T2 flat in Rua da Espanha, Ténis - Clube do Lago, Vilamoura, Quarteira
T2 flat in Rua da Espanha, Ténis - Clube do Lago, Vilamoura, Quarteira — image 2T2 flat in Rua da Espanha, Ténis - Clube do Lago, Vilamoura, Quarteira — image 3T2 flat in Rua da Espanha, Ténis - Clube do Lago, Vilamoura, Quarteira — image 4T2 flat in Rua da Espanha, Ténis - Clube do Lago, Vilamoura, Quarteira — image 5
Grade Bapartmentmid-range

T2 flat in Rua da Espanha, Ténis - Clube do Lago, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€470,000

Asking Price (EUR)

4.4%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

5.8%

True Gross Yield

35%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €30,710/yr
Average Daily Rate: €237
+3.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 33.8 years
5-yr Capital Value: €544,859
10-yr Capital Value: €631,641
Brixfox Score: 57.9 / 100
Comparable Properties: 94
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€532,340

+13.3% over asking

Asking price€470,000
IMT — Property transfer tax (investment schedule)€25,430
IS — Stamp duty (0.8%)€3,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,050
Total acquisition costs€37,490
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€24,850
All-in investment (incl. renovation & furnishing)€532,340

Gross yield (asking price)

6.5%

True gross yield (all-in)

5.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 101 m²
Style: modern
Condition: new-build
Year Built: 2025
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved pathwaystropical landscapinglarge reflective windows

Score Breakdown

ROI
11.36
Visual Appeal
12.6
Ownership Security
13
Location
8.4
Land & Space
4.02
Rental Demand
3.55
Payback Speed
1
STR Suitability
4

Description

Spectacular Apartment in the Heart of the Algarve! - Sea and Golf View Discover this incredible, spacious 2-bedroom apartment, located just a few steps from the Marina and surrounded by a variety of restaurants, bars, a casino, and golf courses. The sunny Algarve climate provides a perfect environment to enjoy unforge

Location

📍 37.0877°N, 8.1129°W

· Loulé/Vilamoura, Algarve, Portugal

View on Chave Nova Vilamoura →Also on Idealista.pt
T2 flat in Rua da Espanha, Ténis - Clube do Lago, Vilamoura, Quarteira
Idealista.pt
Source verified

T2 flat in Rua da Espanha, Ténis - Clube do Lago, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle · Freehold · Ref BF-9776
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
101 m²
True net yield
3.0%
≈ $2,582/mo net after costs & tax
Brixfox Score 58 · B

Property details

Year built: 2025
Energy: C
Condition: new-build

Description

Spectacular Apartment in the Heart of the Algarve! - Sea and Golf View Discover this incredible, spacious 2-bedroom apartment, located just a few steps from the Marina and surrounded by a variety of restaurants, bars, a casino, and golf courses. The sunny Algarve climate provides a perfect environment to enjoy unforge

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

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Customize your projections
Nightly Rate (ADR)
$341/night
50% ($157)Brixfox estimate($341/night)200% ($628)
Occupancy
35%
10%Brixfox estimate(35%)100%

Short-Term Rental

Yearly income
$21,271
Airbnb data$341/night · 35% occupancy
Rental income
$341/night · 35% occ.
$40,907
Running costs (20%)
Utilities, cleaning, maintenance
-$8,181
Income tax (10%)
Indonesian rental income tax
-$11,454
Property tax
Annual property tax
-$0
Net income
4.2% ROI
$21,271

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

3.0%

on all-in cost of $570,425

Scenario
Pre-tax
After-tax
Owner-managed
5.4%
4.8%
Fully-managed
3.6%
3.0%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.2%

Annual Revenue

$40,907

Income Tax / yr

$3,579

Payback

34 yrs

True All-In Cost
Asking price$510,870
IMT — transfer tax (non-resident 7.5%)$38,315
Stamp duty (0.8%)$4,087
Notary + registry$2,174
Legal$6,284
Furnishing + STR launch$8,696
All-in cost$570,425

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$2.8M$2.1M$1.4M$706K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $470K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$572K
+22%
Rental Income
+$104K
Total Position
$676K
+44%
7.5%/yr
Year 10
Capital Value
$696K
+48%
Rental Income
+$224K
Total Position
$920K
+96%
6.9%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$526K
Total Position
$1.6M
+231%
6.2%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$931K
Total Position
$2.5M
+422%
5.7%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Weak
35% average occupancy
Nightly Rate
Strong
$314 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $314 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.1%
$2,180/mo
40% occ.
6.8%
$2,906/mo
35% occ.
6.1%
$2,577/mo
current
45% occ.
7.8%
$3,304/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$510,870
3.0%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.