Detached house in Rua da Escola, Chinicato - Sargaçal, Lagos
Detached house in Rua da Escola, Chinicato - Sargaçal, Lagos — image 2Detached house in Rua da Escola, Chinicato - Sargaçal, Lagos — image 3Detached house in Rua da Escola, Chinicato - Sargaçal, Lagos — image 4Detached house in Rua da Escola, Chinicato - Sargaçal, Lagos — image 5
Grade Avillaluxury

Detached house in Rua da Escola, Chinicato - Sargaçal, Lagos

Lagos · Western Algarve ·

€1.5M

Asking Price (EUR)

5.7%

True Net Yield (Owner, all-in)

4.1%

True Net Yield (Managed, all-in)

7.1%

True Gross Yield

61%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €121,726/yr
Average Daily Rate: €549
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 22.9 years
5-yr Capital Value: €1.7M
10-yr Capital Value: €2.0M
Brixfox Score: 78.8 / 100
Comparable Properties: 10
Data Confidence: 76%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+14.0% over asking

Asking price€1.5M
IMT — Property transfer tax (investment schedule)€112,425
IS — Stamp duty (0.8%)€11,992
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€22,485
Total acquisition costs€148,152
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

8.1%

True gross yield (all-in)

7.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 277 m²
Land: 9600 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 1992
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private pool with sun loungersexpansive outdoor entertaining areassecluded rural setting with panoramic viewsmature landscaped gardensmultiple terraces and balconies

Score Breakdown

ROI
16.11
Visual Appeal
14.2
Ownership Security
13
Location
10.44
Land & Space
12
Rental Demand
6.07
Payback Speed
3
STR Suitability
4

Description

Fabulous countryside property, 4 bedrooms, 4 bathrooms, covered outdoor kitchen and BBQ, 10x5pool, double carport, extensive lawns, 2 small ponds, loads of potential a mere 6km away from Lagos, very short drive for the peace and tranquility one desires. Thisproperty is perfect as a family home, retreat or holiday resid

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

View on Exclusive Algarve Villas →Also on Idealista.pt
Detached house in Rua da Escola, Chinicato - Sargaçal, Lagos
Idealista.pt
Source verified

Detached house in Rua da Escola, Chinicato - Sargaçal, Lagos

Lagos · Western Algarve · Freehold · Ref BF-324
Ownership
Freehold
Bedrooms
4
Bathrooms
4
Built area
277 m²
Land
9600 m²
True net yield
4.4%
≈ $10,862/mo net after costs & tax
Brixfox Score 79 · A

Property details

Year built: 1992
Energy: C
Condition: excellent

Description

Fabulous countryside property, 4 bedrooms, 4 bathrooms, covered outdoor kitchen and BBQ, 10x5pool, double carport, extensive lawns, 2 small ponds, loads of potential a mere 6km away from Lagos, very short drive for the peace and tranquility one desires. Thisproperty is perfect as a family home, retreat or holiday resid

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$791/night
50% ($364)Brixfox estimate($791/night)200% ($1455)
Occupancy
61%
10%Brixfox estimate(61%)100%

Short-Term Rental

Yearly income
$84,416
Airbnb data$791/night · 61% occupancy
Rental income
$791/night · 61% occ.
$162,338
Running costs (20%)
Utilities, cleaning, maintenance
-$32,468
Income tax (10%)
Indonesian rental income tax
-$45,455
Property tax
Annual property tax
-$0
Net income
5.2% ROI
$84,416

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

4.4%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
7.2%
6.4%
Fully-managed
5.2%
4.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

9.0%

Annual Revenue

$162,338

Income Tax / yr

$14,204

Payback

23 yrs

True All-In Cost
Asking price$1,629,348
IMT — transfer tax (non-resident 7.5%)$122,201
Stamp duty (0.8%)$13,035
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,807,301

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$9.8M$7.4M$4.9M$2.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.5M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.8M
+22%
Rental Income
+$412K
Total Position
$2.2M
+49%
8.3%/yr
Year 10
Capital Value
$2.2M
+48%
Rental Income
+$890K
Total Position
$3.1M
+107%
7.6%/yr
Year 20
Capital Value
$3.3M
+119%
Rental Income
+$2.1M
Total Position
$5.4M
+258%
6.6%/yr
Year 30
Capital Value
$4.9M
+224%
Rental Income
+$3.7M
Total Position
$8.6M
+471%
6.0%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.2% annual return
Occupancy
Good
61% average occupancy
Nightly Rate
Strong
$727 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
9600 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $727 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 9600 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

41% occ.
5.1%
$6,861/mo
51% occ.
6.3%
$8,544/mo
61% occ.
7.5%
$10,228/mo
current
71% occ.
8.8%
$11,911/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$1,629,348
4.4%
Net yield
View original listing
Source verified · Idealista.pt · listed 3 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.