Detached house, Senhora da Rocha, 19, Porches, Lagoa (Algarve)
Detached house, Senhora da Rocha, 19, Porches, Lagoa (Algarve) — image 2Detached house, Senhora da Rocha, 19, Porches, Lagoa (Algarve) — image 3Detached house, Senhora da Rocha, 19, Porches, Lagoa (Algarve) — image 4Detached house, Senhora da Rocha, 19, Porches, Lagoa (Algarve) — image 5
Grade B+villamid-range

Detached house, Senhora da Rocha, 19, Porches, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€1.4M

Asking Price (EUR)

4.2%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

5.4%

True Gross Yield

32%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €85,006/yr
Average Daily Rate: €721
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 32.8 years
5-yr Capital Value: €1.6M
10-yr Capital Value: €1.8M
Brixfox Score: 66.9 / 100
Comparable Properties: 8
Data Confidence: 68%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.6M

+14.5% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€102,375
IS — Stamp duty (0.8%)€10,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€20,475
Total acquisition costs€135,020
Renovation (est. €55/m² × 313 m²)
Light touch-ups — paint, fixtures, deep clean.		€17,215
(€9,390–€25,040)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€1.6M

Gross yield (asking price)

6.2%

True gross yield (all-in)

5.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 6
Building: 313 m²
Land: 1150 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: Not indicated
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

arched verandalush garden landscapingoutdoor lounge area

Score Breakdown

ROI
11.68
Visual Appeal
12.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
3.23
Payback Speed
2
STR Suitability
4

Description

Spectacular villa in one of the still protected areas of the Algarve. With five bedrooms and five bathrooms, spacious living and dining rooms, a wonderful fully equipped kitchen. Framed by a garden that protects its privacy, with approximately 1150 m2, completely fenced and with a perfect design. It also has a BBQ area

Location

📍 37.0971°N, 8.3857°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Idealista.pt
Detached house, Senhora da Rocha, 19, Porches, Lagoa (Algarve)
Idealista.pt
Source verified

Detached house, Senhora da Rocha, 19, Porches, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve · Freehold · Ref BF-5542
Ownership
Freehold
Bedrooms
5
Bathrooms
6
Built area
313 m²
Land
1150 m²
True net yield
3.0%
≈ $7,224/mo net after costs & tax
Brixfox Score 67 · B+

Property details

Energy: Not indicated
Condition: good

Description

Spectacular villa in one of the still protected areas of the Algarve. With five bedrooms and five bathrooms, spacious living and dining rooms, a wonderful fully equipped kitchen. Framed by a garden that protects its privacy, with approximately 1150 m2, completely fenced and with a perfect design. It also has a BBQ area

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

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Customize your projections
Nightly Rate (ADR)
$1,037/night
50% ($477)Brixfox estimate($1,037/night)200% ($1908)
Occupancy
32%
10%Brixfox estimate(32%)100%

Short-Term Rental

Yearly income
$58,880
Airbnb data$1,037/night · 32% occupancy
Rental income
$1,037/night · 32% occ.
$113,230
Running costs (20%)
Utilities, cleaning, maintenance
-$22,646
Income tax (10%)
Indonesian rental income tax
-$31,705
Property tax
Annual property tax
-$0
Net income
4.0% ROI
$58,880

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

3.0%

on all-in cost of $1,649,560

Scenario
Pre-tax
After-tax
Owner-managed
5.3%
4.7%
Fully-managed
3.6%
3.0%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

6.9%

Annual Revenue

$113,230

Income Tax / yr

$9,908

Payback

33 yrs

True All-In Cost
Asking price$1,483,696
IMT — transfer tax (non-resident 7.5%)$111,277
Stamp duty (0.8%)$11,870
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,649,560

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$8.1M$6.0M$4.0M$2.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.7M
+22%
Rental Income
+$288K
Total Position
$1.9M
+43%
7.4%/yr
Year 10
Capital Value
$2.0M
+48%
Rental Income
+$621K
Total Position
$2.6M
+94%
6.8%/yr
Year 20
Capital Value
$3.0M
+119%
Rental Income
+$1.5M
Total Position
$4.4M
+226%
6.1%/yr
Year 30
Capital Value
$4.4M
+224%
Rental Income
+$2.6M
Total Position
$7.0M
+413%
5.6%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.0% annual return
Occupancy
Weak
32% average occupancy
Nightly Rate
Strong
$954 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
1150 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $954 — positioned in the top tier
Generous 1150 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.4%
$6,623/mo
40% occ.
7.1%
$8,831/mo
32% occ.
5.8%
$7,133/mo
current
42% occ.
7.6%
$9,341/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$1,483,696
3.0%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.