Detached house in Ferragudo, Lagoa (Algarve)
Detached house in Ferragudo, Lagoa (Algarve) — image 2Detached house in Ferragudo, Lagoa (Algarve) — image 3Detached house in Ferragudo, Lagoa (Algarve) — image 4Detached house in Ferragudo, Lagoa (Algarve) — image 5
Grade Avillamid-range

Detached house in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€700,000

Asking Price (EUR)

22.9%

True Net Yield (Owner, all-in)

17.0%

True Net Yield (Managed, all-in)

26.3%

True Gross Yield

60%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €216,443/yr
Average Daily Rate: €991
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 5.4 years
5-yr Capital Value: €811,492
10-yr Capital Value: €940,741
Brixfox Score: 83.9 / 100
Comparable Properties: 5
Data Confidence: 56%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€821,500

+17.4% over asking

Asking price€700,000
IMT — Property transfer tax (investment schedule)€42,000
IS — Stamp duty (0.8%)€5,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,500
Total acquisition costs€59,350
Renovation (est. €55/m² × 350 m²)
Light touch-ups — paint, fixtures, deep clean.		€19,250
(€10,500–€28,000)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,900
All-in investment (incl. renovation & furnishing)€821,500

Gross yield (asking price)

30.9%

True gross yield (all-in)

26.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 350 m²
Land: 612 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large outdoor terracetraditional tiled roofmultiple sliding glass doors to outdoor space

Score Breakdown

ROI
25
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
10.33
Rental Demand
5.98
Payback Speed
5
STR Suitability
4

Description

House for Total Refurbishment with Panoramic Views over the Ria and Portimão LA Agency | Redefining Real Estate With an absolutely breathtaking view over the Ria and the city of Portimão, this villa offers huge potential to create a dream residence in the heart of the Algarve. Inserted in a plot of 612 m², it has a to

Location

📍 37.1254°N, 8.5216°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on LA AGENCY →Also on Idealista.pt
Detached house in Ferragudo, Lagoa (Algarve)
Idealista.pt
Source verified

Detached house in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve · Freehold · Ref BF-5390
Ownership
Freehold
Bedrooms
5
Bathrooms
4
Built area
350 m²
Land
612 m²
True net yield
18.7%
≈ $20,929/mo net after costs & tax
Brixfox Score 84 · A

Property details

Energy: A
Condition: good

Description

House for Total Refurbishment with Panoramic Views over the Ria and Portimão LA Agency | Redefining Real Estate With an absolutely breathtaking view over the Ria and the city of Portimão, this villa offers huge potential to create a dream residence in the heart of the Algarve. Inserted in a plot of 612 m², it has a to

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,426/night
50% ($656)Brixfox estimate($1,426/night)200% ($2624)
Occupancy
60%
10%Brixfox estimate(60%)100%

Short-Term Rental

Yearly income
$149,921
Airbnb data$1,426/night · 60% occupancy
Rental income
$1,426/night · 60% occ.
$288,309
Running costs (20%)
Utilities, cleaning, maintenance
-$57,662
Income tax (10%)
Indonesian rental income tax
-$80,726
Property tax
Annual property tax
-$0
Net income
19.7% ROI
$149,921

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

18.7%

on all-in cost of $862,728

Scenario
Pre-tax
After-tax
Owner-managed
29.1%
26.2%
Fully-managed
21.6%
18.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

33.4%

Annual Revenue

$288,309

Income Tax / yr

$25,227

Payback

5 yrs

True All-In Cost
Asking price$760,870
IMT — transfer tax (non-resident 7.5%)$57,065
Stamp duty (0.8%)$6,087
Notary + registry$2,174
Legal$9,359
Furnishing + STR launch$27,174
All-in cost$862,728

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$10.2M$7.6M$5.1M$2.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $700K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 5: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$852K
+22%
Rental Income
+$732K
Total Position
$1.6M
+126%
17.7%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$1.6M
Total Position
$2.6M
+274%
14.1%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$3.7M
Total Position
$5.2M
+649%
10.6%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$6.6M
Total Position
$8.8M
+1162%
8.8%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
19.7% annual return
Occupancy
Average
60% average occupancy
Nightly Rate
Strong
$1312 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
612 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 19.7% — outperforms most villas in this market
Premium nightly rate of $1312 — positioned in the top tier
Generous 612 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 60% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

40% occ.
19.1%
$12,090/mo
50% occ.
23.9%
$15,127/mo
60% occ.
28.6%
$18,163/mo
current
70% occ.
33.4%
$21,200/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$760,870
18.7%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.