T3 flat in Rua das Especiarias, Victoria - Monte Laguna, Vilamoura, Quarteira
T3 flat in Rua das Especiarias, Victoria - Monte Laguna, Vilamoura, Quarteira — image 2T3 flat in Rua das Especiarias, Victoria - Monte Laguna, Vilamoura, Quarteira — image 3T3 flat in Rua das Especiarias, Victoria - Monte Laguna, Vilamoura, Quarteira — image 4T3 flat in Rua das Especiarias, Victoria - Monte Laguna, Vilamoura, Quarteira — image 5
Grade Bapartmentluxury

T3 flat in Rua das Especiarias, Victoria - Monte Laguna, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€1.8M

Asking Price (EUR)

3.2%

True Net Yield (Owner, all-in)

2.2%

True Net Yield (Managed, all-in)

4.2%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €84,433/yr
Average Daily Rate: €513
+33.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 43.1 years
5-yr Capital Value: €2.1M
10-yr Capital Value: €2.4M
Brixfox Score: 59.2 / 100
Comparable Properties: 6
Data Confidence: 74%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.0M

+12.7% over asking

Asking price€1.8M
IMT — Property transfer tax (investment schedule)€135,000
IS — Stamp duty (0.8%)€14,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€27,000
Total acquisition costs€177,650
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€51,300
All-in investment (incl. renovation & furnishing)€2.0M

Gross yield (asking price)

4.7%

True gross yield (all-in)

4.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 251 m²
Style: contemporary
Condition: new-build
Year Built: 2025
Energy Certificate: A+
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

long rectangular poolmodern facadeterraced balconies

Score Breakdown

ROI
9.12
Visual Appeal
13.2
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
4.51
Payback Speed
1
STR Suitability
4

Description

This development is in perfect harmony with the surrounding nature, featuring private gardens and common green spaces. The gardens provide a tranquil and relaxing environment where residents can enjoy the beauty of the natural landscape. Luxury 3-bedroom apartment with 251 sq. m. of built area including two parking sp

Location

📍 37.1085°N, 8.1416°W

· Loulé/Vilamoura, Algarve, Portugal

View on Kasas e Kasas - Algarve Property Mediação Imobiliária, Lda →Also on Idealista.pt
T3 flat in Rua das Especiarias, Victoria - Monte Laguna, Vilamoura, Quarteira
Idealista.pt
Source verified

T3 flat in Rua das Especiarias, Victoria - Monte Laguna, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle · Freehold · Ref BF-9697
Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
251 m²
True net yield
2.3%
≈ $7,154/mo net after costs & tax
Brixfox Score 59 · B

Property details

Year built: 2025
Energy: A+
Condition: new-build

Description

This development is in perfect harmony with the surrounding nature, featuring private gardens and common green spaces. The gardens provide a tranquil and relaxing environment where residents can enjoy the beauty of the natural landscape. Luxury 3-bedroom apartment with 251 sq. m. of built area including two parking sp

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$739/night
50% ($340)Brixfox estimate($739/night)200% ($1359)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Yearly income
$58,482
Airbnb data$739/night · 45% occupancy
Rental income
$739/night · 45% occ.
$112,465
Running costs (20%)
Utilities, cleaning, maintenance
-$22,493
Income tax (10%)
Indonesian rental income tax
-$31,490
Property tax
Annual property tax
-$0
Net income
3.0% ROI
$58,482

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

2.3%

on all-in cost of $2,143,152

Scenario
Pre-tax
After-tax
Owner-managed
4.0%
3.5%
Fully-managed
2.8%
2.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

5.3%

Annual Revenue

$112,465

Income Tax / yr

$9,840

Payback

43 yrs

True All-In Cost
Asking price$1,956,522
IMT — transfer tax (non-resident 7.5%)$146,739
Stamp duty (0.8%)$15,652
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$8,696
All-in cost$2,143,152

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$9.7M$7.2M$4.8M$2.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.8M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.2M
+22%
Rental Income
+$286K
Total Position
$2.5M
+38%
6.6%/yr
Year 10
Capital Value
$2.7M
+48%
Rental Income
+$617K
Total Position
$3.3M
+82%
6.2%/yr
Year 20
Capital Value
$3.9M
+119%
Rental Income
+$1.4M
Total Position
$5.4M
+199%
5.6%/yr
Year 30
Capital Value
$5.8M
+224%
Rental Income
+$2.6M
Total Position
$8.4M
+367%
5.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
3.0% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Strong
$680 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $680 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.0% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.9%
$4,718/mo
40% occ.
3.9%
$6,291/mo
45% occ.
4.3%
$7,085/mo
current
55% occ.
5.3%
$8,658/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$1,956,522
2.3%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.