T1 flat in Rua da Bolina, 5, Galé, Guia
T1 flat in Rua da Bolina, 5, Galé, Guia — image 2T1 flat in Rua da Bolina, 5, Galé, Guia — image 3T1 flat in Rua da Bolina, 5, Galé, Guia — image 4T1 flat in Rua da Bolina, 5, Galé, Guia — image 5
Grade Bapartmentmid-range

T1 flat in Rua da Bolina, 5, Galé, Guia

Albufeira · Central Algarve ·

€320,000

Asking Price (EUR)

3.3%

True Net Yield (Owner, all-in)

2.3%

True Net Yield (Managed, all-in)

5.1%

True Gross Yield

35%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €18,727/yr
Average Daily Rate: €146
+8.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%)
Payback Period: 21.4 years
5-yr Capital Value: €420,475
10-yr Capital Value: €511,572
Brixfox Score: 59.6 / 100
Comparable Properties: 15
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€366,900

+14.7% over asking

Asking price€320,000
IMT — Property transfer tax (investment schedule)€13,430
IS — Stamp duty (0.8%)€2,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,800
Total acquisition costs€22,040
Renovation (est. €55/m² × 52 m²)
Light touch-ups — paint, fixtures, deep clean.		€2,860
(€1,560–€4,160)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,000
All-in investment (incl. renovation & furnishing)€366,900

Gross yield (asking price)

5.8%

True gross yield (all-in)

5.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 52 m²
Style: portuguese-traditional
Condition: good
Year Built: 1990
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private balconiescommunal swimming pool

Score Breakdown

ROI
14.99
Visual Appeal
12.6
Ownership Security
13
Location
8.4
Land & Space
3.04
Rental Demand
3.52
Payback Speed
1
STR Suitability
3

Description

One-bedroom flat with excellent floor space, fully furnished and ready to move into. The kitchen has been recently refurbished and is equipped with new appliances, including a water heater.   The living room and bedroom face south, enjoying excellent sunlight, and both have direct access to a balcony with a stunning

Location

📍 37.0898°N, 8.3128°W

· Albufeira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T1 flat in Rua da Bolina, 5, Galé, Guia

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
52 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score60
GradeB
Brixfox Intelligence
60BStrong
Score Breakdown
ROI & Yield66%
Capital Growth63%
Risk Profile62%
Market Demand60%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$79K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.9%
$1,122/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
25.8 yr
Rental only

Property details

Year built: 1990
Energy: C
Condition: good

Description

One-bedroom flat with excellent floor space, fully furnished and ready to move into. The kitchen has been recently refurbished and is equipped with new appliances, including a water heater.   The living room and bedroom face south, enjoying excellent sunlight, and both have direct access to a balcony with a stunning

Income Breakdown

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Nightly Rate (ADR)
$211/night
50% ($97)Brixfox estimate($211/night)200% ($388)
Occupancy
35%
10%Brixfox estimate(35%)100%

Short-Term Rental

Yearly income
$13,467
Airbnb data$211/night · 35% occupancy
Rental income
$211/night · 35% occ.
$27,070
Running costs (20%)
Utilities, cleaning, maintenance
-$5,414
Income tax (10%)
Indonesian rental income tax
-$7,579
Property tax
Annual property tax
-$609
Net income
3.9% ROI
$13,467

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$347,826
IMT (transfer tax, investment schedule)$14,598
Imposto de Selo (stamp duty)$2,783
Notary & registration$1,359
Legal / due diligence$5,217
Total acquisition costs$23,957
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$3,109
($1,696–$4,522)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$23,913
All-in investment$398,804

Gross yield (asking)

7.8%

True gross yield (all-in)

6.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.9M$1.4M$936K$468K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $320K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$389K
+22%
Rental Income
+$66K
Total Position
$455K
+42%
7.3%/yr
Year 10
Capital Value
$474K
+48%
Rental Income
+$142K
Total Position
$616K
+92%
6.8%/yr
Year 20
Capital Value
$701K
+119%
Rental Income
+$333K
Total Position
$1.0M
+223%
6.0%/yr
Year 30
Capital Value
$1.0M
+224%
Rental Income
+$589K
Total Position
$1.6M
+409%
5.6%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.9% annual return
Occupancy
Weak
35% average occupancy
Nightly Rate
Good
$194 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.5%
$1,295/mo
40% occ.
6.0%
$1,744/mo
35% occ.
5.3%
$1,528/mo
current
45% occ.
6.8%
$1,977/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.