T2 flat in Torralta, Lagos Cidade, Lagos
T2 flat in Torralta, Lagos Cidade, Lagos — image 2T2 flat in Torralta, Lagos Cidade, Lagos — image 3T2 flat in Torralta, Lagos Cidade, Lagos — image 4T2 flat in Torralta, Lagos Cidade, Lagos — image 5
Grade B+apartmentmid-range

T2 flat in Torralta, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€540,000

Asking Price (EUR)

6.0%

True Net Yield (Owner, all-in)

4.1%

True Net Yield (Managed, all-in)

7.5%

True Gross Yield

50%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 19% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €45,716/yr
Average Daily Rate: €253
+15.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%)
Payback Period: 23.0 years
5-yr Capital Value: €626,008
10-yr Capital Value: €725,715
Brixfox Score: 69.1 / 100
Comparable Properties: 94
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€612,050

+13.3% over asking

Asking price€540,000
IMT — Property transfer tax (investment schedule)€31,030
IS — Stamp duty (0.8%)€4,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,100
Total acquisition costs€44,700
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€27,350
All-in investment (incl. renovation & furnishing)€612,050

Gross yield (asking price)

8.5%

True gross yield (all-in)

7.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 102 m²
Style: modern
Condition: new-build
Energy Certificate: A
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

balconieslandscaped-gardenscommunal-pool

Score Breakdown

ROI
16.02
Visual Appeal
13.6
Ownership Security
13
Location
10.44
Land & Space
4.04
Rental Demand
4.96
Payback Speed
3
STR Suitability
4

Description

Note: Certain units are registered as T1+1 but offer the features of a T2, including two bedrooms, two bathrooms, and an open-plan living area with a terrace. Meanwhile, the T2+1 units function as true T3 apartments, providing more space and flexibility. Domus Lagos is an exclusive residential development comprising 6

Location

📍 37.0973°N, 8.6795°W

· Lagos, Algarve, Portugal

View on PIQUET REALTY PORTUGAL →Also on Idealista.pt
T2 flat in Torralta, Lagos Cidade, Lagos
Idealista.pt
Source verified

T2 flat in Torralta, Lagos Cidade, Lagos

Lagos · Western Algarve · Freehold · Ref BF-1855
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
102 m²
True net yield
4.3%
≈ $4,053/mo net after costs & tax
Brixfox Score 69 · B+

Property details

Energy: A
Condition: new-build

Description

Note: Certain units are registered as T1+1 but offer the features of a T2, including two bedrooms, two bathrooms, and an open-plan living area with a terrace. Meanwhile, the T2+1 units function as true T3 apartments, providing more space and flexibility. Domus Lagos is an exclusive residential development comprising 6

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$363/night
50% ($167)Brixfox estimate($363/night)200% ($668)
Occupancy
50%
10%Brixfox estimate(50%)100%

Short-Term Rental

Yearly income
$31,666
Airbnb data$363/night · 50% occupancy
Rental income
$363/night · 50% occ.
$60,897
Running costs (20%)
Utilities, cleaning, maintenance
-$12,179
Income tax (10%)
Indonesian rental income tax
-$17,051
Property tax
Annual property tax
-$0
Net income
5.4% ROI
$31,666

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

4.3%

on all-in cost of $653,763

Scenario
Pre-tax
After-tax
Owner-managed
7.4%
6.6%
Fully-managed
5.2%
4.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

9.3%

Annual Revenue

$60,897

Income Tax / yr

$5,328

Payback

23 yrs

True All-In Cost
Asking price$586,957
IMT — transfer tax (non-resident 7.5%)$44,022
Stamp duty (0.8%)$4,696
Notary + registry$2,174
Legal$7,220
Furnishing + STR launch$8,696
All-in cost$653,763

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$3.6M$2.7M$1.8M$902K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $540K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$657K
+22%
Rental Income
+$155K
Total Position
$812K
+50%
8.5%/yr
Year 10
Capital Value
$799K
+48%
Rental Income
+$334K
Total Position
$1.1M
+110%
7.7%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$783K
Total Position
$2.0M
+264%
6.7%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$1.4M
Total Position
$3.1M
+481%
6.0%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.4% annual return
Occupancy
Average
50% average occupancy
Nightly Rate
Strong
$334 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $334 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 50% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.7%
$2,320/mo
40% occ.
6.3%
$3,094/mo
50% occ.
7.8%
$3,837/mo
current
60% occ.
9.4%
$4,610/mo

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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$586,957
4.3%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.