Terraced house in Quinta da Encosta Velha, 82, Golfe Santo António, Budens
Terraced house in Quinta da Encosta Velha, 82, Golfe Santo António, Budens — image 2Terraced house in Quinta da Encosta Velha, 82, Golfe Santo António, Budens — image 3Terraced house in Quinta da Encosta Velha, 82, Golfe Santo António, Budens — image 4Terraced house in Quinta da Encosta Velha, 82, Golfe Santo António, Budens — image 5
Grade Avillamid-range

Terraced house in Quinta da Encosta Velha, 82, Golfe Santo António, Budens

Sagres/Vila do Bispo · Western Algarve ·

€438,000

Asking Price (EUR)

16.3%

True Net Yield (Owner, all-in)

11.3%

True Net Yield (Managed, all-in)

25.1%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €126,604/yr
Average Daily Rate: €520
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 3.8 years
5-yr Capital Value: €575,525
10-yr Capital Value: €700,215
Brixfox Score: 79.6 / 100
Comparable Properties: 11
Data Confidence: 82%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€504,394

+15.2% over asking

Asking price€438,000
IMT — Property transfer tax (investment schedule)€22,870
IS — Stamp duty (0.8%)€3,504
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,570
Total acquisition costs€34,194
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€504,394

Gross yield (asking price)

28.9%

True gross yield (all-in)

25.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 140 m²
Style: contemporary
Condition: excellent
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

fireplace with decorative wall artarched doorways leading to stairslarge sliding glass doors to balcony

Score Breakdown

ROI
25
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
4.8
Rental Demand
7.65
Payback Speed
5
STR Suitability
3

Description

A beautiful and elegant semi-detached house in Budens, on a golf course. South-facing, with several sunny terraces and a balcony, ideal for tourist rental as well as for a peaceful and joyful family life. 3 bedrooms, all with built-in wardrobes, 2 bathrooms, one en-suite and the other with a bathtub, ample storage sp

Location

📍 37.0090°N, 8.9390°W

· Sagres/Vila do Bispo, Algarve, Portugal

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Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Terraced house in Quinta da Encosta Velha, 82, Golfe Santo António, Budens

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
140 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 22.7% net return annually.

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The Investment

Brixfox Score80
GradeA
Brixfox Intelligence
80AExcellent
Score Breakdown
ROI & Yield88%
Capital Growth84%
Risk Profile81%
Market Demand80%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+27.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$108K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
22.7%
$9,015/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
4 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
4.4 yr
Rental only

Property details

Energy: C
Condition: excellent

Description

A beautiful and elegant semi-detached house in Budens, on a golf course. South-facing, with several sunny terraces and a balcony, ideal for tourist rental as well as for a peaceful and joyful family life. 3 bedrooms, all with built-in wardrobes, 2 bathrooms, one en-suite and the other with a bathtub, ample storage sp

Income Breakdown

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Nightly Rate (ADR)
$751/night
50% ($345)Brixfox estimate($751/night)200% ($1382)
Occupancy
76%
10%Brixfox estimate(76%)100%

Short-Term Rental

Yearly income
$108,178
Airbnb data$751/night · 76% occupancy
Rental income
$751/night · 76% occ.
$209,637
Running costs (20%)
Utilities, cleaning, maintenance
-$41,927
Income tax (10%)
Indonesian rental income tax
-$58,698
Property tax
Annual property tax
-$833
Net income
22.7% ROI
$108,178

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$476,087
IMT (transfer tax, investment schedule)$24,859
Imposto de Selo (stamp duty)$3,809
Notary & registration$1,359
Legal / due diligence$7,141
Total acquisition costs$37,167
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$546,080

Gross yield (asking)

44.0%

True gross yield (all-in)

38.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$7.1M$5.3M$3.5M$1.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $438K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 5: rental income alone has repaid the full purchase price.
2x return
Year 4: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$533K
+22%
Rental Income
+$528K
Total Position
$1.1M
+142%
19.4%/yr
Year 10
Capital Value
$648K
+48%
Rental Income
+$1.1M
Total Position
$1.8M
+309%
15.1%/yr
Year 20
Capital Value
$960K
+119%
Rental Income
+$2.7M
Total Position
$3.6M
+730%
11.2%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$4.7M
Total Position
$6.2M
+1305%
9.2%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
22.7% annual return
Occupancy
Strong
76% average occupancy
Nightly Rate
Strong
$691 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 22.7% — outperforms most villas in this market
Strong occupancy at 76% — consistent booking demand
Premium nightly rate of $691 — positioned in the top tier

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

56% occ.
22.6%
$8,962/mo
66% occ.
26.6%
$10,561/mo
76% occ.
30.6%
$12,159/mo
current
86% occ.
34.7%
$13,758/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.