Semi-detached house in Caminho Horta de São Francisco, Nn, Figueira, Mexilhoeira Grande
Semi-detached house in Caminho Horta de São Francisco, Nn, Figueira, Mexilhoeira Grande — image 2Semi-detached house in Caminho Horta de São Francisco, Nn, Figueira, Mexilhoeira Grande — image 3Semi-detached house in Caminho Horta de São Francisco, Nn, Figueira, Mexilhoeira Grande — image 4Semi-detached house in Caminho Horta de São Francisco, Nn, Figueira, Mexilhoeira Grande — image 5
Grade Bvillamid-range

Semi-detached house in Caminho Horta de São Francisco, Nn, Figueira, Mexilhoeira Grande

Portimão · Western Algarve ·

€525,000

Asking Price (EUR)

4.7%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.2%

True Gross Yield

30%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €43,076/yr
Average Daily Rate: €391
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 15.2 years
5-yr Capital Value: €689,842
10-yr Capital Value: €839,299
Brixfox Score: 63.2 / 100
Comparable Properties: 5
Data Confidence: 62%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€600,355

+14.4% over asking

Asking price€525,000
IMT — Property transfer tax (investment schedule)€29,830
IS — Stamp duty (0.8%)€4,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,875
Total acquisition costs€43,155
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€600,355

Gross yield (asking price)

8.2%

True gross yield (all-in)

7.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 267 m²
Land: 128 m²
Style: contemporary
Condition: excellent
Year Built: 2021
Energy Certificate: Not indicated
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

stone-clad facadeopen-plan living/dining with large glass doorsmodern staircase with wood and metal railing

Score Breakdown

ROI
17.92
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
2.69
Rental Demand
3.02
Payback Speed
3
STR Suitability
3

Description

Discover this three-storey semi-detached house located in Mexilhoeira Grande, in the municipality of Portimão. With a T3 layout, this home offers two bedrooms, a study, and three bathrooms, making it ideal for families or as a holiday retreat. Its proximity to the Penina Hotel golf course, just 300 metres away, is one

Location

📍 37.1605°N, 8.5932°W

· Portimão, Algarve, Portugal

View on Sotheby's Realty Carvoeiro →Also on Idealista.pt
Idealista.pt
Portimão / Western Algarve

Semi-detached house in Caminho Horta de São Francisco, Nn, Figueira, Mexilhoeira Grande

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
267 m²
Land Plot
128 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$129K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.5%
$2,624/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.1 yr
Rental only

Property details

Year built: 2021
Energy: Not indicated
Condition: excellent

Description

Discover this three-storey semi-detached house located in Mexilhoeira Grande, in the municipality of Portimão. With a T3 layout, this home offers two bedrooms, a study, and three bathrooms, making it ideal for families or as a holiday retreat. Its proximity to the Penina Hotel golf course, just 300 metres away, is one

Income Breakdown

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Nightly Rate (ADR)
$567/night
50% ($261)Brixfox estimate($567/night)200% ($1043)
Occupancy
30%
10%Brixfox estimate(30%)100%

Short-Term Rental

Yearly income
$31,488
Airbnb data$567/night · 30% occupancy
Rental income
$567/night · 30% occ.
$62,475
Running costs (20%)
Utilities, cleaning, maintenance
-$12,495
Income tax (10%)
Indonesian rental income tax
-$17,493
Property tax
Annual property tax
-$999
Net income
5.5% ROI
$31,488

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$570,652
IMT (transfer tax, investment schedule)$32,424
Imposto de Selo (stamp duty)$4,565
Notary & registration$1,359
Legal / due diligence$8,560
Total acquisition costs$46,908
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$650,386

Gross yield (asking)

10.9%

True gross yield (all-in)

9.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$3.5M$2.7M$1.8M$886K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $525K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$639K
+22%
Rental Income
+$154K
Total Position
$793K
+51%
8.6%/yr
Year 10
Capital Value
$777K
+48%
Rental Income
+$332K
Total Position
$1.1M
+111%
7.8%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$778K
Total Position
$1.9M
+267%
6.7%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$1.4M
Total Position
$3.1M
+487%
6.1%/yr

Location

Portimão

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.5% annual return
Occupancy
Weak
30% average occupancy
Nightly Rate
Strong
$521 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
128 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $521 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 30% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.4%
$3,536/mo
current
40% occ.
10.0%
$4,742/mo
30% occ.
7.5%
$3,561/mo
current
40% occ.
10.0%
$4,768/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.