: 66.5 / 100
Comparable Properties: 30
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€962,830

+12.0% over asking

Asking price€860,000
IMT — Property transfer tax (investment schedule)€51,600
IS — Stamp duty (0.8%)€6,880
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€12,900
Total acquisition costs€72,630
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€962,830

Gross yield (asking price)

8.0%

True gross yield (all-in)

7.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 201 m²
Style: contemporary
Condition: excellent
Year Built: 2021
Energy Certificate: A+
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large sliding glass doorsrecessed lightingwooden floor

Score Breakdown

ROI
15.78
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
4.14
Payback Speed
3
STR Suitability
4

Description

3-Bedroom Apartment in Vilamoura - Algarve - Condominium with Swimming Pool Quality apartment, located in an award-winning condominium, with high-quality finishes. Situated in Vilamoura, this apartment offers a refined lifestyle close to beaches, golf, and other amenities. Features: - 3 bedrooms, each with a private

Location

📍 37.0867°N, 8.1247°W

· Loulé/Vilamoura, Algarve, Portugal

View on IAD Portugal →Also on Idealista.pt
T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira
Idealista.pt
Source verified

T3 flat in Canais do Golfe - Sector 5, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle · Freehold · Ref BF-0437
Ownership
Freehold
Bedrooms
3
Bathrooms
4
Built area
201 m²
True net yield
4.3%
≈ $6,139/mo net after costs & tax
Brixfox Score 67 · B+

Property details

Year built: 2021
Energy: A+
Condition: excellent

Description

3-Bedroom Apartment in Vilamoura - Algarve - Condominium with Swimming Pool Quality apartment, located in an award-winning condominium, with high-quality finishes. Situated in Vilamoura, this apartment offers a refined lifestyle close to beaches, golf, and other amenities. Features: - 3 bedrooms, each with a private

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

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Customize your projections
Nightly Rate (ADR)
$651/night
50% ($300)Brixfox estimate($651/night)200% ($1198)
Occupancy
41%
10%Brixfox estimate(41%)100%

Short-Term Rental

Yearly income
$47,377
Airbnb data$651/night · 41% occupancy
Rental income
$651/night · 41% occ.
$91,110
Running costs (20%)
Utilities, cleaning, maintenance
-$18,222
Income tax (10%)
Indonesian rental income tax
-$25,511
Property tax
Annual property tax
-$0
Net income
5.1% ROI
$47,377

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

4.3%

on all-in cost of $1,034,737

Scenario
Pre-tax
After-tax
Owner-managed
7.1%
6.3%
Fully-managed
5.0%
4.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.8%

Annual Revenue

$91,110

Income Tax / yr

$7,972

Payback

23 yrs

True All-In Cost
Asking price$934,783
IMT — transfer tax (non-resident 7.5%)$70,109
Stamp duty (0.8%)$7,478
Notary + registry$2,174
Legal$11,498
Furnishing + STR launch$8,696
All-in cost$1,034,737

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$5.6M$4.2M$2.8M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $860K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.0M
+22%
Rental Income
+$231K
Total Position
$1.3M
+49%
8.2%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$500K
Total Position
$1.8M
+106%
7.5%/yr
Year 20
Capital Value
$1.9M
+119%
Rental Income
+$1.2M
Total Position
$3.1M
+255%
6.5%/yr
Year 30
Capital Value
$2.8M
+224%
Rental Income
+$2.1M
Total Position
$4.9M
+465%
5.9%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.1% annual return
Occupancy
Weak
41% average occupancy
Nightly Rate
Strong
$599 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $599 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 41% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.3%
$4,159/mo
40% occ.
7.1%
$5,546/mo
41% occ.
7.4%
$5,740/mo
current
51% occ.
9.1%
$7,126/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$934,783
4.3%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.