T1 flat, Cercas Velhas, Nn, Sagres, Vila do Bispo
T1 flat, Cercas Velhas, Nn, Sagres, Vila do Bispo — image 2T1 flat, Cercas Velhas, Nn, Sagres, Vila do Bispo — image 3T1 flat, Cercas Velhas, Nn, Sagres, Vila do Bispo — image 4T1 flat, Cercas Velhas, Nn, Sagres, Vila do Bispo — image 5
Grade Bapartmentmid-range

T1 flat, Cercas Velhas, Nn, Sagres, Vila do Bispo

Sagres/Vila do Bispo · Western Algarve ·

€315,000

Asking Price (EUR)

3.1%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.7%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €16,716/yr
Average Daily Rate: €116
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 23.4 years
5-yr Capital Value: €413,905
10-yr Capital Value: €503,579
Brixfox Score: 57.9 / 100
Comparable Properties: 35
Data Confidence: 96%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€356,042

+13.0% over asking

Asking price€315,000
IMT — Property transfer tax (investment schedule)€13,047
IS — Stamp duty (0.8%)€2,520
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,725
Total acquisition costs€21,542
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€356,042

Gross yield (asking price)

5.3%

True gross yield (all-in)

4.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 72 m²
Style: modern
Condition: excellent
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

geometric kitchen backsplashopen-plan living/kitchen area

Score Breakdown

ROI
14.34
Visual Appeal
10.2
Ownership Security
13
Location
9
Land & Space
3.44
Rental Demand
3.95
Payback Speed
1
STR Suitability
3

Description

1 bedroom apartment in Sagres – Ready to move in | Condominium with swimming pool We present this excellent 1-bedroom apartment on the ground floor, located in the charming village of Sagres, 72 m², in one of the most sought-after areas of the Algarve. Property features: • 1-bedroom apartment • Ground floor (easy ac

Location

📍 37.0140°N, 8.9409°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

T1 flat, Cercas Velhas, Nn, Sagres, Vila do Bispo

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
72 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score58
GradeB
Brixfox Intelligence
58BStrong
Score Breakdown
ROI & Yield64%
Capital Growth61%
Risk Profile60%
Market Demand58%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$78K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.5%
$1,003/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
28.4 yr
Rental only

Property details

Energy: C
Condition: excellent

Description

1 bedroom apartment in Sagres – Ready to move in | Condominium with swimming pool We present this excellent 1-bedroom apartment on the ground floor, located in the charming village of Sagres, 72 m², in one of the most sought-after areas of the Algarve. Property features: • 1-bedroom apartment • Ground floor (easy ac

Income Breakdown

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Nightly Rate (ADR)
$168/night
50% ($77)Brixfox estimate($168/night)200% ($310)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$12,036
Airbnb data$168/night · 40% occupancy
Rental income
$168/night · 40% occ.
$24,298
Running costs (20%)
Utilities, cleaning, maintenance
-$4,860
Income tax (10%)
Indonesian rental income tax
-$6,803
Property tax
Annual property tax
-$599
Net income
3.5% ROI
$12,036

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$342,391
IMT (transfer tax, investment schedule)$14,182
Imposto de Selo (stamp duty)$2,739
Notary & registration$1,359
Legal / due diligence$5,136
Total acquisition costs$23,415
RenovationMove-in ready
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$387,002

Gross yield (asking)

7.1%

True gross yield (all-in)

6.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$1.8M$1.3M$890K$445K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $315K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 21: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$383K
+22%
Rental Income
+$59K
Total Position
$442K
+40%
7.0%/yr
Year 10
Capital Value
$466K
+48%
Rental Income
+$127K
Total Position
$593K
+88%
6.5%/yr
Year 20
Capital Value
$690K
+119%
Rental Income
+$298K
Total Position
$988K
+214%
5.9%/yr
Year 30
Capital Value
$1.0M
+224%
Rental Income
+$527K
Total Position
$1.5M
+392%
5.5%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.5% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Good
$155 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.5% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.6%
$1,026/mo
40% occ.
4.9%
$1,385/mo
current
40% occ.
4.8%
$1,367/mo
current
50% occ.
6.0%
$1,726/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.