T3 flat in Vale do Lobo, Almancil
T3 flat in Vale do Lobo, Almancil — image 2T3 flat in Vale do Lobo, Almancil — image 3T3 flat in Vale do Lobo, Almancil — image 4T3 flat in Vale do Lobo, Almancil — image 5
Grade Bapartmentluxury

T3 flat in Vale do Lobo, Almancil

Loulé/Vilamoura · Golden Triangle ·

€1.7M

Asking Price (EUR)

2.5%

True Net Yield (Owner, all-in)

1.7%

True Net Yield (Managed, all-in)

3.4%

True Gross Yield

38%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €65,459/yr
Average Daily Rate: €472
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 57.2 years
5-yr Capital Value: €2.0M
10-yr Capital Value: €2.3M
Brixfox Score: 57.6 / 100
Comparable Properties: 18
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.9M

+12.9% over asking

Asking price€1.7M
IMT — Property transfer tax (investment schedule)€127,125
IS — Stamp duty (0.8%)€13,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€25,425
Total acquisition costs€167,360
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€51,300
All-in investment (incl. renovation & furnishing)€1.9M

Gross yield (asking price)

3.9%

True gross yield (all-in)

3.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 189 m²
Style: contemporary
Condition: excellent
Year Built: 2008
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity poolmodern outdoor lounge furniturepink-hued building facade

Score Breakdown

ROI
7
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
5.78
Rental Demand
3.8
Payback Speed
0
STR Suitability
4

Description

Charming 3-Bedroom Apartment with Pool in Vale do Lobo Located in one of the most prestigious areas of the Algarve, in Vale do Lobo, this elegant apartment enjoys a privileged position with direct views over the Royal Golf Course, between holes 3 and 4, offering a unique setting of tranquillity, nature and exclusivity

Location

📍 37.0456°N, 8.0528°W

· Loulé/Vilamoura, Algarve, Portugal

View on Golden Tree →Also on Idealista.pt
T3 flat in Vale do Lobo, Almancil
Idealista.pt
Source verified

T3 flat in Vale do Lobo, Almancil

Loulé/Vilamoura · Golden Triangle · Freehold · Ref BF-9502
Ownership
Freehold
Bedrooms
3
Bathrooms
4
Built area
189 m²
True net yield
1.8%
≈ $5,305/mo net after costs & tax
Brixfox Score 58 · B

Property details

Year built: 2008
Energy: C
Condition: excellent

Description

Charming 3-Bedroom Apartment with Pool in Vale do Lobo Located in one of the most prestigious areas of the Algarve, in Vale do Lobo, this elegant apartment enjoys a privileged position with direct views over the Royal Golf Course, between holes 3 and 4, offering a unique setting of tranquillity, nature and exclusivity

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$678/night
50% ($312)Brixfox estimate($678/night)200% ($1248)
Occupancy
38%
10%Brixfox estimate(38%)100%

Short-Term Rental

Yearly income
$45,339
Airbnb data$678/night · 38% occupancy
Rental income
$678/night · 38% occ.
$87,191
Running costs (20%)
Utilities, cleaning, maintenance
-$17,438
Income tax (10%)
Indonesian rental income tax
-$24,414
Property tax
Annual property tax
-$0
Net income
2.5% ROI
$45,339

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

1.8%

on all-in cost of $2,019,549

Scenario
Pre-tax
After-tax
Owner-managed
3.1%
2.8%
Fully-managed
2.1%
1.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

4.3%

Annual Revenue

$87,191

Income Tax / yr

$7,629

Payback

57 yrs

True All-In Cost
Asking price$1,842,391
IMT — transfer tax (non-resident 7.5%)$138,179
Stamp duty (0.8%)$14,739
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$8,696
All-in cost$2,019,549

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$8.6M$6.5M$4.3M$2.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.7M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 27: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.1M
+22%
Rental Income
+$221K
Total Position
$2.3M
+35%
6.1%/yr
Year 10
Capital Value
$2.5M
+48%
Rental Income
+$478K
Total Position
$3.0M
+76%
5.8%/yr
Year 20
Capital Value
$3.7M
+119%
Rental Income
+$1.1M
Total Position
$4.8M
+185%
5.4%/yr
Year 30
Capital Value
$5.5M
+224%
Rental Income
+$2.0M
Total Position
$7.5M
+341%
5.1%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.5% annual return
Occupancy
Weak
38% average occupancy
Nightly Rate
Strong
$624 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $624 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.5% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.8%
$4,333/mo
40% occ.
3.8%
$5,778/mo
38% occ.
3.6%
$5,493/mo
current
48% occ.
4.5%
$6,937/mo

Inquire — direct to the agent

Your message goes straight to the listing agent. No middleman, no markup.

Your inquiry will be sent directly to the listing agent.

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$1,842,391
1.8%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.