T2 flat in Rua Professor Doutor Montalvão Marques, Nn, Quinta da Malata, Portimão Cidade, Portimão
T2 flat in Rua Professor Doutor Montalvão Marques, Nn, Quinta da Malata, Portimão Cidade, Portimão — image 2T2 flat in Rua Professor Doutor Montalvão Marques, Nn, Quinta da Malata, Portimão Cidade, Portimão — image 3T2 flat in Rua Professor Doutor Montalvão Marques, Nn, Quinta da Malata, Portimão Cidade, Portimão — image 4T2 flat in Rua Professor Doutor Montalvão Marques, Nn, Quinta da Malata, Portimão Cidade, Portimão — image 5
Grade Bapartmentbudget

T2 flat in Rua Professor Doutor Montalvão Marques, Nn, Quinta da Malata, Portimão Cidade, Portimão

Portimão · Western Algarve ·

€298,000

Asking Price (EUR)

3.3%

True Net Yield (Owner, all-in)

2.3%

True Net Yield (Managed, all-in)

5.1%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €17,244/yr
Average Daily Rate: €100
Payback Period: 21.6 years
5-yr Capital Value: €391,568
10-yr Capital Value: €476,402
Brixfox Score: 57.9 / 100
Comparable Properties: 84
Data Confidence: 89%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€339,431

+13.9% over asking

Asking price€298,000
IMT — Property transfer tax (investment schedule)€11,857
IS — Stamp duty (0.8%)€2,384
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,470
Total acquisition costs€19,961
Renovation (est. €55/m² × 84 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,620
(€2,520–€6,720)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€16,850
All-in investment (incl. renovation & furnishing)€339,431

Gross yield (asking price)

5.8%

True gross yield (all-in)

5.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 84 m²
Style: dated
Condition: good
Year Built: 1999
Energy Certificate: In process
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

arched doorwaywooden louvered wardrobe

Score Breakdown

ROI
14.9
Visual Appeal
8.2
Ownership Security
13
Location
9.36
Land & Space
3.68
Rental Demand
4.72
Payback Speed
1
STR Suitability
3

Description

We present this excellent 2-bedroom apartment located in the prestigious area of Quinta da Malata, in Portimão, one of the most sought-after residential areas in the city for its tranquility, proximity to services, and quality of life. The property consists of two bright bedrooms, a living room with a balcony with goo

Location

📍 37.1360°N, 8.5428°W

· Portimão, Algarve, Portugal

View on Century21 Realty Art 2 →Also on Idealista.pt
Idealista.pt
Portimão / Western Algarve

T2 flat in Rua Professor Doutor Montalvão Marques, Nn, Quinta da Malata, Portimão Cidade, Portimão

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
84 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score58
GradeB
Brixfox Intelligence
58BStrong
Score Breakdown
ROI & Yield64%
Capital Growth61%
Risk Profile60%
Market Demand58%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$73K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.8%
$1,033/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
26.1 yr
Rental only

Property details

Year built: 1999
Energy: In process
Condition: good

Description

We present this excellent 2-bedroom apartment located in the prestigious area of Quinta da Malata, in Portimão, one of the most sought-after residential areas in the city for its tranquility, proximity to services, and quality of life. The property consists of two bright bedrooms, a living room with a balcony with goo

Income Breakdown

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Nightly Rate (ADR)
$145/night
50% ($67)Brixfox estimate($145/night)200% ($266)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$12,393
Airbnb data$145/night · 47% occupancy
Rental income
$145/night · 47% occ.
$24,923
Running costs (20%)
Utilities, cleaning, maintenance
-$4,985
Income tax (10%)
Indonesian rental income tax
-$6,978
Property tax
Annual property tax
-$567
Net income
3.8% ROI
$12,393

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$323,913
IMT (transfer tax, investment schedule)$12,888
Imposto de Selo (stamp duty)$2,591
Notary & registration$1,359
Legal / due diligence$4,859
Total acquisition costs$21,697
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$5,022
($2,739–$7,304)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$368,947

Gross yield (asking)

7.7%

True gross yield (all-in)

6.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$1.7M$1.3M$868K$434K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $298K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$363K
+22%
Rental Income
+$61K
Total Position
$423K
+42%
7.3%/yr
Year 10
Capital Value
$441K
+48%
Rental Income
+$131K
Total Position
$572K
+92%
6.7%/yr
Year 20
Capital Value
$653K
+119%
Rental Income
+$306K
Total Position
$959K
+222%
6.0%/yr
Year 30
Capital Value
$967K
+224%
Rental Income
+$542K
Total Position
$1.5M
+406%
5.6%/yr

Location

Portimão

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.8% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Good
$133 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.2%
$877/mo
40% occ.
4.4%
$1,185/mo
47% occ.
5.2%
$1,407/mo
current
57% occ.
6.4%
$1,715/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.