T3 flat in Centro - Quarteira Velha, Quarteira, Quarteira
T3 flat in Centro - Quarteira Velha, Quarteira, Quarteira — image 2T3 flat in Centro - Quarteira Velha, Quarteira, Quarteira — image 3T3 flat in Centro - Quarteira Velha, Quarteira, Quarteira — image 4T3 flat in Centro - Quarteira Velha, Quarteira, Quarteira — image 5
Grade B+apartmentluxury

T3 flat in Centro - Quarteira Velha, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€600,000

Asking Price (EUR)

6.0%

True Net Yield (Owner, all-in)

4.2%

True Net Yield (Managed, all-in)

7.4%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €51,958/yr
Average Daily Rate: €357
+21.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%), Luxury finish (+8%)
Payback Period: 22.0 years
5-yr Capital Value: €695,564
10-yr Capital Value: €806,350
Brixfox Score: 66.8 / 100
Comparable Properties: 25
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€699,680

+16.6% over asking

Asking price€600,000
IMT — Property transfer tax (investment schedule)€35,830
IS — Stamp duty (0.8%)€4,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,000
Total acquisition costs€50,880
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€48,800
All-in investment (incl. renovation & furnishing)€699,680

Gross yield (asking price)

8.7%

True gross yield (all-in)

7.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 158 m²
Style: modern
Condition: new-build
Year Built: 2025
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

glass balcony railingwood-slat exterior walllong, spacious balcony

Score Breakdown

ROI
16.62
Visual Appeal
12.6
Ownership Security
13
Location
8.4
Land & Space
5.16
Rental Demand
3.98
Payback Speed
3
STR Suitability
4

Description

Experience a brand-new three-bedroom apartment where modern comfort meets refined finishes. Generous spaces create a calm atmosphere, with the living room opening onto a cosy balcony shared with the sleek open kitchen. A contemporary retreat in a peaceful, well-connected location. MAIN FEATURES Newly completed 3-bedr

Location

📍 37.0703°N, 8.0969°W

· Loulé/Vilamoura, Algarve, Portugal

View on BUYME Property →Also on Idealista.pt
T3 flat in Centro - Quarteira Velha, Quarteira, Quarteira
Idealista.pt
Source verified

T3 flat in Centro - Quarteira Velha, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle · Freehold · Ref BF-9637
Ownership
Freehold
Bedrooms
3
Bathrooms
2
Built area
158 m²
True net yield
4.5%
≈ $4,645/mo net after costs & tax
Brixfox Score 67 · B+

Property details

Year built: 2025
Energy: A
Condition: new-build

Description

Experience a brand-new three-bedroom apartment where modern comfort meets refined finishes. Generous spaces create a calm atmosphere, with the living room opening onto a cosy balcony shared with the sleek open kitchen. A contemporary retreat in a peaceful, well-connected location. MAIN FEATURES Newly completed 3-bedr

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$514/night
50% ($237)Brixfox estimate($514/night)200% ($946)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$35,988
Airbnb data$514/night · 40% occupancy
Rental income
$514/night · 40% occ.
$69,208
Running costs (20%)
Utilities, cleaning, maintenance
-$13,842
Income tax (10%)
Indonesian rental income tax
-$19,378
Property tax
Annual property tax
-$0
Net income
5.5% ROI
$35,988

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

4.5%

on all-in cost of $725,196

Scenario
Pre-tax
After-tax
Owner-managed
7.7%
6.8%
Fully-managed
5.4%
4.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

9.5%

Annual Revenue

$69,208

Income Tax / yr

$6,055

Payback

22 yrs

True All-In Cost
Asking price$652,174
IMT — transfer tax (non-resident 7.5%)$48,913
Stamp duty (0.8%)$5,217
Notary + registry$2,174
Legal$8,022
Furnishing + STR launch$8,696
All-in cost$725,196

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.0M$3.0M$2.0M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $600K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$730K
+22%
Rental Income
+$176K
Total Position
$906K
+51%
8.6%/yr
Year 10
Capital Value
$888K
+48%
Rental Income
+$380K
Total Position
$1.3M
+111%
7.8%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$890K
Total Position
$2.2M
+267%
6.7%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.6M
Total Position
$3.5M
+487%
6.1%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.5% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$473 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $473 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 40% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.0%
$3,285/mo
40% occ.
8.1%
$4,380/mo
current
40% occ.
8.0%
$4,360/mo
current
50% occ.
10.0%
$5,455/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$652,174
4.5%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.