Terraced house in Aldeia de Budens, Budens
Terraced house in Aldeia de Budens, Budens — image 2Terraced house in Aldeia de Budens, Budens — image 3Terraced house in Aldeia de Budens, Budens — image 4Terraced house in Aldeia de Budens, Budens — image 5
Grade B+villabudget

Terraced house in Aldeia de Budens, Budens

Sagres/Vila do Bispo · Western Algarve ·

€220,000

Asking Price (EUR)

9.1%

True Net Yield (Owner, all-in)

6.3%

True Net Yield (Managed, all-in)

14.0%

True Gross Yield

64%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €35,645/yr
Average Daily Rate: €152
-25.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 7.7 years
5-yr Capital Value: €289,077
10-yr Capital Value: €351,706
Brixfox Score: 69.2 / 100
Comparable Properties: 10
Data Confidence: 85%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€255,517

+16.1% over asking

Asking price€220,000
IMT — Property transfer tax (investment schedule)€6,397
IS — Stamp duty (0.8%)€1,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,300
Total acquisition costs€12,707
Renovation (est. €55/m² × 72 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,960
(€2,160–€5,760)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€255,517

Gross yield (asking price)

16.2%

True gross yield (all-in)

14.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 72 m²
Land: 28 m²
Style: portuguese-traditional
Condition: good
Year Built: 1992
Energy Certificate: Exempt

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

spiral staircasearched windows

Score Breakdown

ROI
25
Visual Appeal
7.4
Ownership Security
13
Location
8.4
Land & Space
0.97
Rental Demand
6.43
Payback Speed
5
STR Suitability
3

Description

Great opportunity - 2 Bed Townhouse centrally located in Budens - Vila do Bispo - Algarve Centrally located in the quiet village of Budens, this 2 bedrom townhouse is arranged over two floors and comprises a living area, kitchen, and bathroom on the ground floor, with two bedrooms, hall, and a second bathroom on the u

Location

📍 37.0876°N, 8.8325°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Luso Land →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Terraced house in Aldeia de Budens, Budens

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
72 m²
Land Plot
28 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 11.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+16.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$54K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
11.0%
$2,199/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.1 yr
Rental only

Property details

Year built: 1992
Energy: Exempt
Condition: good

Description

Great opportunity - 2 Bed Townhouse centrally located in Budens - Vila do Bispo - Algarve Centrally located in the quiet village of Budens, this 2 bedrom townhouse is arranged over two floors and comprises a living area, kitchen, and bathroom on the ground floor, with two bedrooms, hall, and a second bathroom on the u

Income Breakdown

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Customize your projections
Nightly Rate (ADR)
$219/night
50% ($101)Brixfox estimate($219/night)200% ($404)
Occupancy
64%
10%Brixfox estimate(64%)100%

Short-Term Rental

Yearly income
$26,384
Airbnb data$219/night · 64% occupancy
Rental income
$219/night · 64% occ.
$51,543
Running costs (20%)
Utilities, cleaning, maintenance
-$10,309
Income tax (10%)
Indonesian rental income tax
-$14,432
Property tax
Annual property tax
-$418
Net income
11.0% ROI
$26,384

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$239,130
IMT (transfer tax, investment schedule)$6,953
Imposto de Selo (stamp duty)$1,913
Notary & registration$1,359
Legal / due diligence$3,587
Total acquisition costs$13,812
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$4,304
($2,348–$6,261)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$275,562

Gross yield (asking)

21.6%

True gross yield (all-in)

18.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$2.1M$1.6M$1.1M$537K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $220K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$268K
+22%
Rental Income
+$129K
Total Position
$397K
+80%
12.5%/yr
Year 10
Capital Value
$326K
+48%
Rental Income
+$278K
Total Position
$604K
+175%
10.6%/yr
Year 20
Capital Value
$482K
+119%
Rental Income
+$652K
Total Position
$1.1M
+416%
8.5%/yr
Year 30
Capital Value
$714K
+224%
Rental Income
+$1.2M
Total Position
$1.9M
+749%
7.4%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
11.0% annual return
Occupancy
Good
64% average occupancy
Nightly Rate
Strong
$202 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
28 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 11.0% — outperforms most villas in this market
Premium nightly rate of $202 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

44% occ.
10.2%
$2,037/mo
54% occ.
12.6%
$2,504/mo
64% occ.
14.9%
$2,972/mo
current
74% occ.
17.3%
$3,439/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.