Detached house in Bairro Social Encosta do Sol, Salema - Vale de Boi, Budens
Detached house in Bairro Social Encosta do Sol, Salema - Vale de Boi, Budens — image 2Detached house in Bairro Social Encosta do Sol, Salema - Vale de Boi, Budens — image 3Detached house in Bairro Social Encosta do Sol, Salema - Vale de Boi, Budens — image 4Detached house in Bairro Social Encosta do Sol, Salema - Vale de Boi, Budens — image 5
Grade Bvillaluxury

Detached house in Bairro Social Encosta do Sol, Salema - Vale de Boi, Budens

Sagres/Vila do Bispo · Western Algarve ·

€490,000

Asking Price (EUR)

4.5%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

6.3%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €36,389/yr
Average Daily Rate: €214
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 33.8 years
5-yr Capital Value: €568,044
10-yr Capital Value: €658,519
Brixfox Score: 58.6 / 100
Comparable Properties: 16
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€574,000

+17.1% over asking

Asking price€490,000
IMT — Property transfer tax (investment schedule)€27,030
IS — Stamp duty (0.8%)€3,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,350
Total acquisition costs€39,550
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€44,450
All-in investment (incl. renovation & furnishing)€574,000

Gross yield (asking price)

7.4%

True gross yield (all-in)

6.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 120 m²
Land: 50 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2016
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

multiple swimming poolsterraced architectureocean view

Score Breakdown

ROI
11.36
Visual Appeal
14.8
Ownership Security
13
Location
8.4
Land & Space
1.36
Rental Demand
4.67
Payback Speed
1
STR Suitability
4

Description

An exceptional coastal retreat set within the breathtaking landscapes of the Costa Vicentina Natural Parkone of Europe's last truly unspoiled shorelines. Nestled in the picturesque fishing village of Salema, this elegant townhouse places you just moments from a pristine golden beach, where the rhythm of the ocean defin

Location

📍 37.0090°N, 8.9390°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Villas Key →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Detached house in Bairro Social Encosta do Sol, Salema - Vale de Boi, Budens

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
120 m²
Land Plot
50 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score59
GradeB
Brixfox Intelligence
59BStrong
Score Breakdown
ROI & Yield65%
Capital Growth62%
Risk Profile61%
Market Demand59%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$121K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.0%
$2,028/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
21.9 yr
Rental only

Property details

Year built: 2016
Energy: C
Condition: excellent

Description

An exceptional coastal retreat set within the breathtaking landscapes of the Costa Vicentina Natural Parkone of Europe's last truly unspoiled shorelines. Nestled in the picturesque fishing village of Salema, this elegant townhouse places you just moments from a pristine golden beach, where the rhythm of the ocean defin

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

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Nightly Rate (ADR)
$308/night
50% ($142)Brixfox estimate($308/night)200% ($567)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$24,331
Airbnb data$308/night · 47% occupancy
Rental income
$308/night · 47% occ.
$48,584
Running costs (20%)
Utilities, cleaning, maintenance
-$9,717
Income tax (10%)
Indonesian rental income tax
-$13,603
Property tax
Annual property tax
-$932
Net income
4.6% ROI
$24,331

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.0%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
5.7%
5.0%
Fully-managed
3.7%
3.0%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.9%

Annual Revenue

$48,584

Income Tax / yr

$4,251

Payback

34 yrs

True All-In Cost
Asking price$532,609
IMT — transfer tax (non-resident 7.5%)$39,946
Stamp duty (0.8%)$4,261
Notary + registry$2,174
Legal$6,551
Furnishing + STR launch$27,174
All-in cost$612,714

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$3.1M$2.3M$1.5M$763K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $490K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$596K
+22%
Rental Income
+$119K
Total Position
$715K
+46%
7.9%/yr
Year 10
Capital Value
$725K
+48%
Rental Income
+$257K
Total Position
$982K
+100%
7.2%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$601K
Total Position
$1.7M
+242%
6.3%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$1.1M
Total Position
$2.7M
+442%
5.8%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.6% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$283 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
50 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $283 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.3%
$1,889/mo
40% occ.
5.7%
$2,545/mo
47% occ.
6.7%
$2,983/mo
current
57% occ.
8.2%
$3,639/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.