Detached house in Loule Nn, Centro Oeste da Cidade de Loulé, São Sebastião
Detached house in Loule Nn, Centro Oeste da Cidade de Loulé, São Sebastião — image 2Detached house in Loule Nn, Centro Oeste da Cidade de Loulé, São Sebastião — image 3Detached house in Loule Nn, Centro Oeste da Cidade de Loulé, São Sebastião — image 4Detached house in Loule Nn, Centro Oeste da Cidade de Loulé, São Sebastião — image 5
Grade B+villaluxury

Detached house in Loule Nn, Centro Oeste da Cidade de Loulé, São Sebastião

Loulé/Vilamoura · Golden Triangle ·

€1.8M

Asking Price (EUR)

1.8%

True Net Yield (Owner, all-in)

1.2%

True Net Yield (Managed, all-in)

2.7%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €54,007/yr
Average Daily Rate: 303
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 45.1 years
5-yr Capital Value: €2.6M
10-yr Capital Value: €3.1M
Brixfox Score: 67.1 / 100
Comparable Properties: 7
Data Confidence: 70%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.0M

+12.9% over asking

Asking price€1.8M
IMT — Property transfer tax (investment schedule)€131,250
IS — Stamp duty (0.8%)€14,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€26,250
Total acquisition costs€172,750
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€53,300
All-in investment (incl. renovation & furnishing)€2.0M

Gross yield (asking price)

3.1%

True gross yield (all-in)

2.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 297
Land: 3545
Style: contemporary
Condition: excellent
Year Built: 2024
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

stone feature wall with integrated fireplace and TVlarge sliding glass doors with panoramic viewsopen-plan living and dining areamodern minimalist kitchen island

Score Breakdown

ROI
10.17
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.89
Payback Speed
0
STR Suitability
3

Description

Beautiful country-side villa where modern meets traditional Surrounded by nature, sunshine, tranquility and open space yet close enough to your everyday amenities in the traditional town of Loule. The Villa offers modern interiors, with high quality finishes, modern equipment and the functionality of single-storey livi

Location

📍 37.0770°N, 8.1170°W

· Loulé/Vilamoura, Algarve, Portugal

Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Loule Nn, Centro Oeste da Cidade de Loulé, São Sebastião

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
297 m²
Land Plot
3545 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 2.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$537K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.0%
$3,104/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
51.1 yr
Rental only

Property details

Year built: 2024
Energy: A
Condition: excellent

Description

Beautiful country-side villa where modern meets traditional Surrounded by nature, sunshine, tranquility and open space yet close enough to your everyday amenities in the traditional town of Loule. The Villa offers modern interiors, with high quality finishes, modern equipment and the functionality of single-storey livi

Income Breakdown

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Nightly Rate (ADR)
$437/night
50% ($201)Brixfox estimate($437/night)200% ($805)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$37,251
Airbnb data$437/night · 49% occupancy
Rental income
$437/night · 49% occ.
$78,038
Running costs (20%)
Utilities, cleaning, maintenance
-$15,608
Income tax (10%)
Indonesian rental income tax
-$21,851
Property tax
Annual property tax
-$3,329
Net income
2.0% ROI
$37,251

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,902,174
IMT (transfer tax, investment schedule)$142,663
Imposto de Selo (stamp duty)$15,217
Notary & registration$1,359
Legal / due diligence$28,533
Total acquisition costs$187,772
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.
$55,761
All-in investment$2,145,707

Gross yield (asking)

4.1%

True gross yield (all-in)

3.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$8.4M$6.3M$4.2M$2.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $1.8M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.1M
+22%
Rental Income
+$182K
Total Position
$2.3M
+32%
5.7%/yr
Year 10
Capital Value
$2.6M
+48%
Rental Income
+$393K
Total Position
$3.0M
+70%
5.5%/yr
Year 20
Capital Value
$3.8M
+119%
Rental Income
+$921K
Total Position
$4.8M
+172%
5.1%/yr
Year 30
Capital Value
$5.7M
+224%
Rental Income
+$1.6M
Total Position
$7.3M
+318%
4.9%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.0% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$402 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
3545 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $402 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 3545 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.0% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.6%
$2,517/mo
40% occ.
2.2%
$3,448/mo
49% occ.
2.7%
$4,274/mo
current
59% occ.
3.3%
$5,206/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.