T2 flat in Rua da Espanha, Ténis - Clube do Lago, Vilamoura, Quarteira
T2 flat in Rua da Espanha, Ténis - Clube do Lago, Vilamoura, Quarteira — image 2T2 flat in Rua da Espanha, Ténis - Clube do Lago, Vilamoura, Quarteira — image 3T2 flat in Rua da Espanha, Ténis - Clube do Lago, Vilamoura, Quarteira — image 4T2 flat in Rua da Espanha, Ténis - Clube do Lago, Vilamoura, Quarteira — image 5
Grade Bapartmentluxury

T2 flat in Rua da Espanha, Ténis - Clube do Lago, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€460,000

Asking Price (EUR)

5.3%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

6.7%

True Gross Yield

35%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €36,316/yr
Average Daily Rate: €281
+23.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 26.0 years
5-yr Capital Value: €533,266
10-yr Capital Value: €618,202
Brixfox Score: 62.5 / 100
Comparable Properties: 94
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€538,910

+17.2% over asking

Asking price€460,000
IMT — Property transfer tax (investment schedule)€24,630
IS — Stamp duty (0.8%)€3,680
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,900
Total acquisition costs€36,460
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,450
All-in investment (incl. renovation & furnishing)€538,910

Gross yield (asking price)

7.9%

True gross yield (all-in)

6.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 98 m²
Style: contemporary
Condition: excellent
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large infinity-edge poolclassical-style columns on terracemodern white architecture

Score Breakdown

ROI
14.44
Visual Appeal
13.2
Ownership Security
13
Location
8.4
Land & Space
3.96
Rental Demand
3.54
Payback Speed
2
STR Suitability
4

Description

Spectacular Apartment in the Heart of the Algarve! - Sea View Discover this incredible, spacious 2-bedroom apartment, located just a few steps from the Marina and surrounded by a variety of restaurants, bars, a casino, and golf courses. The sunny Algarve climate provides a perfect setting to enjoy unforgettable moment

Location

📍 37.0859°N, 8.1142°W

· Loulé/Vilamoura, Algarve, Portugal

View on Chave Nova Albufeira →Also on Idealista.pt
T2 flat in Rua da Espanha, Ténis - Clube do Lago, Vilamoura, Quarteira
Idealista.pt
Source verified

T2 flat in Rua da Espanha, Ténis - Clube do Lago, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle · Freehold · Ref BF-9684
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
98 m²
True net yield
3.8%
≈ $3,155/mo net after costs & tax
Brixfox Score 63 · B

Property details

Energy: C
Condition: excellent

Description

Spectacular Apartment in the Heart of the Algarve! - Sea View Discover this incredible, spacious 2-bedroom apartment, located just a few steps from the Marina and surrounded by a variety of restaurants, bars, a casino, and golf courses. The sunny Algarve climate provides a perfect setting to enjoy unforgettable moment

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

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Nightly Rate (ADR)
$404/night
50% ($186)Brixfox estimate($404/night)200% ($744)
Occupancy
35%
10%Brixfox estimate(35%)100%

Short-Term Rental

Yearly income
$25,154
Airbnb data$404/night · 35% occupancy
Rental income
$404/night · 35% occ.
$48,373
Running costs (20%)
Utilities, cleaning, maintenance
-$9,675
Income tax (10%)
Indonesian rental income tax
-$13,544
Property tax
Annual property tax
-$0
Net income
5.0% ROI
$25,154

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

3.8%

on all-in cost of $558,520

Scenario
Pre-tax
After-tax
Owner-managed
6.8%
6.0%
Fully-managed
4.6%
3.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.7%

Annual Revenue

$48,373

Income Tax / yr

$4,233

Payback

26 yrs

True All-In Cost
Asking price$500,000
IMT — transfer tax (non-resident 7.5%)$37,500
Stamp duty (0.8%)$4,000
Notary + registry$2,174
Legal$6,150
Furnishing + STR launch$8,696
All-in cost$558,520

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.0M$2.2M$1.5M$745K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $460K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$560K
+22%
Rental Income
+$123K
Total Position
$683K
+48%
8.2%/yr
Year 10
Capital Value
$681K
+48%
Rental Income
+$265K
Total Position
$946K
+106%
7.5%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$622K
Total Position
$1.6M
+254%
6.5%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$1.1M
Total Position
$2.6M
+464%
5.9%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.0% annual return
Occupancy
Weak
35% average occupancy
Nightly Rate
Strong
$372 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $372 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 35% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.2%
$2,581/mo
40% occ.
8.3%
$3,442/mo
35% occ.
7.3%
$3,048/mo
current
45% occ.
9.4%
$3,908/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$500,000
3.8%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.