Terraced house in Rua Bento de Jesus Caraça, 19, Portimão, Portimão
Terraced house in Rua Bento de Jesus Caraça, 19, Portimão, Portimão — image 2Terraced house in Rua Bento de Jesus Caraça, 19, Portimão, Portimão — image 3Terraced house in Rua Bento de Jesus Caraça, 19, Portimão, Portimão — image 4Terraced house in Rua Bento de Jesus Caraça, 19, Portimão, Portimão — image 5
Grade B+villamid-range

Terraced house in Rua Bento de Jesus Caraça, 19, Portimão, Portimão

Portimão · Western Algarve ·

€640,000

Asking Price (EUR)

13.7%

True Net Yield (Owner, all-in)

9.5%

True Net Yield (Managed, all-in)

21.1%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €159,056/yr
Average Daily Rate: €922
-3.0% vs area baselineImage quality 6/10 (-3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 5.0 years
5-yr Capital Value: €840,950
10-yr Capital Value: €1.0M
Brixfox Score: 72.8 / 100
Comparable Properties: 5
Data Confidence: 58%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€752,670

+17.6% over asking

Asking price€640,000
IMT — Property transfer tax (investment schedule)€38,400
IS — Stamp duty (0.8%)€5,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,600
Total acquisition costs€54,370
Renovation (est. €55/m² × 280 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,400
(€8,400–€22,400)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,900
All-in investment (incl. renovation & furnishing)€752,670

Gross yield (asking price)

24.9%

True gross yield (all-in)

21.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 3
Building: 280 m²
Land: 190 m²
Style: contemporary
Condition: good
Year Built: 1984
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

balconiessmall private patio

Score Breakdown

ROI
25
Visual Appeal
8.8
Ownership Security
13
Location
9.36
Land & Space
3.94
Rental Demand
4.73
Payback Speed
5
STR Suitability
3

Description

Property located on Rua Bento de Jesus Caraça, in Portimão, consisting of three independent housing units: a T3, a T2, and a T0, all within the same building, offering an excellent opportunity for both owner-occupation and investment. The property stands out for its versatility, allowing for the autonomous use of ea

Location

📍 37.1356°N, 8.5377°W

· Portimão, Algarve, Portugal

View on Century21 Realty Art 2 →Also on Idealista.pt
Idealista.pt
Portimão / Western Algarve

Terraced house in Rua Bento de Jesus Caraça, 19, Portimão, Portimão

Inventory
5 Beds
Bathrooms
3 Baths
Built Area
280 m²
Land Plot
190 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 17.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+21.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$158K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
17.0%
$9,857/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
5.9 yr
Rental only

Property details

Year built: 1984
Energy: C
Condition: good

Description

Property located on Rua Bento de Jesus Caraça, in Portimão, consisting of three independent housing units: a T3, a T2, and a T0, all within the same building, offering an excellent opportunity for both owner-occupation and investment. The property stands out for its versatility, allowing for the autonomous use of ea

Income Breakdown

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Nightly Rate (ADR)
$1,332/night
50% ($613)Brixfox estimate($1,332/night)200% ($2450)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$118,284
Airbnb data$1,332/night · 47% occupancy
Rental income
$1,332/night · 47% occ.
$229,811
Running costs (20%)
Utilities, cleaning, maintenance
-$45,962
Income tax (10%)
Indonesian rental income tax
-$64,347
Property tax
Annual property tax
-$1,217
Net income
17.0% ROI
$118,284

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$695,652
IMT (transfer tax, investment schedule)$41,739
Imposto de Selo (stamp duty)$5,565
Notary & registration$1,359
Legal / due diligence$10,435
Total acquisition costs$59,098
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$16,739
($9,130–$24,348)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$44,457
All-in investment$815,946

Gross yield (asking)

33.0%

True gross yield (all-in)

28.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$8.3M$6.3M$4.2M$2.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $640K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 6: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$779K
+22%
Rental Income
+$578K
Total Position
$1.4M
+112%
16.2%/yr
Year 10
Capital Value
$947K
+48%
Rental Income
+$1.2M
Total Position
$2.2M
+243%
13.1%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$2.9M
Total Position
$4.3M
+576%
10.0%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$5.2M
Total Position
$7.3M
+1033%
8.4%/yr

Location

Portimão

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
17.0% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$1225 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Average
190 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 17.0% — outperforms most villas in this market
Premium nightly rate of $1225 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
14.5%
$8,405/mo
40% occ.
19.4%
$11,240/mo
47% occ.
22.9%
$13,304/mo
current
57% occ.
27.8%
$16,140/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.