T3 flat in Rua de Volta da Figueira, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira
T3 flat in Rua de Volta da Figueira, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 2T3 flat in Rua de Volta da Figueira, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 3T3 flat in Rua de Volta da Figueira, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 4T3 flat in Rua de Volta da Figueira, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 5
Grade Aapartmentluxury

T3 flat in Rua de Volta da Figueira, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€499,000

Asking Price (EUR)

8.6%

True Net Yield (Owner, all-in)

5.9%

True Net Yield (Managed, all-in)

13.2%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €77,742/yr
Average Daily Rate: €483
+21.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%), Luxury finish (+8%)
Payback Period: 8.0 years
5-yr Capital Value: €655,679
10-yr Capital Value: €797,733
Brixfox Score: 76.1 / 100
Comparable Properties: 33
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€588,277

+17.9% over asking

Asking price€499,000
IMT — Property transfer tax (investment schedule)€27,750
IS — Stamp duty (0.8%)€3,992
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,485
Total acquisition costs€40,477
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€48,800
All-in investment (incl. renovation & furnishing)€588,277

Gross yield (asking price)

15.6%

True gross yield (all-in)

13.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 106 m²
Style: contemporary
Condition: excellent
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

geometric chandeliercurved accent wall with lightingbalcony with city/greenery view

Score Breakdown

ROI
25
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
4.12
Rental Demand
4.41
Payback Speed
4
STR Suitability
3

Description

Discover a contemporary retreat in Vilamoura, where every space has been designed to provide harmony and well-being. This three-bedroom apartment stands out for its sophisticated ambiance, marked by modern finishes and a welcoming atmosphere. The spacious social area, flooded with natural light, connects to an inviti

Location

📍 37.0900°N, 8.1190°W

· Loulé/Vilamoura, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

T3 flat in Rua de Volta da Figueira, Barca do Lago - Eden - Planalto, Vilamoura, Quarteira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
106 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 10.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+16.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$153K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
10.6%
$4,790/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.4 yr
Rental only

Property details

Energy: C
Condition: excellent

Description

Discover a contemporary retreat in Vilamoura, where every space has been designed to provide harmony and well-being. This three-bedroom apartment stands out for its sophisticated ambiance, marked by modern finishes and a welcoming atmosphere. The spacious social area, flooded with natural light, connects to an inviti

Income Breakdown

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Nightly Rate (ADR)
$698/night
50% ($321)Brixfox estimate($698/night)200% ($1285)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$57,476
Airbnb data$698/night · 44% occupancy
Rental income
$698/night · 44% occ.
$112,357
Running costs (20%)
Utilities, cleaning, maintenance
-$22,471
Income tax (10%)
Indonesian rental income tax
-$31,460
Property tax
Annual property tax
-$949
Net income
10.6% ROI
$57,476

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$542,391
IMT (transfer tax, investment schedule)$30,163
Imposto de Selo (stamp duty)$4,339
Notary & registration$1,359
Legal / due diligence$8,136
Total acquisition costs$43,997
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$53,043
All-in investment$639,432

Gross yield (asking)

20.7%

True gross yield (all-in)

17.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $499K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$607K
+22%
Rental Income
+$281K
Total Position
$888K
+78%
12.2%/yr
Year 10
Capital Value
$739K
+48%
Rental Income
+$606K
Total Position
$1.3M
+170%
10.4%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$1.4M
Total Position
$2.5M
+404%
8.4%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$2.5M
Total Position
$4.1M
+728%
7.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.6% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$643 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.6% — outperforms most villas in this market
Premium nightly rate of $643 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 44% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
9.7%
$4,382/mo
40% occ.
13.0%
$5,870/mo
44% occ.
14.3%
$6,475/mo
current
54% occ.
17.6%
$7,962/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.