Detached house in Fonte Santa, Quarteira
Detached house in Fonte Santa, Quarteira — image 2Detached house in Fonte Santa, Quarteira — image 3Detached house in Fonte Santa, Quarteira — image 4Detached house in Fonte Santa, Quarteira — image 5
Grade Bvillaluxury

Detached house in Fonte Santa, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€1.1M

Asking Price (EUR)

2.0%

True Net Yield (Owner, all-in)

1.4%

True Net Yield (Managed, all-in)

3.1%

True Gross Yield

34%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.4 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €38,008/yr
Average Daily Rate: 308
+23.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 34.8 years
5-yr Capital Value: €1.4M
10-yr Capital Value: €1.7M
Brixfox Score: 61.9 / 100
Comparable Properties: 15
Data Confidence: 84%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.2M

+13.4% over asking

Asking price€1.1M
IMT — Property transfer tax (investment schedule)€64,800
IS — Stamp duty (0.8%)€8,640
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€16,200
Total acquisition costs€90,890
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€53,300
All-in investment (incl. renovation & furnishing)€1.2M

Gross yield (asking price)

3.5%

True gross yield (all-in)

3.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 170
Land: 413
Style: modern
Condition: excellent
Year Built: 2020
Energy Certificate: A
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge poollarge sliding glass doorscovered outdoor dining area

Score Breakdown

ROI
11.09
Visual Appeal
13.2
Ownership Security
13
Location
8.4
Land & Space
9.85
Rental Demand
3.38
Payback Speed
0
STR Suitability
3

Description

Fantastic villa of contemporary architecture, located in Passis Valley urbanization, in Quarteira. Inserted in a plot of 413 m², this property offers a large outdoor area with heated swimming pool, garden with synthetic lawn of easy maintenance, carport at the entrance and garage for one car. It also has an alarm syst

Location

📍 37.0787°N, 8.0817°W

· Loulé/Vilamoura, Algarve, Portugal

Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Fonte Santa, Quarteira

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
170 m²
Land Plot
413 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$332K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.3%
$2,261/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
43.3 yr
Rental only

Property details

Year built: 2020
Energy: A
Condition: excellent

Description

Fantastic villa of contemporary architecture, located in Passis Valley urbanization, in Quarteira. Inserted in a plot of 413 m², this property offers a large outdoor area with heated swimming pool, garden with synthetic lawn of easy maintenance, carport at the entrance and garage for one car. It also has an alarm syst

Income Breakdown

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Nightly Rate (ADR)
$455/night
50% ($209)Brixfox estimate($455/night)200% ($837)
Occupancy
34%
10%Brixfox estimate(34%)100%

Short-Term Rental

Yearly income
$27,131
Airbnb data$455/night · 34% occupancy
Rental income
$455/night · 34% occ.
$56,125
Running costs (20%)
Utilities, cleaning, maintenance
-$11,225
Income tax (10%)
Indonesian rental income tax
-$15,715
Property tax
Annual property tax
-$2,054
Net income
2.3% ROI
$27,131

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,173,913
IMT (transfer tax, investment schedule)$70,435
Imposto de Selo (stamp duty)$9,391
Notary & registration$1,359
Legal / due diligence$17,609
Total acquisition costs$98,793
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.
$55,761
All-in investment$1,328,467

Gross yield (asking)

4.8%

True gross yield (all-in)

4.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$5.4M$4.0M$2.7M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.1M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 29: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.3M
+22%
Rental Income
+$133K
Total Position
$1.4M
+34%
6.0%/yr
Year 10
Capital Value
$1.6M
+48%
Rental Income
+$286K
Total Position
$1.9M
+75%
5.7%/yr
Year 20
Capital Value
$2.4M
+119%
Rental Income
+$671K
Total Position
$3.0M
+181%
5.3%/yr
Year 30
Capital Value
$3.5M
+224%
Rental Income
+$1.2M
Total Position
$4.7M
+334%
5.0%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.3% annual return
Occupancy
Weak
34% average occupancy
Nightly Rate
Strong
$419 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Good
413 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $419 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.3% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.8%
$2,735/mo
40% occ.
3.8%
$3,703/mo
34% occ.
3.2%
$3,103/mo
current
44% occ.
4.2%
$4,071/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.