House in Malheiro - Belmonte - Ladeira do Vau, Portimão
House in Malheiro - Belmonte - Ladeira do Vau, Portimão — image 2House in Malheiro - Belmonte - Ladeira do Vau, Portimão — image 3House in Malheiro - Belmonte - Ladeira do Vau, Portimão — image 4
Grade Bvillamid-range

House in Malheiro - Belmonte - Ladeira do Vau, Portimão

Portimão · Western Algarve ·

€700,000

Asking Price (EUR)

2.1%

True Net Yield (Owner, all-in)

1.4%

True Net Yield (Managed, all-in)

3.2%

True Gross Yield

33%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €25,290/yr
Average Daily Rate: €212
+15.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%)
Payback Period: 34.4 years
5-yr Capital Value: €919,790
10-yr Capital Value: €1.1M
Brixfox Score: 63.5 / 100
Comparable Properties: 5
Data Confidence: 60%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€794,050

+13.4% over asking

Asking price€700,000
IMT — Property transfer tax (investment schedule)€42,000
IS — Stamp duty (0.8%)€5,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,500
Total acquisition costs€59,350
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€794,050

Gross yield (asking price)

3.6%

True gross yield (all-in)

3.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 200 m²
Land: 446 m²
Style: modern
Condition: new-build
Year Built: 2025
Energy Certificate: Not indicated
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

flat roofminimalist facadeintegrated outdoor living space

Score Breakdown

ROI
11.14
Visual Appeal
13.6
Ownership Security
13
Location
9.36
Land & Space
10.11
Rental Demand
3.27
Payback Speed
0
STR Suitability
3

Description

New 3 Bedroom Villa with Pool and Garden If you are looking for a home that combines modern design, absolute comfort and a privileged location, this 3 bedroom villa is the perfect choice. This villa under construction with high quality materials offers spacious, bright and functional spaces. On the main floor, it is

Location

📍 37.1612°N, 8.5389°W

· Portimão, Algarve, Portugal

View on The PentHouse →Also on Idealista.pt
Idealista.pt
Portimão / Western Algarve

House in Malheiro - Belmonte - Ladeira do Vau, Portimão

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
200 m²
Land Plot
446 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$172K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.3%
$1,483/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
42.8 yr
Rental only

Property details

Year built: 2025
Energy: Not indicated
Condition: new-build

Description

New 3 Bedroom Villa with Pool and Garden If you are looking for a home that combines modern design, absolute comfort and a privileged location, this 3 bedroom villa is the perfect choice. This villa under construction with high quality materials offers spacious, bright and functional spaces. On the main floor, it is

Income Breakdown

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Nightly Rate (ADR)
$309/night
50% ($142)Brixfox estimate($309/night)200% ($568)
Occupancy
33%
10%Brixfox estimate(33%)100%

Short-Term Rental

Yearly income
$17,794
Airbnb data$309/night · 33% occupancy
Rental income
$309/night · 33% occ.
$36,780
Running costs (20%)
Utilities, cleaning, maintenance
-$7,356
Income tax (10%)
Indonesian rental income tax
-$10,299
Property tax
Annual property tax
-$1,332
Net income
2.3% ROI
$17,794

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$760,870
IMT (transfer tax, investment schedule)$45,652
Imposto de Selo (stamp duty)$6,087
Notary & registration$1,359
Legal / due diligence$11,413
Total acquisition costs$64,511
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$860,924

Gross yield (asking)

4.8%

True gross yield (all-in)

4.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$3.5M$2.6M$1.8M$877K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $700K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 28: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$852K
+22%
Rental Income
+$87K
Total Position
$939K
+34%
6.0%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$188K
Total Position
$1.2M
+75%
5.7%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$440K
Total Position
$2.0M
+182%
5.3%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$779K
Total Position
$3.0M
+336%
5.0%/yr

Location

Portimão

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.3% annual return
Occupancy
Weak
33% average occupancy
Nightly Rate
Strong
$284 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Good
446 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $284 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.3% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.9%
$1,860/mo
40% occ.
4.0%
$2,517/mo
33% occ.
3.2%
$2,034/mo
current
43% occ.
4.2%
$2,691/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.