T1 flat, Quinta Cardeira da Silva, 1 b, Centro, Lagos Cidade, Lagos
T1 flat, Quinta Cardeira da Silva, 1 b, Centro, Lagos Cidade, Lagos — image 2T1 flat, Quinta Cardeira da Silva, 1 b, Centro, Lagos Cidade, Lagos — image 3T1 flat, Quinta Cardeira da Silva, 1 b, Centro, Lagos Cidade, Lagos — image 4T1 flat, Quinta Cardeira da Silva, 1 b, Centro, Lagos Cidade, Lagos — image 5
Grade B+apartmentmid-range

T1 flat, Quinta Cardeira da Silva, 1 b, Centro, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€335,000

Asking Price (EUR)

6.3%

True Net Yield (Owner, all-in)

4.3%

True Net Yield (Managed, all-in)

8.1%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €31,052/yr
Average Daily Rate: €158
Payback Period: 22.5 years
5-yr Capital Value: €388,357
10-yr Capital Value: €450,212
Brixfox Score: 65.5 / 100
Comparable Properties: 84
Data Confidence: 99%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€384,160

+14.7% over asking

Asking price€335,000
IMT — Property transfer tax (investment schedule)€14,630
IS — Stamp duty (0.8%)€2,680
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,025
Total acquisition costs€23,585
Renovation (est. €55/m² × 65 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,575
(€1,950–€5,200)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,000
All-in investment (incl. renovation & furnishing)€384,160

Gross yield (asking price)

9.3%

True gross yield (all-in)

8.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 65 m²
Style: dated
Condition: good
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved building facademultiple balconiespool with bridge

Score Breakdown

ROI
16.32
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
3.3
Rental Demand
5.39
Payback Speed
3
STR Suitability
4

Description

Beautifully Renovated 1-Bedroom Apartment in Prime Lagos Location – within easy walking distance to the town, Marina & Meia Praia This stylish, fully renovated one-bedroom apartment sits within a prestigious private condominium in one of Lagos’ most desirable neighbourhoods. Offering a superb blend of modern comfort,

Location

📍 37.1028°N, 8.6730°W

· Lagos, Algarve, Portugal

View on Idealista.pt
T1 flat, Quinta Cardeira da Silva, 1 b, Centro, Lagos Cidade, Lagos
Idealista.pt
Source verified

T1 flat, Quinta Cardeira da Silva, 1 b, Centro, Lagos Cidade, Lagos

Lagos · Western Algarve · Freehold · Ref BF-2989
Ownership
Freehold
Bedrooms
1
Bathrooms
1
Built area
65 m²
True net yield
4.4%
≈ $2,704/mo net after costs & tax
Brixfox Score 66 · B+

Property details

Energy: C
Condition: good

Description

Beautifully Renovated 1-Bedroom Apartment in Prime Lagos Location – within easy walking distance to the town, Marina & Meia Praia This stylish, fully renovated one-bedroom apartment sits within a prestigious private condominium in one of Lagos’ most desirable neighbourhoods. Offering a superb blend of modern comfort,

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$227/night
50% ($104)Brixfox estimate($227/night)200% ($418)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Yearly income
$21,508
Airbnb data$227/night · 54% occupancy
Rental income
$227/night · 54% occ.
$41,362
Running costs (20%)
Utilities, cleaning, maintenance
-$8,272
Income tax (10%)
Indonesian rental income tax
-$11,581
Property tax
Annual property tax
-$0
Net income
5.9% ROI
$21,508

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

4.4%

on all-in cost of $409,702

Scenario
Pre-tax
After-tax
Owner-managed
7.9%
7.0%
Fully-managed
5.3%
4.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.1%

Annual Revenue

$41,362

Income Tax / yr

$3,620

Payback

23 yrs

True All-In Cost
Asking price$364,130
IMT — transfer tax (non-resident 7.5%)$27,310
Stamp duty (0.8%)$2,913
Notary + registry$2,174
Legal$4,479
Furnishing + STR launch$8,696
All-in cost$409,702

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$2.3M$1.7M$1.2M$583K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $335K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$408K
+22%
Rental Income
+$105K
Total Position
$513K
+53%
8.9%/yr
Year 10
Capital Value
$496K
+48%
Rental Income
+$227K
Total Position
$723K
+116%
8.0%/yr
Year 20
Capital Value
$734K
+119%
Rental Income
+$532K
Total Position
$1.3M
+278%
6.9%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$941K
Total Position
$2.0M
+505%
6.2%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.9% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$209 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $209 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 54% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
5.4%
$1,639/mo
44% occ.
7.0%
$2,122/mo
54% occ.
8.6%
$2,606/mo
current
64% occ.
10.2%
$3,089/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$364,130
4.4%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.