T2 flat in Rua Professor Doutor Montalvão Marques, Nn, Quinta da Malata, Portimão Cidade, Portimão
T2 flat in Rua Professor Doutor Montalvão Marques, Nn, Quinta da Malata, Portimão Cidade, Portimão — image 2T2 flat in Rua Professor Doutor Montalvão Marques, Nn, Quinta da Malata, Portimão Cidade, Portimão — image 3T2 flat in Rua Professor Doutor Montalvão Marques, Nn, Quinta da Malata, Portimão Cidade, Portimão — image 4T2 flat in Rua Professor Doutor Montalvão Marques, Nn, Quinta da Malata, Portimão Cidade, Portimão — image 5
Grade B+apartmentmid-range

T2 flat in Rua Professor Doutor Montalvão Marques, Nn, Quinta da Malata, Portimão Cidade, Portimão

Portimão · Western Algarve ·

€330,000

Asking Price (EUR)

4.3%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.7%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €25,742/yr
Average Daily Rate: 147
Payback Period: 16.0 years
5-yr Capital Value: €433,615
10-yr Capital Value: €527,559
Brixfox Score: 65.7 / 100
Comparable Properties: 84
Data Confidence: 89%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€386,115

+17.0% over asking

Asking price€330,000
IMT — Property transfer tax (investment schedule)€14,230
IS — Stamp duty (0.8%)€2,640
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,950
Total acquisition costs€23,070
Renovation (est. €55/m² × 149)
Light touch-ups — paint, fixtures, deep clean.
€8,195
(€4,470€11,920)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€24,850
All-in investment (incl. renovation & furnishing)€386,115

Gross yield (asking price)

7.8%

True gross yield (all-in)

6.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 149
Style: contemporary
Condition: good
Year Built: 2005
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

wicker pendant lightsteal accent cabinet

Score Breakdown

ROI
17.39
Visual Appeal
11.2
Ownership Security
13
Location
9.36
Land & Space
4.98
Rental Demand
4.79
Payback Speed
2
STR Suitability
3

Description

Unique Opportunity in the Heart of Portimão – Modern 2-Bedroom Apartment in a Gated Community with Private Garage We present this magnificent 2-bedroom apartment, located in one of the most central and sought-after areas of Portimão, within a modern building from 2005, in excellent condition. A perfect option for thos

Location

📍 37.1360°N, 8.5428°W

· Portimão, Algarve, Portugal

Idealista.pt
Portimão / Western Algarve

T2 flat in Rua Professor Doutor Montalvão Marques, Nn, Quinta da Malata, Portimão Cidade, Portimão

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
149 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$81K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.2%
$1,560/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.2 yr
Rental only

Property details

Year built: 2005
Energy: C
Condition: good

Description

Unique Opportunity in the Heart of Portimão – Modern 2-Bedroom Apartment in a Gated Community with Private Garage We present this magnificent 2-bedroom apartment, located in one of the most central and sought-after areas of Portimão, within a modern building from 2005, in excellent condition. A perfect option for thos

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$213/night
50% ($98)Brixfox estimate($213/night)200% ($392)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$18,721
Airbnb data$213/night · 48% occupancy
Rental income
$213/night · 48% occ.
$37,210
Running costs (20%)
Utilities, cleaning, maintenance
-$7,442
Income tax (10%)
Indonesian rental income tax
-$10,419
Property tax
Annual property tax
-$628
Net income
5.2% ROI
$18,721

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$358,696
IMT (transfer tax, investment schedule)$15,467
Imposto de Selo (stamp duty)$2,870
Notary & registration$1,359
Legal / due diligence$5,380
Total acquisition costs$25,076
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$8,908
($4,859$12,957)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$27,011
All-in investment$419,690

Gross yield (asking)

10.4%

True gross yield (all-in)

8.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$2.2M$1.6M$1.1M$543K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $330K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$401K
+22%
Rental Income
+$91K
Total Position
$493K
+49%
8.4%/yr
Year 10
Capital Value
$488K
+48%
Rental Income
+$197K
Total Position
$686K
+108%
7.6%/yr
Year 20
Capital Value
$723K
+119%
Rental Income
+$463K
Total Position
$1.2M
+259%
6.6%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$819K
Total Position
$1.9M
+473%
6.0%/yr

Location

Portimão

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.2% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Good
$196 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.4%
$1,307/mo
40% occ.
5.9%
$1,760/mo
48% occ.
7.1%
$2,118/mo
current
58% occ.
8.6%
$2,571/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.