T3 flat in Rua José Verissimo da Silva Junior, Nn, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão
T3 flat in Rua José Verissimo da Silva Junior, Nn, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão — image 2T3 flat in Rua José Verissimo da Silva Junior, Nn, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão — image 3T3 flat in Rua José Verissimo da Silva Junior, Nn, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão — image 4T3 flat in Rua José Verissimo da Silva Junior, Nn, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão — image 5
Grade Aapartmentmid-range

T3 flat in Rua José Verissimo da Silva Junior, Nn, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão

Portimão · Western Algarve ·

€455,500

Asking Price (EUR)

13.7%

True Net Yield (Owner, all-in)

9.5%

True Net Yield (Managed, all-in)

21.1%

True Gross Yield

60%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €110,551/yr
Average Daily Rate: €506
Payback Period: 5.1 years
5-yr Capital Value: €598,520
10-yr Capital Value: €728,191
Brixfox Score: 75.4 / 100
Comparable Properties: 7
Data Confidence: 72%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€524,197

+15.1% over asking

Asking price€455,500
IMT — Property transfer tax (investment schedule)€24,270
IS — Stamp duty (0.8%)€3,644
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,833
Total acquisition costs€35,997
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,700
All-in investment (incl. renovation & furnishing)€524,197

Gross yield (asking price)

24.3%

True gross yield (all-in)

21.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 104 m²
Style: modern
Condition: new-build
Energy Certificate: A
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

modern architecturebalconiescommunal pool area

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
9.36
Land & Space
4.08
Rental Demand
5.99
Payback Speed
5
STR Suitability
3

Location

📍 37.1435°N, 8.5555°W

· Portimão, Algarve, Portugal

View on ERA Portimão/Praia da Rocha →Also on Idealista.pt
Idealista.pt
Portimão / Western Algarve

T3 flat in Rua José Verissimo da Silva Junior, Nn, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
104 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 16.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeA
Brixfox Intelligence
75AExcellent
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+21.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$112K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
16.8%
$6,935/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
5.9 yr
Rental only

Property details

Energy: A
Condition: new-build

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$739/night
50% ($340)Brixfox estimate($739/night)200% ($1361)
Occupancy
60%
10%Brixfox estimate(60%)100%

Short-Term Rental

Yearly income
$83,214
Airbnb data$739/night · 60% occupancy
Rental income
$739/night · 60% occ.
$161,693
Running costs (20%)
Utilities, cleaning, maintenance
-$32,339
Income tax (10%)
Indonesian rental income tax
-$45,274
Property tax
Annual property tax
-$866
Net income
16.8% ROI
$83,214

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$495,109
IMT (transfer tax, investment schedule)$26,380
Imposto de Selo (stamp duty)$3,961
Notary & registration$1,359
Legal / due diligence$7,427
Total acquisition costs$39,127
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$569,779

Gross yield (asking)

32.7%

True gross yield (all-in)

28.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$5.9M$4.4M$2.9M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $456K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 6: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$554K
+22%
Rental Income
+$406K
Total Position
$961K
+111%
16.1%/yr
Year 10
Capital Value
$674K
+48%
Rental Income
+$878K
Total Position
$1.6M
+241%
13.0%/yr
Year 20
Capital Value
$998K
+119%
Rental Income
+$2.1M
Total Position
$3.1M
+571%
10.0%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$3.6M
Total Position
$5.1M
+1024%
8.4%/yr

Location

Portimão

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
16.8% annual return
Occupancy
Average
60% average occupancy
Nightly Rate
Strong
$680 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 16.8% — outperforms most villas in this market
Premium nightly rate of $680 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 60% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

40% occ.
15.1%
$6,211/mo
50% occ.
18.9%
$7,786/mo
60% occ.
22.7%
$9,360/mo
current
70% occ.
26.5%
$10,934/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.