House in Estoi
House in Estoi — image 2House in Estoi — image 3House in Estoi — image 4House in Estoi — image 5
Grade B+villaluxury

House in Estoi

Faro · Eastern Algarve ·

€2.9M

Asking Price (EUR)

2.3%

True Net Yield (Owner, all-in)

1.6%

True Net Yield (Managed, all-in)

3.6%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €117,499/yr
Average Daily Rate: €813
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 30.5 years
5-yr Capital Value: €3.8M
10-yr Capital Value: €4.6M
Brixfox Score: 68 / 100
Comparable Properties: 5
Data Confidence: 67%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.2M

+12.0% over asking

Asking price€2.9M
IMT — Property transfer tax (investment schedule)€217,500
IS — Stamp duty (0.8%)€23,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€43,500
Total acquisition costs€285,450
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€3.2M

Gross yield (asking price)

4.0%

True gross yield (all-in)

3.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 260 m²
Land: 15135 m²
Style: contemporary
Condition: excellent
Year Built: 2025
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge poolmodern kitchen island with seatingopen-plan living arealarge glass sliding doors

Score Breakdown

ROI
11.67
Visual Appeal
16.6
Ownership Security
13
Location
7.8
Land & Space
12
Rental Demand
3.96
Payback Speed
0
STR Suitability
3

Description

Discover this magnificent 4-bedroom villa recently built with contemporary architecture, located in the picturesque village of Estoi, in the heart of the Algarve. With a functional and harmonious layout, this property stands out for its 4 spacious bedrooms, two of which are elegant suites, designed to provide comfort,

Location

📍 37.0194°N, 7.9322°W

· Faro, Algarve, Portugal

View on LUXIMOS Christie’s International Real Estate →Also on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

House in Estoi

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
260 m²
Land Plot
15135 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 2.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$544K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.7%
$6,990/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
14 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
37.6 yr
Rental only

Property details

Year built: 2025
Energy: B-
Condition: excellent

Description

Discover this magnificent 4-bedroom villa recently built with contemporary architecture, located in the picturesque village of Estoi, in the heart of the Algarve. With a functional and harmonious layout, this property stands out for its 4 spacious bedrooms, two of which are elegant suites, designed to provide comfort,

Income Breakdown

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Nightly Rate (ADR)
$1,189/night
50% ($547)Brixfox estimate($1,189/night)200% ($2188)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$83,876
Airbnb data$1,189/night · 40% occupancy
Rental income
$1,189/night · 40% occ.
$171,909
Running costs (20%)
Utilities, cleaning, maintenance
-$34,382
Income tax (10%)
Indonesian rental income tax
-$48,134
Property tax
Annual property tax
-$5,516
Net income
2.7% ROI
$83,876

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$3,152,174
IMT (transfer tax, investment schedule)$236,413
Imposto de Selo (stamp duty)$25,217
Notary & registration$1,359
Legal / due diligence$47,283
Total acquisition costs$310,272
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$3,527,826

Gross yield (asking)

5.5%

True gross yield (all-in)

4.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$15.0M$11.3M$7.5M$3.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.9M
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 26: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$3.5M
+22%
Rental Income
+$410K
Total Position
$3.9M
+36%
6.3%/yr
Year 10
Capital Value
$4.3M
+48%
Rental Income
+$885K
Total Position
$5.2M
+79%
6.0%/yr
Year 20
Capital Value
$6.4M
+119%
Rental Income
+$2.1M
Total Position
$8.4M
+191%
5.5%/yr
Year 30
Capital Value
$9.4M
+224%
Rental Income
+$3.7M
Total Position
$13.1M
+351%
5.1%/yr

Location

Faro

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.7% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$1094 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
15135 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1094 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 15135 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.7% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.7%
$7,135/mo
40% occ.
3.7%
$9,666/mo
current
40% occ.
3.6%
$9,567/mo
current
50% occ.
4.6%
$12,099/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.