Terraced house in Centro, Alvor
Terraced house in Centro, Alvor — image 2Terraced house in Centro, Alvor — image 3Terraced house in Centro, Alvor — image 4Terraced house in Centro, Alvor — image 5
Grade Bvillamid-range

Terraced house in Centro, Alvor

Portimão · Western Algarve ·

€265,000

Asking Price (EUR)

4.0%

True Net Yield (Owner, all-in)

2.8%

True Net Yield (Managed, all-in)

6.2%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €19,009/yr
Average Daily Rate: €110
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 17.4 years
5-yr Capital Value: €348,206
10-yr Capital Value: €423,646
Brixfox Score: 59.3 / 100
Comparable Properties: 76
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€306,472

+15.6% over asking

Asking price€265,000
IMT — Property transfer tax (investment schedule)€9,547
IS — Stamp duty (0.8%)€2,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,975
Total acquisition costs€16,892
Renovation (est. €55/m² × 56 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,080
(€1,680–€4,480)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€306,472

Gross yield (asking price)

7.2%

True gross yield (all-in)

6.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 56 m²
Land: 53 m²
Style: portuguese-traditional
Condition: good
Year Built: 1937
Energy Certificate: Exempt

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

exposed-wooden-beam-ceilingtraditional-portuguese-exterior-colors

Score Breakdown

ROI
16.61
Visual Appeal
9.4
Ownership Security
13
Location
8.4
Land & Space
2.11
Rental Demand
4.75
Payback Speed
2
STR Suitability
3

Description

Imagine living just steps from the Alvor Estuary, where the tranquil rhythm of nature meets the charm of one of the Algarve's most authentic villages. This single-story house, completely renovated in 2025, combines modern comfort with the welcoming simplicity of local architecture, offering you a unique and comfortable

Location

📍 37.1294°N, 8.5931°W

· Portimão, Algarve, Portugal

View on Portuguese Property Investments →Also on Idealista.pt
Idealista.pt
Portimão / Western Algarve

Terraced house in Centro, Alvor

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
56 m²
Land Plot
53 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score59
GradeB
Brixfox Intelligence
59BStrong
Score Breakdown
ROI & Yield65%
Capital Growth62%
Risk Profile61%
Market Demand59%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$65K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.8%
$1,149/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.9 yr
Rental only

Property details

Year built: 1937
Energy: Exempt
Condition: good

Description

Imagine living just steps from the Alvor Estuary, where the tranquil rhythm of nature meets the charm of one of the Algarve's most authentic villages. This single-story house, completely renovated in 2025, combines modern comfort with the welcoming simplicity of local architecture, offering you a unique and comfortable

Income Breakdown

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Nightly Rate (ADR)
$158/night
50% ($73)Brixfox estimate($158/night)200% ($291)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$13,785
Airbnb data$158/night · 48% occupancy
Rental income
$158/night · 48% occ.
$27,478
Running costs (20%)
Utilities, cleaning, maintenance
-$5,496
Income tax (10%)
Indonesian rental income tax
-$7,694
Property tax
Annual property tax
-$504
Net income
4.8% ROI
$13,785

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$288,043
IMT (transfer tax, investment schedule)$10,377
Imposto de Selo (stamp duty)$2,304
Notary & registration$1,359
Legal / due diligence$4,321
Total acquisition costs$18,361
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$3,348
($1,826–$4,870)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$330,948

Gross yield (asking)

9.5%

True gross yield (all-in)

8.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$1.7M$1.3M$841K$421K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $265K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$322K
+22%
Rental Income
+$67K
Total Position
$390K
+47%
8.0%/yr
Year 10
Capital Value
$392K
+48%
Rental Income
+$145K
Total Position
$538K
+103%
7.3%/yr
Year 20
Capital Value
$581K
+119%
Rental Income
+$341K
Total Position
$921K
+248%
6.4%/yr
Year 30
Capital Value
$860K
+224%
Rental Income
+$603K
Total Position
$1.5M
+452%
5.9%/yr

Location

Portimão

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.8% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Good
$146 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
53 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.0%
$970/mo
40% occ.
5.4%
$1,307/mo
48% occ.
6.5%
$1,561/mo
current
58% occ.
7.9%
$1,898/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.