Semi-detached house in Centro, Almancil
Semi-detached house in Centro, Almancil — image 2Semi-detached house in Centro, Almancil — image 3Semi-detached house in Centro, Almancil — image 4Semi-detached house in Centro, Almancil — image 5
Grade Bvillaluxury

Semi-detached house in Centro, Almancil

Loulé/Vilamoura · Golden Triangle ·

€875,000

Asking Price (EUR)

5.1%

True Net Yield (Owner, all-in)

3.5%

True Net Yield (Managed, all-in)

6.6%

True Gross Yield

35%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €66,571/yr
Average Daily Rate: €527
+33.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 27.2 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.2M
Brixfox Score: 63.9 / 100
Comparable Properties: 6
Data Confidence: 68%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+14.5% over asking

Asking price€875,000
IMT — Property transfer tax (investment schedule)€52,500
IS — Stamp duty (0.8%)€7,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,125
Total acquisition costs€73,875
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

7.6%

True gross yield (all-in)

6.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 310 m²
Style: contemporary
Condition: excellent
Year Built: 2017
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge poolmodern architecturespacious outdoor area

Score Breakdown

ROI
13.85
Visual Appeal
13.2
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
3.46
Payback Speed
2
STR Suitability
4

Description

With an excellent location next to Quinta do Lago and Vale do Lobo, this villa is located in a very calm and peaceful area with excellent access. As you enter, you will be greeted by a stylish interior design, with a minimalist feel and all the modern amenities you'll need to make your stay comfortable and enjoyable.

Location

📍 37.0821°N, 8.0314°W

· Loulé/Vilamoura, Algarve, Portugal

View on Sortami - Mediação Imobiliária, Lda. →Also on Idealista.pt
Semi-detached house in Centro, Almancil
Idealista.pt
Source verified

Semi-detached house in Centro, Almancil

Loulé/Vilamoura · Golden Triangle · Freehold · Ref BF-9774
Ownership
Freehold
Bedrooms
3
Bathrooms
4
Built area
310 m²
True net yield
3.7%
≈ $5,677/mo net after costs & tax
Brixfox Score 64 · B

Property details

Year built: 2017
Energy: B-
Condition: excellent

Description

With an excellent location next to Quinta do Lago and Vale do Lobo, this villa is located in a very calm and peaceful area with excellent access. As you enter, you will be greeted by a stylish interior design, with a minimalist feel and all the modern amenities you'll need to make your stay comfortable and enjoyable.

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$758/night
50% ($349)Brixfox estimate($758/night)200% ($1394)
Occupancy
35%
10%Brixfox estimate(35%)100%

Short-Term Rental

Yearly income
$46,110
Airbnb data$758/night · 35% occupancy
Rental income
$758/night · 35% occ.
$88,673
Running costs (20%)
Utilities, cleaning, maintenance
-$17,735
Income tax (10%)
Indonesian rental income tax
-$24,828
Property tax
Annual property tax
-$0
Net income
4.8% ROI
$46,110

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

3.7%

on all-in cost of $1,071,074

Scenario
Pre-tax
After-tax
Owner-managed
6.4%
5.6%
Fully-managed
4.4%
3.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.3%

Annual Revenue

$88,673

Income Tax / yr

$7,759

Payback

27 yrs

True All-In Cost
Asking price$951,087
IMT — transfer tax (non-resident 7.5%)$71,332
Stamp duty (0.8%)$7,609
Notary + registry$2,174
Legal$11,699
Furnishing + STR launch$27,174
All-in cost$1,071,074

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$5.6M$4.2M$2.8M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $875K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$225K
Total Position
$1.3M
+47%
8.1%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$486K
Total Position
$1.8M
+104%
7.4%/yr
Year 20
Capital Value
$1.9M
+119%
Rental Income
+$1.1M
Total Position
$3.1M
+249%
6.5%/yr
Year 30
Capital Value
$2.8M
+224%
Rental Income
+$2.0M
Total Position
$4.9M
+455%
5.9%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.8% annual return
Occupancy
Weak
35% average occupancy
Nightly Rate
Strong
$697 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $697 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.1%
$4,841/mo
40% occ.
8.1%
$6,455/mo
35% occ.
7.0%
$5,586/mo
current
45% occ.
9.1%
$7,200/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$951,087
3.7%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.