Semi-detached house in Rua das Magnólias, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão
Semi-detached house in Rua das Magnólias, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão — image 2Semi-detached house in Rua das Magnólias, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão — image 3Semi-detached house in Rua das Magnólias, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão — image 4Semi-detached house in Rua das Magnólias, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão — image 5
Grade B+villabudget

Semi-detached house in Rua das Magnólias, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão

Portimão · Western Algarve ·

€365,000

Asking Price (EUR)

8.1%

True Net Yield (Owner, all-in)

5.6%

True Net Yield (Managed, all-in)

12.5%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €56,800/yr
Average Daily Rate: €325
-42.0% vs area baselineImage quality 6/10 (-3%), Dated style (-15%), No pool (-12%), Budget finish (-12%)
Payback Period: 8.0 years
5-yr Capital Value: €479,605
10-yr Capital Value: €583,512
Brixfox Score: 71.4 / 100
Comparable Properties: 11
Data Confidence: 71%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€455,725

+24.9% over asking

Asking price€365,000
IMT — Property transfer tax (investment schedule)€17,030
IS — Stamp duty (0.8%)€2,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,475
Total acquisition costs€26,675
Renovation (est. €350/m² × 110 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€38,500
(€27,500–€49,500)
Furnishing & STR launch (4bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€25,550
All-in investment (incl. renovation & furnishing)€455,725

Gross yield (asking price)

15.6%

True gross yield (all-in)

12.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 110 m²
Land: 144 m²
Style: dated
Condition: fair
Year Built: 1994
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

small private garden with artificial grassblue trim on exterior windows

Score Breakdown

ROI
25
Visual Appeal
8.2
Ownership Security
13
Location
9.36
Land & Space
4.05
Rental Demand
4.79
Payback Speed
4
STR Suitability
3

Description

The property is currently rented with a lease agreement until 2030. This villa in Portimão offers an excellent opportunity for those seeking a practical and comfortable lifestyle in a quiet residential area. With a gross area of 110.5 m² set on a plot of 144 m², the property features four bedrooms and two bathrooms, p

Location

📍 37.1416°N, 8.5575°W

· Portimão, Algarve, Portugal

View on PERA Premium Properties →Also on Idealista.pt
Idealista.pt
Portimão / Western Algarve

Semi-detached house in Rua das Magnólias, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão

Inventory
4 Beds
Bathrooms
2 Baths
Built Area
110 m²
Land Plot
144 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 10.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+15.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$90K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
10.6%
$3,500/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.4 yr
Rental only

Property details

Year built: 1994
Energy: E
Condition: fair

Description

The property is currently rented with a lease agreement until 2030. This villa in Portimão offers an excellent opportunity for those seeking a practical and comfortable lifestyle in a quiet residential area. With a gross area of 110.5 m² set on a plot of 144 m², the property features four bedrooms and two bathrooms, p

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$469/night
50% ($216)Brixfox estimate($469/night)200% ($863)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$42,000
Airbnb data$469/night · 48% occupancy
Rental income
$469/night · 48% occ.
$82,104
Running costs (20%)
Utilities, cleaning, maintenance
-$16,421
Income tax (10%)
Indonesian rental income tax
-$22,989
Property tax
Annual property tax
-$694
Net income
10.6% ROI
$42,000

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$396,739
IMT (transfer tax, investment schedule)$18,511
Imposto de Selo (stamp duty)$3,174
Notary & registration$1,359
Legal / due diligence$5,951
Total acquisition costs$28,995
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$41,848
($29,891–$53,804)
Furnishing & STR launch
4bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$25,598
All-in investment$493,179

Gross yield (asking)

20.7%

True gross yield (all-in)

16.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$3.5M$2.6M$1.7M$869K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $365K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$444K
+22%
Rental Income
+$205K
Total Position
$649K
+78%
12.2%/yr
Year 10
Capital Value
$540K
+48%
Rental Income
+$443K
Total Position
$983K
+169%
10.4%/yr
Year 20
Capital Value
$800K
+119%
Rental Income
+$1.0M
Total Position
$1.8M
+404%
8.4%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$1.8M
Total Position
$3.0M
+728%
7.3%/yr

Location

Portimão

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.6% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$432 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
144 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.6% — outperforms most villas in this market
Premium nightly rate of $432 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.9%
$2,939/mo
40% occ.
11.9%
$3,938/mo
48% occ.
14.3%
$4,732/mo
current
58% occ.
17.3%
$5,731/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.