Semi-detached house in Quinta da Encosta Velha, Lote 99, Golfe Santo António, Budens
Semi-detached house in Quinta da Encosta Velha, Lote 99, Golfe Santo António, Budens — image 2Semi-detached house in Quinta da Encosta Velha, Lote 99, Golfe Santo António, Budens — image 3Semi-detached house in Quinta da Encosta Velha, Lote 99, Golfe Santo António, Budens — image 4Semi-detached house in Quinta da Encosta Velha, Lote 99, Golfe Santo António, Budens — image 5
Grade B+villamid-range

Semi-detached house in Quinta da Encosta Velha, Lote 99, Golfe Santo António, Budens

Sagres/Vila do Bispo · Western Algarve ·

€475,000

Asking Price (EUR)

6.6%

True Net Yield (Owner, all-in)

4.6%

True Net Yield (Managed, all-in)

10.2%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €56,544/yr
Average Daily Rate: €291
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 10.5 years
5-yr Capital Value: €624,143
10-yr Capital Value: €759,365
Brixfox Score: 72.6 / 100
Comparable Properties: 17
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€554,855

+16.8% over asking

Asking price€475,000
IMT — Property transfer tax (investment schedule)€25,830
IS — Stamp duty (0.8%)€3,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,125
Total acquisition costs€38,005
Renovation (est. €55/m² × 130 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,150
(€3,900–€10,400)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€554,855

Gross yield (asking price)

11.9%

True gross yield (all-in)

10.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 130 m²
Style: portuguese-traditional
Condition: good
Year Built: 2008
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

spiral staircasecommunal poolbalcony with seating

Score Breakdown

ROI
22.44
Visual Appeal
11.8
Ownership Security
13
Location
8.4
Land & Space
4.6
Rental Demand
5.33
Payback Speed
4
STR Suitability
3

Description

This beautiful townhouse is situated within the sought-after Quinta da Encosta Velha resort, and enjoys elevated views across the pool, golf course, and towards Budens. The property combines generous proportions with a bright, contemporary feel throughout. The entrance opens into a spacious open-plan living and dining

Location

📍 37.0090°N, 8.9390°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on B&P Real Estate Agency →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Semi-detached house in Quinta da Encosta Velha, Lote 99, Golfe Santo António, Budens

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
130 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$117K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.1%
$3,465/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.4 yr
Rental only

Property details

Year built: 2008
Energy: D
Condition: good

Description

This beautiful townhouse is situated within the sought-after Quinta da Encosta Velha resort, and enjoys elevated views across the pool, golf course, and towards Budens. The property combines generous proportions with a bright, contemporary feel throughout. The entrance opens into a spacious open-plan living and dining

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$420/night
50% ($193)Brixfox estimate($420/night)200% ($773)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Yearly income
$41,579
Airbnb data$420/night · 53% occupancy
Rental income
$420/night · 53% occ.
$81,698
Running costs (20%)
Utilities, cleaning, maintenance
-$16,340
Income tax (10%)
Indonesian rental income tax
-$22,875
Property tax
Annual property tax
-$904
Net income
8.1% ROI
$41,579

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$516,304
IMT (transfer tax, investment schedule)$28,076
Imposto de Selo (stamp duty)$4,130
Notary & registration$1,359
Legal / due diligence$7,745
Total acquisition costs$41,310
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$7,772
($4,239–$11,304)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$600,929

Gross yield (asking)

15.8%

True gross yield (all-in)

13.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$3.9M$2.9M$1.9M$966K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $475K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$578K
+22%
Rental Income
+$203K
Total Position
$781K
+64%
10.5%/yr
Year 10
Capital Value
$703K
+48%
Rental Income
+$439K
Total Position
$1.1M
+140%
9.2%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$1.0M
Total Position
$2.1M
+336%
7.6%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$1.8M
Total Position
$3.4M
+607%
6.7%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.1% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$386 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.1% — outperforms most villas in this market
Premium nightly rate of $386 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
6.7%
$2,901/mo
43% occ.
8.8%
$3,796/mo
53% occ.
10.9%
$4,690/mo
current
63% occ.
13.0%
$5,585/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.